Buy Cheap Ocean View, DE Auto Insurance (2021)

Ocean View, DE auto insurance rates average $413 a month. Minimum auto insurance requirements in Ocean View, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Ocean View, DE, compare Ocean View auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Ocean View, DE for teens drivers are $8,880/year
  • Average auto insurance rates in Ocean View, DE after a DUI are $6,519/year
  • The most expensive auto insurance company in Ocean View is Liberty Mutual

Finding affordable Ocean View, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Ocean View, DE auto insurance with confidence is right here. Auto insurance rates in Ocean View are affected by local factors as well as personal ones like your driving record.

See how Ocean View, DE car insurance rates compare to Dover auto insurance rates, Harrington auto insurance rates, and Seaford auto insurance rates before you read more about the cost of auto insurance in Ocean View.

Don’t buy Ocean View, DE auto insurance until you’ve compared rates. Get free Ocean View, Delaware auto insurance quotes when you enter your ZIP code above.

Ocean View, DE Minimum Auto Insurance Requirements

The required auto insurance in Ocean View, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Ocean View, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Ocean View, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ocean View, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ocean View, DE. Take a look at Ocean View, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ocean View, Delaware

Insurance Company Poor Fair Good
Allstate $6,485 $4,630 $4,102
GEICO $5,219 $2,898 $1,988
Liberty Mutual $20,194 $13,642 $11,021
Nationwide $4,183 $3,489 $3,184
Progressive $3,986 $3,486 $3,222
State Farm $5,784 $3,187 $2,365
Travelers $3,612 $2,989 $3,126
USAA $3,336 $1,610 $1,161

Buy Cheap Ocean View, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ocean View, Delaware auto insurance rates? Find out how car insurance rates in Ocean View, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ocean View, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,991 $2,958 $2,622 $2,767 $10,444 $12,208 $3,184 $3,405
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $10,013 $10,013 $9,892 $9,892 $22,247 $33,687 $10,013 $13,864
Nationwide $2,533 $2,519 $2,314 $2,309 $5,939 $7,522 $2,807 $3,006
Progressive $1,723 $1,596 $1,517 $1,550 $8,565 $9,434 $2,094 $2,036
State Farm $2,392 $2,392 $2,199 $2,199 $6,787 $8,773 $2,682 $2,803
Travelers $1,288 $1,293 $1,271 $1,240 $7,116 $10,873 $1,374 $1,485
USAA $1,141 $1,124 $1,055 $1,055 $4,098 $4,819 $1,427 $1,566

Buy Cheap Ocean View, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ocean View can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ocean View, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ocean View, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,444 $12,208
GEICO $5,847 $6,106
Liberty Mutual $22,247 $33,687
Nationwide $5,939 $7,522
Progressive $8,565 $9,434
State Farm $6,787 $8,773
Travelers $7,116 $10,873
USAA $4,098 $4,819

Buy Cheap Ocean View, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Ocean View, Delaware by comparing Ocean View senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ocean View, DE here.

Annual Auto Insurance Rates for Senior Drivers in Ocean View, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,622 $2,767
GEICO $2,291 $2,666
Liberty Mutual $9,892 $9,892
Nationwide $2,314 $2,309
Progressive $1,517 $1,550
State Farm $2,199 $2,199
Travelers $1,271 $1,240
USAA $1,055 $1,055

Find Cheap Auto Insurance Rates in Ocean View, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ocean View, Delaware auto insurance. Compare Ocean View, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ocean View, Delaware

Insurance Company Low Medium High
Allstate $4,731 $5,120 $5,367
GEICO $3,044 $3,417 $3,644
Liberty Mutual $14,272 $14,792 $15,793
Nationwide $3,604 $3,559 $3,692
Progressive $3,137 $3,606 $3,950
State Farm $3,542 $3,786 $4,007
Travelers $3,048 $3,345 $3,334
USAA $1,911 $2,031 $2,165

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ocean View, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ocean View. Compare auto insurance rates in Ocean View, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ocean View, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,072 $5,072
GEICO $3,314 $3,422
Liberty Mutual $14,539 $15,366
Nationwide $3,619 $3,619
Progressive $3,564 $3,564
State Farm $3,650 $3,907
Travelers $3,242 $3,242
USAA $2,014 $2,057

Find Cheap Ocean View, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Ocean View, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ocean View, DE, take a look at the average cost for various violations versus rates for a clean driving record in Ocean View.

Annual Ocean View, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,305 $5,127 $5,983 $4,875
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $11,953 $13,748 $21,863 $12,246
Nationwide $2,892 $2,892 $5,279 $3,412
Progressive $3,079 $4,059 $3,499 $3,620
State Farm $3,428 $4,129 $3,778 $3,778
Travelers $2,769 $2,777 $4,518 $2,905
USAA $1,682 $1,682 $2,861 $1,918

Find Cheap Ocean View, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ocean View, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Ocean View for less when you shop around and compare rates from multiple Ocean View, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ocean View, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,983
GEICO $4,373
Liberty Mutual $21,863
Nationwide $5,279
Progressive $3,499
State Farm $3,778
Travelers $4,518
USAA $2,861

Winners by Category: Where to Buy Cheap Auto Insurance in Ocean View, DE

Compare rates from the cheapest auto insurance companies in Ocean View, DE for your needs. Take a look at how Ocean View, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ocean View, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ocean View, Delaware Auto Insurance Companies

If you’re looking for the cheapest Ocean View, DE auto insurance companies overall, you can compare them here. Find the best price for Ocean View, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Ocean View, Delaware

Insurance Company Average Annual Rates
Allstate $5,072
GEICO $3,368
Liberty Mutual $14,952
Nationwide $3,619
Progressive $3,564
State Farm $3,778
Travelers $3,242
USAA $2,036

What affects Ocean View, Delaware auto insurance rates?

Local factors affect auto insurance rates in Ocean View, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Ocean View auto insurance rates.

Commute Times in Ocean View

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ocean View, DE is 33.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Ocean View, DE

You can buy cheap Ocean View, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ocean View, Delaware auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption