Buy Cheap Okeechobee, FL Auto Insurance (2021)

Okeechobee, FL auto insurance rates average $375 a month. Minimum auto insurance requirements in Okeechobee, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Okeechobee, FL, compare Okeechobee auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Okeechobee is Allstate
  • Average auto insurance rates in Okeechobee, FL for teens drivers are $8,072/year
  • The most expensive auto insurance company in Okeechobee after a DUI is Liberty Mutual

Finding affordable Okeechobee, Florida auto insurance can be challenging, but everything you need to know to buy cheap Okeechobee, FL auto insurance with confidence is right here. Auto insurance rates in Okeechobee are affected by local factors as well as personal ones like your driving record.

See how Okeechobee, FL car insurance rates compare to St. Petersburg auto insurance rates, Tampa auto insurance rates, and Jacksonville auto insurance rates before you read more about the cost of auto insurance in Okeechobee.

Don’t buy Okeechobee, FL auto insurance until you’ve compared rates. Get free Okeechobee, Florida auto insurance quotes when you enter your ZIP code above.

Okeechobee, FL Minimum Auto Insurance Requirements

The required auto insurance in Okeechobee, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Okeechobee, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Okeechobee, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Okeechobee, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Okeechobee, FL. Take a look at Okeechobee, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Okeechobee, Florida

Insurance Company Poor Fair Good
Allstate $9,355 $5,914 $4,792
GEICO $5,202 $3,150 $2,366
Liberty Mutual $7,413 $5,411 $4,366
Nationwide $4,457 $3,277 $2,965
Progressive $7,766 $5,537 $4,612
State Farm $4,025 $2,658 $2,190
USAA $4,919 $2,404 $1,741

Buy Cheap Okeechobee, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Okeechobee, Florida auto insurance rates? Find out how car insurance rates in Okeechobee, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Okeechobee, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,151 $3,958 $3,614 $3,666 $14,325 $15,508 $4,112 $4,160
GEICO $2,820 $2,832 $2,642 $2,642 $5,046 $6,339 $3,107 $3,153
Liberty Mutual $3,936 $3,936 $3,598 $3,598 $8,427 $13,037 $3,936 $5,374
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,990 $3,736 $3,410 $3,660 $11,327 $12,326 $4,788 $4,534
State Farm $1,870 $1,870 $1,698 $1,698 $5,377 $6,859 $2,072 $2,218
USAA $1,737 $1,706 $1,630 $1,611 $6,022 $6,961 $2,168 $2,335

Buy Cheap Okeechobee, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Okeechobee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Okeechobee, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Okeechobee, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,325 $15,508
GEICO $5,046 $6,339
Liberty Mutual $8,427 $13,037
Nationwide $5,977 $7,354
Progressive $11,327 $12,326
State Farm $5,377 $6,859
USAA $6,022 $6,961

Buy Cheap Okeechobee, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Okeechobee, Florida by comparing Okeechobee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Okeechobee, FL here.

Annual Auto Insurance Rates for Senior Drivers in Okeechobee, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,614 $3,666
GEICO $2,642 $2,642
Liberty Mutual $3,598 $3,598
Nationwide $2,248 $2,325
Progressive $3,410 $3,660
State Farm $1,698 $1,698
USAA $1,630 $1,611

Find Cheap Auto Insurance Rates in Okeechobee, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Okeechobee, Florida auto insurance. Compare Okeechobee, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Okeechobee, Florida

Insurance Company Low Medium High
Allstate $5,174 $7,031 $7,856
GEICO $2,954 $3,694 $4,069
Liberty Mutual $5,282 $5,820 $6,088
Nationwide $2,821 $3,707 $4,171
Progressive $4,884 $6,124 $6,906
State Farm $2,512 $3,030 $3,332
USAA $2,579 $3,137 $3,349

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Okeechobee, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Okeechobee. Compare auto insurance rates in Okeechobee, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Okeechobee, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,498 $6,875
GEICO $3,555 $3,590
Liberty Mutual $5,541 $5,919
Nationwide $3,566 $3,566
Progressive $5,971 $5,971
State Farm $2,858 $3,058
USAA $2,987 $3,056

Find Cheap Okeechobee, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Okeechobee, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Okeechobee, FL to see how much where you live in Okeechobee affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Okeechobee, Florida

ZIP Code Average Annual Rates
34972 $3,464
34974 $3,411

Find Cheap Okeechobee, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Okeechobee, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Okeechobee, FL, take a look at the average cost for various violations versus rates for a clean driving record in Okeechobee.

Annual Okeechobee, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,761 $6,914 $7,674 $6,399
GEICO $2,491 $3,181 $4,732 $3,886
Liberty Mutual $4,084 $5,353 $7,844 $5,639
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $4,707 $6,978 $5,873 $6,327
State Farm $2,709 $3,207 $2,958 $2,958
USAA $2,358 $2,921 $4,331 $2,475

Find Cheap Okeechobee, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Okeechobee, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Okeechobee for less when you shop around and compare rates from multiple Okeechobee, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Okeechobee, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,674
GEICO $4,732
Liberty Mutual $7,844
Nationwide $4,481
Progressive $5,873
State Farm $2,958
USAA $4,331

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Okeechobee, FL

Compare rates from the cheapest auto insurance companies in Okeechobee, FL for your needs. Take a look at how Okeechobee, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Okeechobee, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Okeechobee, Florida Auto Insurance Companies

If you’re looking for the cheapest Okeechobee, FL auto insurance companies overall, you can compare them here. Find the best price for Okeechobee, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Okeechobee, Florida

Insurance Company Average Annual Rates
Allstate $6,687
GEICO $3,573
Liberty Mutual $5,730
Nationwide $3,566
Progressive $5,971
State Farm $2,958
USAA $3,021

What affects Okeechobee, Florida auto insurance rates?

Local factors affect auto insurance rates in Okeechobee, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Okeechobee auto insurance rates.

Auto Theft in Okeechobee

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Okeechobee, FL auto theft show a total of 12 vehicle thefts annually.

Commute Times in Okeechobee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Okeechobee, FL is 18.2 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Okeechobee, FL

You can buy cheap Okeechobee, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Okeechobee, Florida auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption