Buy Cheap Ojo Caliente, NM Auto Insurance (2021)

Ojo Caliente, NM auto insurance rates average $306 a month. Minimum auto insurance requirements in Ojo Caliente, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Ojo Caliente, NM, compare Ojo Caliente auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ojo Caliente, NM for teens drivers are $7,147/year
  • Average auto insurance rates in Ojo Caliente, NM after a DUI are $4,731/year
  • Average auto insurance rates in Ojo Caliente, NM are $306/month

Finding affordable Ojo Caliente, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Ojo Caliente, NM auto insurance with confidence is right here. Auto insurance rates in Ojo Caliente are affected by local factors as well as personal ones like your driving record.

See how Ojo Caliente, NM car insurance rates compare to Albuquerque auto insurance rates, Gallup auto insurance rates, and Farmington auto insurance rates before you read more about the cost of auto insurance in Ojo Caliente.

Don’t buy Ojo Caliente, NM auto insurance until you’ve compared rates. Get free Ojo Caliente, New Mexico auto insurance quotes when you enter your ZIP code above.

Ojo Caliente, NM Minimum Auto Insurance Requirements

The required auto insurance in Ojo Caliente, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Ojo Caliente, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Ojo Caliente, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Ojo Caliente, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ojo Caliente, NM. Take a look at Ojo Caliente, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ojo Caliente, New Mexico

Insurance Company Poor Fair Good
Allstate $4,974 $4,102 $3,753
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,618 $3,592 $3,111
Progressive $3,519 $3,140 $2,974
State Farm $3,544 $2,189 $1,736
USAA $3,105 $2,326 $2,017

Buy Cheap Ojo Caliente, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ojo Caliente, New Mexico auto insurance rates? Find out how car insurance rates in Ojo Caliente, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ojo Caliente, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,515 $2,517 $2,313 $2,429 $8,651 $10,068 $2,773 $2,943
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,576 $2,615 $2,344 $2,454 $6,281 $7,896 $2,912 $3,114
Progressive $1,702 $1,643 $1,553 $1,552 $7,076 $7,988 $2,053 $2,122
State Farm $1,612 $1,612 $1,471 $1,471 $4,418 $5,535 $1,804 $1,995
USAA $1,634 $1,617 $1,562 $1,551 $4,371 $4,937 $2,025 $2,164

Buy Cheap Ojo Caliente, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ojo Caliente can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ojo Caliente, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ojo Caliente, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,651 $10,068
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $6,281 $7,896
Progressive $7,076 $7,988
State Farm $4,418 $5,535
USAA $4,371 $4,937

Buy Cheap Ojo Caliente, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Ojo Caliente, New Mexico by comparing Ojo Caliente senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ojo Caliente, NM here.

Annual Auto Insurance Rates for Senior Drivers in Ojo Caliente, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,313 $2,429
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,344 $2,454
Progressive $1,553 $1,552
State Farm $1,471 $1,471
USAA $1,562 $1,551

Find Cheap Auto Insurance Rates in Ojo Caliente, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ojo Caliente, New Mexico auto insurance. Compare Ojo Caliente, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ojo Caliente, New Mexico

Insurance Company Low Medium High
Allstate $4,088 $4,268 $4,473
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,691 $3,737 $3,894
Progressive $3,041 $3,206 $3,386
State Farm $2,262 $2,497 $2,709
USAA $2,305 $2,495 $2,648

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Find Cheap Ojo Caliente, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ojo Caliente. Compare auto insurance rates in Ojo Caliente, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ojo Caliente, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,276 $4,276
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,774 $3,774
Progressive $3,211 $3,211
State Farm $2,428 $2,551
USAA $2,408 $2,557

Find Cheap Ojo Caliente, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Ojo Caliente, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ojo Caliente, NM, take a look at the average cost for various violations versus rates for a clean driving record in Ojo Caliente.

Annual Ojo Caliente, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,496 $4,637 $5,011 $3,962
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,831 $3,962 $5,100 $3,202
Progressive $2,770 $3,809 $2,990 $3,275
State Farm $2,335 $2,541 $2,541 $2,541
USAA $1,840 $2,568 $3,377 $2,145

Find Cheap Ojo Caliente, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ojo Caliente, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Ojo Caliente for less when you shop around and compare rates from multiple Ojo Caliente, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ojo Caliente, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,011
Farmers $4,788
GEICO $9,310
Nationwide $5,100
Progressive $2,990
State Farm $2,541
USAA $3,377

Winners by Category: Where to Buy Cheap Auto Insurance in Ojo Caliente, NM

Compare rates from the cheapest auto insurance companies in Ojo Caliente, NM for your needs. Take a look at how Ojo Caliente, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ojo Caliente, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Ojo Caliente, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Ojo Caliente, NM auto insurance companies overall, you can compare them here. Find the best price for Ojo Caliente, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Ojo Caliente, New Mexico

Insurance Company Average Annual Rates
Allstate $4,276
Farmers $4,498
GEICO $4,978
Nationwide $3,774
Progressive $3,211
State Farm $2,490
USAA $2,483

Compare Auto Insurance Quotes in Ojo Caliente, NM

You can buy cheap Ojo Caliente, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ojo Caliente, New Mexico auto insurance quotes from top companies.

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