Buy Cheap Ohio City, OH Auto Insurance (2021)

Ohio City, OH auto insurance rates average $202 a month. Minimum auto insurance requirements in Ohio City, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Ohio City, OH, compare Ohio City auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Ohio City, OH after a DUI are $2,826/year
  • Average auto insurance rates in Ohio City, OH for teens drivers are $4,979/year
  • The most expensive auto insurance company in Ohio City after a DUI is Liberty Mutual

Finding affordable Ohio City, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Ohio City, OH auto insurance with confidence is right here. Auto insurance rates in Ohio City are affected by local factors as well as personal ones like your driving record.

See how Ohio City, OH car insurance rates compare to Canton auto insurance rates, Toledo auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Ohio City.

Don’t buy Ohio City, OH auto insurance until you’ve compared rates. Get free Ohio City, Ohio auto insurance quotes when you enter your ZIP code above.

Ohio City, OH Minimum Auto Insurance Requirements

The required auto insurance in Ohio City, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Ohio City, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Ohio City, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ohio City, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ohio City, OH. Take a look at Ohio City, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ohio City, Ohio

Insurance Company Poor Fair Good
Allstate $3,355 $2,449 $2,055
American Family $1,855 $1,272 $1,079
Farmers $3,486 $2,947 $2,806
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,212 $3,198 $2,509
Nationwide $3,508 $2,830 $2,393
Progressive $3,056 $2,640 $2,463
State Farm $2,947 $1,822 $1,437
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Ohio City, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ohio City, Ohio auto insurance rates? Find out how car insurance rates in Ohio City, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ohio City, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,769 $1,767 $1,594 $1,703 $4,786 $5,479 $1,865 $1,994
American Family $898 $932 $814 $820 $2,634 $2,860 $1,101 $1,159
Farmers $1,626 $1,624 $1,432 $1,511 $7,218 $7,507 $1,820 $1,899
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,704 $1,860 $1,312 $1,595 $8,856 $10,011 $1,808 $1,975
Nationwide $1,949 $1,959 $1,760 $1,773 $4,950 $6,377 $2,087 $2,426
Progressive $1,410 $1,328 $1,177 $1,215 $6,217 $6,998 $1,676 $1,734
State Farm $1,246 $1,246 $1,114 $1,114 $3,867 $4,856 $1,447 $1,659
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Ohio City, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ohio City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ohio City, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ohio City, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,786 $5,479
American Family $2,634 $2,860
Farmers $7,218 $7,507
GEICO $3,279 $3,053
Liberty Mutual $8,856 $10,011
Nationwide $4,950 $6,377
Progressive $6,217 $6,998
State Farm $3,867 $4,856
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Ohio City, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Ohio City, Ohio by comparing Ohio City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ohio City, OH here.

Annual Auto Insurance Rates for Senior Drivers in Ohio City, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,594 $1,703
American Family $814 $820
Farmers $1,432 $1,511
GEICO $1,153 $1,164
Liberty Mutual $1,312 $1,595
Nationwide $1,760 $1,773
Progressive $1,177 $1,215
State Farm $1,114 $1,114
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Ohio City, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ohio City, Ohio auto insurance. Compare Ohio City, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ohio City, Ohio

Insurance Company Low Medium High
Allstate $2,544 $2,615 $2,699
American Family $1,378 $1,412 $1,416
Farmers $2,912 $3,030 $3,296
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,496 $3,659 $3,765
Nationwide $3,222 $2,820 $2,688
Progressive $2,592 $2,691 $2,875
State Farm $1,969 $2,075 $2,163
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ohio City, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ohio City. Compare auto insurance rates in Ohio City, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ohio City, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,620 $2,620
American Family $1,386 $1,419
Farmers $3,080 $3,080
GEICO $1,669 $1,728
Liberty Mutual $3,640 $3,640
Nationwide $2,910 $2,910
Progressive $2,720 $2,720
State Farm $2,018 $2,120
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Ohio City, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Ohio City, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ohio City, OH, take a look at the average cost for various violations versus rates for a clean driving record in Ohio City.

Annual Ohio City, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,215 $2,663 $3,106 $2,494
American Family $1,345 $1,421 $1,421 $1,421
Farmers $2,542 $3,271 $3,191 $3,314
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,059 $3,925 $4,009 $3,567
Nationwide $2,336 $2,966 $3,758 $2,581
Progressive $2,347 $3,184 $2,502 $2,845
State Farm $1,886 $2,251 $2,069 $2,069
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Ohio City, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ohio City, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Ohio City for less when you shop around and compare rates from multiple Ohio City, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ohio City, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,106
American Family $1,421
Farmers $3,191
GEICO $2,408
Liberty Mutual $4,009
Nationwide $3,758
Progressive $2,502
State Farm $2,069
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Ohio City, OH

Compare rates from the cheapest auto insurance companies in Ohio City, OH for your needs. Take a look at how Ohio City, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ohio City, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ohio City, Ohio Auto Insurance Companies

If you’re looking for the cheapest Ohio City, OH auto insurance companies overall, you can compare them here. Find the best price for Ohio City, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Ohio City, Ohio

Insurance Company Average Annual Rates
Allstate $2,620
American Family $1,402
Farmers $3,080
GEICO $1,699
Liberty Mutual $3,640
Nationwide $2,910
Progressive $2,720
State Farm $2,069
Travelers $2,726
USAA $1,380

What affects Ohio City, Ohio auto insurance rates?

Local factors affect auto insurance rates in Ohio City, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Ohio City auto insurance rates.

Commute Times in Ohio City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ohio City, OH is 23.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Ohio City, OH

You can buy cheap Ohio City, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ohio City, Ohio auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption