Buy Cheap Oden, AR Auto Insurance (2021)

Oden, AR auto insurance rates average $348 a month. Minimum auto insurance requirements in Oden, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Oden, AR, compare Oden auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Oden is Travelers
  • Average auto insurance rates in Oden, AR are $348/month
  • Average auto insurance rates in Oden, AR for teens drivers are $8,473/year

Finding affordable Oden, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Oden, AR auto insurance with confidence is right here. Auto insurance rates in Oden are affected by local factors as well as personal ones like your driving record.

See how Oden, AR car insurance rates compare to Fayetteville auto insurance rates, Rogers auto insurance rates, and Bentonville auto insurance rates before you read more about the cost of auto insurance in Oden.

Don’t buy Oden, AR auto insurance until you’ve compared rates. Get free Oden, Arkansas auto insurance quotes when you enter your ZIP code above.

Oden, AR Minimum Auto Insurance Requirements

The required auto insurance in Oden, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Oden, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Oden, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oden, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oden, AR. Take a look at Oden, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oden, Arkansas

Insurance Company Poor Fair Good
Allstate $6,508 $5,001 $4,056
Farmers $5,234 $4,370 $4,164
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,214 $5,272 $4,892
State Farm $4,144 $2,494 $1,941
Travelers $6,666 $5,553 $5,187
USAA $2,687 $1,831 $1,560

Buy Cheap Oden, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oden, Arkansas auto insurance rates? Find out how car insurance rates in Oden, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oden, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,896 $2,582 $2,758 $10,790 $12,980 $3,172 $3,444
Farmers $2,527 $2,520 $2,262 $2,369 $10,331 $10,718 $2,904 $3,081
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,934 $2,797 $2,405 $2,510 $12,076 $13,630 $3,515 $3,809
State Farm $1,839 $1,839 $1,628 $1,628 $5,090 $6,415 $2,067 $2,369
Travelers $2,195 $2,240 $2,152 $2,162 $12,515 $20,090 $2,339 $2,727
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

Buy Cheap Oden, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oden can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oden, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oden, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,790 $12,980
Farmers $10,331 $10,718
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,076 $13,630
State Farm $5,090 $6,415
Travelers $12,515 $20,090
USAA $3,886 $4,077

Buy Cheap Oden, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Oden, Arkansas by comparing Oden senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oden, AR here.

Annual Auto Insurance Rates for Senior Drivers in Oden, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,582 $2,758
Farmers $2,262 $2,369
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,405 $2,510
State Farm $1,628 $1,628
Travelers $2,152 $2,162
USAA $1,166 $1,177

Find Cheap Auto Insurance Rates in Oden, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oden, Arkansas auto insurance. Compare Oden, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oden, Arkansas

Insurance Company Low Medium High
Allstate $5,058 $5,186 $5,322
Farmers $4,387 $4,546 $4,834
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,075 $5,376 $5,927
State Farm $2,741 $2,857 $2,981
Travelers $5,540 $5,819 $6,048
USAA $1,947 $2,019 $2,112

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Find Cheap Oden, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oden. Compare auto insurance rates in Oden, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oden, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,188 $5,188
Farmers $4,589 $4,589
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,459 $5,459
State Farm $2,793 $2,927
Travelers $5,802 $5,802
USAA $1,968 $2,084

Find Cheap Oden, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Oden, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oden, AR, take a look at the average cost for various violations versus rates for a clean driving record in Oden.

Annual Oden, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $5,375 $6,011 $5,115
Farmers $3,880 $4,963 $4,845 $4,669
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,711 $6,520 $4,946 $5,661
State Farm $2,639 $3,081 $2,860 $2,860
Travelers $4,867 $5,029 $7,338 $5,976
USAA $1,561 $1,971 $2,842 $1,731

Find Cheap Oden, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oden, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Oden for less when you shop around and compare rates from multiple Oden, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oden, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,011
Farmers $4,845
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,946
State Farm $2,860
Travelers $7,338
USAA $2,842

Winners by Category: Where to Buy Cheap Auto Insurance in Oden, AR

Compare rates from the cheapest auto insurance companies in Oden, AR for your needs. Take a look at how Oden, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oden, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Oden, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Oden, AR auto insurance companies overall, you can compare them here. Find the best price for Oden, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Oden, Arkansas

Insurance Company Average Annual Rates
Allstate $5,188
Farmers $4,589
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,459
State Farm $2,860
Travelers $5,802
USAA $2,026

What affects Oden, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Oden, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Oden auto insurance rates.

Commute Times in Oden

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oden, AR is 30.2 minutes according to City-Data.

Traffic in Oden

How is traffic in Oden, Arkansas? Inrix data shows that Oden, AR traffic makes it the 223rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Oden, AR

You can buy cheap Oden, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oden, Arkansas auto insurance quotes from top companies.

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