Buy Cheap Ohatchee, AL Auto Insurance (2021)

Ohatchee, AL auto insurance rates average $301 a month. Minimum auto insurance requirements in Ohatchee, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Ohatchee, AL, compare Ohatchee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ohatchee after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Ohatchee is Liberty Mutual
  • Average auto insurance rates in Ohatchee, AL for teens drivers are $7,383/year

Finding affordable Ohatchee, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Ohatchee, AL auto insurance with confidence is right here. Auto insurance rates in Ohatchee are affected by local factors as well as personal ones like your driving record.

See how Ohatchee, AL car insurance rates compare to Birmingham auto insurance rates, Tuscaloosa auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in Ohatchee.

Don’t buy Ohatchee, AL auto insurance until you’ve compared rates. Get free Ohatchee, Alabama auto insurance quotes when you enter your ZIP code above.

Ohatchee, AL Minimum Auto Insurance Requirements

The required auto insurance in Ohatchee, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Ohatchee, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Ohatchee, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ohatchee, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ohatchee, AL. Take a look at Ohatchee, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ohatchee, Alabama

Insurance Company Poor Fair Good
Allstate $4,182 $3,288 $2,690
Farmers $4,508 $3,880 $3,677
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,340 $4,505 $3,537
Nationwide $3,374 $2,630 $2,377
Progressive $4,882 $4,199 $3,927
State Farm $7,391 $3,740 $2,540
Travelers $3,713 $3,221 $3,281
USAA $2,711 $1,764 $1,575

Buy Cheap Ohatchee, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ohatchee, Alabama auto insurance rates? Find out how car insurance rates in Ohatchee, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ohatchee, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,042 $1,946 $1,847 $1,882 $7,115 $7,633 $2,288 $2,340
Farmers $2,301 $2,285 $2,056 $2,185 $8,886 $9,143 $2,610 $2,709
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $2,989 $3,230 $2,456 $2,748 $10,907 $12,130 $3,177 $3,379
Nationwide $1,806 $1,827 $1,647 $1,702 $4,867 $6,248 $2,009 $2,243
Progressive $2,321 $2,173 $1,903 $2,032 $9,740 $10,879 $2,723 $2,918
State Farm $2,764 $2,764 $2,511 $2,511 $8,518 $10,655 $3,126 $3,611
Travelers $1,396 $1,419 $1,306 $1,304 $7,377 $11,585 $1,328 $1,526
USAA $1,257 $1,277 $1,173 $1,150 $3,733 $4,139 $1,637 $1,766

Buy Cheap Ohatchee, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ohatchee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ohatchee, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ohatchee, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,115 $7,633
Farmers $8,886 $9,143
GEICO $5,308 $5,206
Liberty Mutual $10,907 $12,130
Nationwide $4,867 $6,248
Progressive $9,740 $10,879
State Farm $8,518 $10,655
Travelers $7,377 $11,585
USAA $3,733 $4,139

Buy Cheap Ohatchee, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Ohatchee, Alabama by comparing Ohatchee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ohatchee, AL here.

Annual Auto Insurance Rates for Senior Drivers in Ohatchee, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,847 $1,882
Farmers $2,056 $2,185
GEICO $1,917 $1,984
Liberty Mutual $2,456 $2,748
Nationwide $1,647 $1,702
Progressive $1,903 $2,032
State Farm $2,511 $2,511
Travelers $1,306 $1,304
USAA $1,173 $1,150

Find Cheap Auto Insurance Rates in Ohatchee, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ohatchee, Alabama auto insurance. Compare Ohatchee, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ohatchee, Alabama

Insurance Company Low Medium High
Allstate $3,266 $3,381 $3,513
Farmers $3,792 $3,968 $4,305
GEICO $2,590 $2,803 $3,054
Liberty Mutual $4,877 $5,101 $5,403
Nationwide $2,787 $2,768 $2,825
Progressive $3,901 $4,315 $4,792
State Farm $4,301 $4,552 $4,819
Travelers $3,248 $3,472 $3,495
USAA $1,945 $2,006 $2,099

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Find Cheap Ohatchee, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ohatchee. Compare auto insurance rates in Ohatchee, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ohatchee, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,387 $3,387
Farmers $4,022 $4,022
GEICO $2,765 $2,866
Liberty Mutual $5,127 $5,127
Nationwide $2,794 $2,794
Progressive $4,336 $4,336
State Farm $4,447 $4,668
Travelers $3,405 $3,405
USAA $1,924 $2,108

Find Cheap Ohatchee, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Ohatchee, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ohatchee, AL, take a look at the average cost for various violations versus rates for a clean driving record in Ohatchee.

Annual Ohatchee, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,877 $3,393 $4,025 $3,252
Farmers $3,385 $4,379 $4,272 $4,052
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,022 $5,598 $5,473 $5,416
Nationwide $2,445 $2,445 $3,555 $2,728
Progressive $3,915 $4,936 $4,202 $4,292
State Farm $4,103 $5,113 $4,507 $4,507
Travelers $2,841 $2,981 $4,348 $3,452
USAA $1,552 $1,947 $2,889 $1,678

Find Cheap Ohatchee, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ohatchee, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Ohatchee for less when you shop around and compare rates from multiple Ohatchee, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ohatchee, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,025
Farmers $4,272
GEICO $3,781
Liberty Mutual $5,473
Nationwide $3,555
Progressive $4,202
State Farm $4,507
Travelers $4,348
USAA $2,889

Winners by Category: Where to Buy Cheap Auto Insurance in Ohatchee, AL

Compare rates from the cheapest auto insurance companies in Ohatchee, AL for your needs. Take a look at how Ohatchee, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ohatchee, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ohatchee, Alabama Auto Insurance Companies

If you’re looking for the cheapest Ohatchee, AL auto insurance companies overall, you can compare them here. Find the best price for Ohatchee, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Ohatchee, Alabama

Insurance Company Average Annual Rates
Allstate $3,387
Farmers $4,022
GEICO $2,816
Liberty Mutual $5,127
Nationwide $2,794
Progressive $4,336
State Farm $4,557
Travelers $3,405
USAA $2,016

What affects Ohatchee, Alabama auto insurance rates?

Local factors affect auto insurance rates in Ohatchee, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Ohatchee auto insurance rates.

Commute Times in Ohatchee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ohatchee, AL is 29.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Ohatchee, AL

You can buy cheap Ohatchee, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ohatchee, Alabama auto insurance quotes from top companies.

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