Buy Cheap Odessa, DE Auto Insurance (2021)

Odessa, DE auto insurance rates average $530 a month. Minimum auto insurance requirements in Odessa, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Odessa, DE, compare Odessa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Odessa, DE after a DUI are $8,367/year
  • The most expensive auto insurance company in Odessa is Liberty Mutual
  • Average auto insurance rates in Odessa, DE are $530/month

Finding affordable Odessa, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Odessa, DE auto insurance with confidence is right here. Auto insurance rates in Odessa are affected by local factors as well as personal ones like your driving record.

See how Odessa, DE car insurance rates compare to Dover auto insurance rates, Camden auto insurance rates, and Newark auto insurance rates before you read more about the cost of auto insurance in Odessa.

Don’t buy Odessa, DE auto insurance until you’ve compared rates. Get free Odessa, Delaware auto insurance quotes when you enter your ZIP code above.

Odessa, DE Minimum Auto Insurance Requirements

The required auto insurance in Odessa, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Odessa, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Odessa, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Odessa, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Odessa, DE. Take a look at Odessa, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Odessa, Delaware

Insurance Company Poor Fair Good
Allstate $9,434 $6,677 $5,909
GEICO $5,219 $2,898 $1,988
Liberty Mutual $24,693 $16,638 $13,416
Nationwide $6,471 $5,347 $4,855
Progressive $5,150 $4,510 $4,167
State Farm $7,613 $4,192 $3,110
Travelers $5,108 $4,220 $4,426
USAA $3,521 $1,710 $1,236

Buy Cheap Odessa, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Odessa, Delaware auto insurance rates? Find out how car insurance rates in Odessa, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Odessa, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,249 $4,165 $3,728 $3,928 $15,436 $18,024 $4,461 $4,729
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $12,221 $12,221 $12,074 $12,074 $27,149 $41,109 $12,221 $16,922
Nationwide $3,861 $3,824 $3,519 $3,500 $9,220 $11,691 $4,281 $4,568
Progressive $2,186 $2,019 $1,920 $1,959 $11,167 $12,340 $2,676 $2,604
State Farm $3,123 $3,123 $2,887 $2,887 $8,987 $11,605 $3,509 $3,651
Travelers $1,728 $1,734 $1,711 $1,666 $10,211 $15,800 $1,845 $1,981
USAA $1,197 $1,177 $1,112 $1,108 $4,377 $5,133 $1,498 $1,643

Buy Cheap Odessa, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Odessa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Odessa, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Odessa, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,436 $18,024
GEICO $5,847 $6,106
Liberty Mutual $27,149 $41,109
Nationwide $9,220 $11,691
Progressive $11,167 $12,340
State Farm $8,987 $11,605
Travelers $10,211 $15,800
USAA $4,377 $5,133

Buy Cheap Odessa, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Odessa, Delaware by comparing Odessa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Odessa, DE here.

Annual Auto Insurance Rates for Senior Drivers in Odessa, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,728 $3,928
GEICO $2,291 $2,666
Liberty Mutual $12,074 $12,074
Nationwide $3,519 $3,500
Progressive $1,920 $1,959
State Farm $2,887 $2,887
Travelers $1,711 $1,666
USAA $1,112 $1,108

Find Cheap Auto Insurance Rates in Odessa, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Odessa, Delaware auto insurance. Compare Odessa, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Odessa, Delaware

Insurance Company Low Medium High
Allstate $6,708 $7,427 $7,884
GEICO $3,044 $3,417 $3,644
Liberty Mutual $17,359 $18,039 $19,348
Nationwide $5,512 $5,464 $5,698
Progressive $4,044 $4,664 $5,119
State Farm $4,634 $4,984 $5,296
Travelers $4,248 $4,743 $4,763
USAA $2,014 $2,152 $2,301

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Find Cheap Odessa, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Odessa. Compare auto insurance rates in Odessa, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Odessa, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,340 $7,340
GEICO $3,314 $3,422
Liberty Mutual $17,744 $18,753
Nationwide $5,558 $5,558
Progressive $4,609 $4,609
State Farm $4,801 $5,142
Travelers $4,585 $4,585
USAA $2,133 $2,178

Find Cheap Odessa, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Odessa, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Odessa, DE, take a look at the average cost for various violations versus rates for a clean driving record in Odessa.

Annual Odessa, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,192 $7,434 $8,692 $7,042
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $14,556 $16,764 $26,761 $14,913
Nationwide $4,425 $4,425 $8,146 $5,236
Progressive $3,966 $5,268 $4,521 $4,681
State Farm $4,501 $5,442 $4,972 $4,972
Travelers $3,901 $3,912 $6,437 $4,089
USAA $1,778 $1,778 $3,035 $2,031

Find Cheap Odessa, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Odessa, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Odessa for less when you shop around and compare rates from multiple Odessa, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Odessa, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,692
GEICO $4,373
Liberty Mutual $26,761
Nationwide $8,146
Progressive $4,521
State Farm $4,972
Travelers $6,437
USAA $3,035

Winners by Category: Where to Buy Cheap Auto Insurance in Odessa, DE

Compare rates from the cheapest auto insurance companies in Odessa, DE for your needs. Take a look at how Odessa, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Odessa, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Odessa, Delaware Auto Insurance Companies

If you’re looking for the cheapest Odessa, DE auto insurance companies overall, you can compare them here. Find the best price for Odessa, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Odessa, Delaware

Insurance Company Average Annual Rates
Allstate $7,340
GEICO $3,368
Liberty Mutual $18,249
Nationwide $5,558
Progressive $4,609
State Farm $4,972
Travelers $4,585
USAA $2,156

What affects Odessa, Delaware auto insurance rates?

Local factors affect auto insurance rates in Odessa, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Odessa auto insurance rates.

Commute Times in Odessa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Odessa, DE is 28.2 minutes according to City-Data.

Traffic in Odessa

How is traffic in Odessa, Delaware? Inrix data shows that Odessa, DE traffic makes it the 859th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Odessa, DE

You can buy cheap Odessa, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Odessa, Delaware auto insurance quotes from top companies.

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