Buy Cheap Ocoee, FL Auto Insurance (2021)

Ocoee, FL auto insurance rates average $377 a month. Minimum auto insurance requirements in Ocoee, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Ocoee, FL, compare Ocoee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ocoee, FL for teens drivers are $8,119/year
  • The most expensive auto insurance company in Ocoee is Allstate
  • Average auto insurance rates in Ocoee, FL after a DUI are $5,457/year

Finding affordable Ocoee, Florida auto insurance can be challenging, but everything you need to know to buy cheap Ocoee, FL auto insurance with confidence is right here. Auto insurance rates in Ocoee are affected by local factors as well as personal ones like your driving record.

See how Ocoee, FL car insurance rates compare to Miami auto insurance rates, Tallahassee auto insurance rates, and Tampa auto insurance rates before you read more about the cost of auto insurance in Ocoee.

Don’t buy Ocoee, FL auto insurance until you’ve compared rates. Get free Ocoee, Florida auto insurance quotes when you enter your ZIP code above.

Ocoee, FL Minimum Auto Insurance Requirements

The required auto insurance in Ocoee, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Ocoee, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Ocoee, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Ocoee, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ocoee, FL. Take a look at Ocoee, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ocoee, Florida

Insurance Company Poor Fair Good
Allstate $9,717 $6,148 $4,991
GEICO $5,378 $3,251 $2,439
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,148 $3,777 $3,416
Progressive $6,971 $4,958 $4,136
State Farm $4,393 $2,864 $2,340
USAA $4,439 $2,169 $1,574

Buy Cheap Ocoee, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ocoee, Florida auto insurance rates? Find out how car insurance rates in Ocoee, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ocoee, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,251 $4,083 $3,713 $3,781 $14,935 $16,286 $4,248 $4,319
GEICO $2,933 $2,945 $2,743 $2,743 $5,205 $6,464 $3,226 $3,257
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $2,877 $2,837 $2,567 $2,654 $6,956 $8,557 $3,169 $3,293
Progressive $3,572 $3,370 $3,071 $3,282 $10,121 $11,014 $4,303 $4,105
State Farm $1,983 $1,983 $1,798 $1,798 $5,900 $7,551 $2,208 $2,371
USAA $1,570 $1,542 $1,467 $1,453 $5,419 $6,293 $1,961 $2,115

Buy Cheap Ocoee, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ocoee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ocoee, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ocoee, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,935 $16,286
GEICO $5,205 $6,464
Liberty Mutual $8,295 $12,826
Nationwide $6,956 $8,557
Progressive $10,121 $11,014
State Farm $5,900 $7,551
USAA $5,419 $6,293

Buy Cheap Ocoee, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Ocoee, Florida by comparing Ocoee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ocoee, FL here.

Annual Auto Insurance Rates for Senior Drivers in Ocoee, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,713 $3,781
GEICO $2,743 $2,743
Liberty Mutual $3,548 $3,548
Nationwide $2,567 $2,654
Progressive $3,071 $3,282
State Farm $1,798 $1,798
USAA $1,467 $1,453

Find Cheap Auto Insurance Rates in Ocoee, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ocoee, Florida auto insurance. Compare Ocoee, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ocoee, Florida

Insurance Company Low Medium High
Allstate $5,290 $7,332 $8,235
GEICO $3,056 $3,812 $4,201
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,239 $4,277 $4,825
Progressive $4,472 $5,482 $6,110
State Farm $2,725 $3,281 $3,591
USAA $2,365 $2,822 $2,996

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Find Cheap Ocoee, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ocoee. Compare auto insurance rates in Ocoee, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ocoee, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,754 $7,150
GEICO $3,672 $3,707
Liberty Mutual $5,459 $5,830
Nationwide $4,114 $4,114
Progressive $5,355 $5,355
State Farm $3,089 $3,309
USAA $2,697 $2,758

Find Cheap Ocoee, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Ocoee, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ocoee, FL, take a look at the average cost for various violations versus rates for a clean driving record in Ocoee.

Annual Ocoee, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,983 $7,179 $7,993 $6,653
GEICO $2,562 $3,282 $4,898 $4,016
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,504 $3,851 $5,202 $3,897
Progressive $4,223 $6,256 $5,265 $5,674
State Farm $2,920 $3,477 $3,199 $3,199
USAA $2,129 $2,635 $3,912 $2,233

Find Cheap Ocoee, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ocoee, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Ocoee for less when you shop around and compare rates from multiple Ocoee, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ocoee, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,993
GEICO $4,898
Liberty Mutual $7,727
Nationwide $5,202
Progressive $5,265
State Farm $3,199
USAA $3,912

Winners by Category: Where to Buy Cheap Auto Insurance in Ocoee, FL

Compare rates from the cheapest auto insurance companies in Ocoee, FL for your needs. Take a look at how Ocoee, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ocoee, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Ocoee, Florida Auto Insurance Companies

If you’re looking for the cheapest Ocoee, FL auto insurance companies overall, you can compare them here. Find the best price for Ocoee, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Ocoee, Florida

Insurance Company Average Annual Rates
Allstate $6,952
GEICO $3,690
Liberty Mutual $5,644
Nationwide $4,114
Progressive $5,355
State Farm $3,199
USAA $2,727

What affects Ocoee, Florida auto insurance rates?

Local factors affect auto insurance rates in Ocoee, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Ocoee auto insurance rates.

Auto Theft in Ocoee

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Ocoee, FL auto theft show a total of 67 vehicle thefts annually.

Commute Times in Ocoee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ocoee, FL is 31.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Ocoee, FL

You can buy cheap Ocoee, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ocoee, Florida auto insurance quotes from top companies.

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