Buy Cheap Odin, IL Auto Insurance (2021)

Odin, IL auto insurance rates average $263 a month. Minimum auto insurance requirements in Odin, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Odin, IL, compare Odin auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Odin, IL for teens drivers are $5,989/year
  • The most expensive auto insurance company in Odin after a DUI is American Family
  • Average auto insurance rates in Odin, IL are $263/month

Finding affordable Odin, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Odin, IL auto insurance with confidence is right here. Auto insurance rates in Odin are affected by local factors as well as personal ones like your driving record.

See how Odin, IL car insurance rates compare to Aurora auto insurance rates, Joliet auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Odin.

Don’t buy Odin, IL auto insurance until you’ve compared rates. Get free Odin, Illinois auto insurance quotes when you enter your ZIP code above.

Odin, IL Minimum Auto Insurance Requirements

The required auto insurance in Odin, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Odin, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Odin, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Odin, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Odin, IL. Take a look at Odin, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Odin, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,812 $3,260 $2,751
Farmers $4,866 $4,081 $3,885
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,018 $1,883 $1,503
Nationwide $4,032 $3,246 $2,838
Progressive $3,874 $3,277 $3,023
State Farm $3,110 $1,862 $1,444
Travelers $2,993 $2,392 $1,950
USAA $3,823 $2,623 $2,160

Buy Cheap Odin, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Odin, Illinois auto insurance rates? Find out how car insurance rates in Odin, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Odin, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,318 $2,323 $2,058 $2,171 $9,755 $10,184 $2,641 $2,769
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,340 $1,448 $1,115 $1,247 $4,281 $4,764 $1,402 $1,481
Nationwide $2,137 $2,178 $1,895 $2,013 $5,927 $7,630 $2,493 $2,706
Progressive $2,016 $1,926 $1,658 $1,726 $6,946 $7,822 $2,414 $2,623
State Farm $1,359 $1,359 $1,209 $1,209 $3,823 $4,861 $1,534 $1,755
Travelers $1,565 $1,654 $1,421 $1,517 $4,429 $5,563 $1,660 $1,750
USAA $1,706 $1,737 $1,586 $1,562 $5,528 $6,101 $2,251 $2,475

Buy Cheap Odin, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Odin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Odin, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Odin, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,270 $8,739
Farmers $9,755 $10,184
GEICO $5,690 $6,014
Liberty Mutual $4,281 $4,764
Nationwide $5,927 $7,630
Progressive $6,946 $7,822
State Farm $3,823 $4,861
Travelers $4,429 $5,563
USAA $5,528 $6,101

Buy Cheap Odin, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Odin, Illinois by comparing Odin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Odin, IL here.

Annual Auto Insurance Rates for Senior Drivers in Odin, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,069 $2,069
Farmers $2,058 $2,171
GEICO $1,757 $2,095
Liberty Mutual $1,115 $1,247
Nationwide $1,895 $2,013
Progressive $1,658 $1,726
State Farm $1,209 $1,209
Travelers $1,421 $1,517
USAA $1,586 $1,562

Find Cheap Auto Insurance Rates in Odin, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Odin, Illinois auto insurance. Compare Odin, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Odin, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,503 $3,739 $3,582
Farmers $4,073 $4,177 $4,582
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,017 $2,130 $2,257
Nationwide $3,368 $3,398 $3,351
Progressive $3,160 $3,385 $3,630
State Farm $2,022 $2,142 $2,252
Travelers $2,276 $2,441 $2,618
USAA $2,681 $2,866 $3,058

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Find Cheap Odin, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Odin. Compare auto insurance rates in Odin, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Odin, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,561 $3,655
Farmers $4,277 $4,277
GEICO $2,920 $3,043
Liberty Mutual $2,135 $2,135
Nationwide $3,372 $3,372
Progressive $3,391 $3,391
State Farm $2,084 $2,193
Travelers $2,349 $2,541
USAA $2,788 $2,949

Find Cheap Odin, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Odin, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Odin, IL, take a look at the average cost for various violations versus rates for a clean driving record in Odin.

Annual Odin, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,618 $4,651 $4,536 $4,304
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,785 $2,516 $2,218 $2,020
Nationwide $2,706 $3,519 $4,148 $3,116
Progressive $2,804 $4,120 $3,097 $3,545
State Farm $1,959 $2,318 $2,139 $2,139
Travelers $1,943 $2,539 $2,858 $2,440
USAA $2,043 $2,938 $4,028 $2,465

Find Cheap Odin, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Odin, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Odin for less when you shop around and compare rates from multiple Odin, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Odin, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,955
American Family $5,001
Farmers $4,536
GEICO $4,060
Liberty Mutual $2,218
Nationwide $4,148
Progressive $3,097
State Farm $2,139
Travelers $2,858
USAA $4,028

Winners by Category: Where to Buy Cheap Auto Insurance in Odin, IL

Compare rates from the cheapest auto insurance companies in Odin, IL for your needs. Take a look at how Odin, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Odin, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Odin, Illinois Auto Insurance Companies

If you’re looking for the cheapest Odin, IL auto insurance companies overall, you can compare them here. Find the best price for Odin, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Odin, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,608
Farmers $4,277
GEICO $2,982
Liberty Mutual $2,135
Nationwide $3,372
Progressive $3,391
State Farm $2,139
Travelers $2,445
USAA $2,868

What affects Odin, Illinois auto insurance rates?

Local factors affect auto insurance rates in Odin, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Odin auto insurance rates.

Commute Times in Odin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Odin, IL is 18.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Odin, IL

You can buy cheap Odin, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Odin, Illinois auto insurance quotes from top companies.

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