Buy Cheap Oklahoma City, OK Auto Insurance (2022)

Oklahoma City, OK auto insurance rates average $393 a month. Minimum auto insurance requirements in Oklahoma City, Oklahoma are 25/50/25 to comply with Oklahoma laws. To buy cheap auto insurance in Oklahoma City, OK, compare Oklahoma City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Oklahoma City is Liberty Mutual
  • The most expensive auto insurance company in Oklahoma City after a DUI is Liberty Mutual
  • Average auto insurance rates in Oklahoma City, OK after a DUI are $5,328/year

Finding affordable Oklahoma City, Oklahoma auto insurance can be challenging, but everything you need to know to buy cheap Oklahoma City, OK auto insurance with confidence is right here. Auto insurance rates in Oklahoma City are affected by local factors as well as personal ones like your driving record.

See how Oklahoma City, OK car insurance rates compare to Norman auto insurance rates, Enid auto insurance rates, and Oklahoma City auto insurance rates before you read more about the cost of auto insurance in Oklahoma City.

Don’t buy Oklahoma City, OK auto insurance until you’ve compared rates. Get free Oklahoma City, Oklahoma auto insurance quotes when you enter your ZIP code above.

Oklahoma City, OK Minimum Auto Insurance Requirements

The required auto insurance in Oklahoma City, OK is 25/50/25 according to the auto insurance laws in Oklahoma. The minimum auto insurance in Oklahoma City, Oklahoma is outlined here.

Minimum Required Auto Insurance Coverage in Oklahoma City, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oklahoma City, OK Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oklahoma City, OK. Take a look at Oklahoma City, Oklahoma auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oklahoma City, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,277 $3,985 $3,509
Farmers $5,381 $4,482 $4,261
GEICO $4,430 $3,675 $2,920
Liberty Mutual $11,211 $6,881 $5,389
Progressive $6,645 $5,664 $5,269
State Farm $4,480 $2,861 $2,298
USAA $5,078 $2,934 $2,352

Buy Cheap Oklahoma City, OK Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oklahoma City, Oklahoma auto insurance rates? Find out how car insurance rates in Oklahoma City, OK are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oklahoma City, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,647 $2,652 $2,448 $2,569 $8,235 $9,671 $2,844 $2,989
Farmers $2,608 $2,588 $2,330 $2,473 $10,656 $10,969 $2,962 $3,077
GEICO $2,353 $2,596 $2,558 $2,931 $7,174 $7,653 $2,064 $2,068
Liberty Mutual $5,140 $5,438 $4,518 $4,948 $15,093 $16,625 $5,338 $5,518
Progressive $3,237 $3,069 $2,667 $2,830 $12,906 $14,453 $3,776 $3,937
State Farm $2,081 $2,081 $1,854 $1,854 $5,826 $7,316 $2,203 $2,489
USAA $2,041 $2,030 $1,978 $1,982 $6,701 $7,448 $2,612 $2,845

Buy Cheap Oklahoma City, OK Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oklahoma City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oklahoma City, OK are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oklahoma City, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,235 $9,671
Farmers $10,656 $10,969
GEICO $7,174 $7,653
Liberty Mutual $15,093 $16,625
Progressive $12,906 $14,453
State Farm $5,826 $7,316
USAA $6,701 $7,448

Buy Cheap Oklahoma City, OK Auto Insurance for Seniors

You can save on senior auto insurance rates in Oklahoma City, Oklahoma by comparing Oklahoma City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oklahoma City, OK here.

Annual Auto Insurance Rates for Senior Drivers in Oklahoma City, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,448 $2,569
Farmers $2,330 $2,473
GEICO $2,558 $2,931
Liberty Mutual $4,518 $4,948
Progressive $2,667 $2,830
State Farm $1,854 $1,854
USAA $1,978 $1,982

Find Cheap Auto Insurance Rates in Oklahoma City, OK by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oklahoma City, Oklahoma auto insurance. Compare Oklahoma City, OK auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oklahoma City, Oklahoma

Insurance Company Low Medium High
Allstate $3,952 $4,237 $4,582
Farmers $4,475 $4,644 $5,005
GEICO $3,373 $3,686 $3,965
Liberty Mutual $7,386 $7,798 $8,298
Progressive $5,393 $5,818 $6,367
State Farm $2,995 $3,193 $3,451
USAA $3,285 $3,442 $3,637

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Find Cheap Oklahoma City, OK Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oklahoma City. Compare auto insurance rates in Oklahoma City, OK by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oklahoma City, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,257 $4,257
Farmers $4,708 $4,708
GEICO $3,609 $3,741
Liberty Mutual $7,827 $7,827
Progressive $5,859 $5,859
State Farm $3,158 $3,267
USAA $3,413 $3,496

Find Cheap Oklahoma City, OK Auto Insurance Rates by ZIP Code

Auto insurance rates in Oklahoma City, Oklahoma can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Oklahoma City, OK to see how much where you live in Oklahoma City affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Oklahoma City, Oklahoma

ZIP Code Average Annual Rates
73078 $4,440
73084 $4,529
73099 $4,314
73102 $4,900
73103 $4,898
73104 $4,746
73105 $4,778
73106 $4,907
73107 $4,869
73108 $4,878
73109 $4,875
73111 $4,768
73112 $4,801
73114 $4,834
73117 $4,863
73118 $4,844
73119 $4,907
73120 $4,790
73121 $4,736
73122 $4,815
73127 $4,784
73128 $4,689
73129 $4,748
73131 $4,697
73132 $4,842
73134 $4,700
73135 $4,697
73139 $4,637
73141 $4,747
73142 $4,666
73145 $4,583
73149 $4,715
73150 $4,572
73151 $4,653
73159 $4,772
73160 $4,520
73162 $4,781
73163 $4,746
73165 $4,538
73167 $4,650
73169 $4,519
73170 $4,534
73173 $4,553
73179 $4,693
73190 $4,700
73195 $4,696

Find Cheap Oklahoma City, OK Auto Insurance Rates by Driving Record

Auto insurance rates in Oklahoma City, Oklahoma are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oklahoma City, OK, take a look at the average cost for various violations versus rates for a clean driving record in Oklahoma City.

Annual Oklahoma City, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,655 $4,292 $4,964 $4,117
Farmers $3,969 $5,122 $4,997 $4,744
GEICO $2,651 $4,107 $4,627 $3,314
Liberty Mutual $5,236 $8,845 $9,994 $7,234
Progressive $4,560 $8,487 $5,037 $5,354
State Farm $2,951 $3,475 $3,213 $3,213
USAA $2,543 $3,676 $4,466 $3,133

Find Cheap Oklahoma City, OK Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oklahoma City, Oklahoma is higher than for a clean driving record. You can buy auto insurance after a DUI in Oklahoma City for less when you shop around and compare rates from multiple Oklahoma City, OK auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oklahoma City, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,964
Farmers $4,997
GEICO $4,627
Liberty Mutual $9,994
Progressive $5,037
State Farm $3,213
USAA $4,466

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Winners by Category: Where to Buy Cheap Auto Insurance in Oklahoma City, OK

Compare rates from the cheapest auto insurance companies in Oklahoma City, OK for your needs. Take a look at how Oklahoma City, Oklahoma auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oklahoma City, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Oklahoma City, Oklahoma Auto Insurance Companies

If you’re looking for the cheapest Oklahoma City, OK auto insurance companies overall, you can compare them here. Find the best price for Oklahoma City, Oklahoma car insurance by company.

Average Annual Auto Insurance Rates by Company in Oklahoma City, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,257
Farmers $4,708
GEICO $3,675
Liberty Mutual $7,827
Progressive $5,859
State Farm $3,213
USAA $3,455

What affects Oklahoma City, Oklahoma auto insurance rates?

Local factors affect auto insurance rates in Oklahoma City, OK, including traffic, theft statistics, and commute length. Take a look at the things that impact Oklahoma City auto insurance rates.

Commute Times in Oklahoma City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oklahoma City, OK is 21.4 minutes according to City-Data.

Traffic in Oklahoma City

How is traffic in Oklahoma City, Oklahoma? Inrix data shows that Oklahoma City, OK traffic makes it the 306th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Oklahoma City, OK

You can buy cheap Oklahoma City, OK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oklahoma City, Oklahoma auto insurance quotes from top companies.

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