Buy Cheap Occidental, CA Auto Insurance (2021)

Occidental, CA auto insurance rates average $296 a month. Minimum auto insurance requirements in Occidental, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Occidental, CA, compare Occidental auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Occidental, CA for teens drivers are $5,968/year
  • Average auto insurance rates in Occidental, CA are $296/month
  • Average auto insurance rates in Occidental, CA after a DUI are $4,982/year

Finding affordable Occidental, California auto insurance can be challenging, but everything you need to know to buy cheap Occidental, CA auto insurance with confidence is right here. Auto insurance rates in Occidental are affected by local factors as well as personal ones like your driving record.

See how Occidental, CA car insurance rates compare to Oakland auto insurance rates, Los Angeles auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Occidental.

Don’t buy Occidental, CA auto insurance until you’ve compared rates. Get free Occidental, California auto insurance quotes when you enter your ZIP code above.

Occidental, CA Minimum Auto Insurance Requirements

The required auto insurance in Occidental, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Occidental, California is outlined here.

Minimum Required Auto Insurance Coverage in Occidental, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Occidental, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Occidental, California auto insurance rates? Find out how car insurance rates in Occidental, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Occidental, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,605 $2,606 $1,912 $1,928 $7,318 $9,211 $3,337 $3,664
Farmers $2,601 $2,601 $2,349 $2,349 $8,348 $13,705 $3,088 $3,444
GEICO $1,716 $1,718 $1,614 $1,614 $5,233 $5,334 $2,467 $2,527
Liberty Mutual $2,270 $2,152 $2,110 $2,045 $5,002 $5,304 $2,565 $2,581
Nationwide $3,123 $2,983 $2,713 $2,560 $7,920 $8,729 $3,723 $3,694
Progressive $1,725 $1,779 $1,442 $1,725 $4,541 $5,515 $2,472 $2,665
State Farm $3,463 $3,463 $3,094 $3,094 $6,338 $7,823 $3,838 $3,963
Travelers $2,313 $2,241 $2,046 $2,024 $4,734 $5,432 $3,002 $2,941
USAA $1,867 $1,769 $1,819 $1,827 $4,281 $4,305 $2,586 $2,445

Buy Cheap Occidental, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Occidental can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Occidental, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Occidental, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,318 $9,211
Farmers $8,348 $13,705
GEICO $5,233 $5,334
Liberty Mutual $5,002 $5,304
Nationwide $7,920 $8,729
Progressive $4,541 $5,515
State Farm $6,338 $7,823
Travelers $4,734 $5,432
USAA $4,281 $4,305

Buy Cheap Occidental, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Occidental, California by comparing Occidental senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Occidental, CA here.

Annual Auto Insurance Rates for Senior Drivers in Occidental, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,912 $1,928
Farmers $2,349 $2,349
GEICO $1,614 $1,614
Liberty Mutual $2,110 $2,045
Nationwide $2,713 $2,560
Progressive $1,442 $1,725
State Farm $3,094 $3,094
Travelers $2,046 $2,024
USAA $1,819 $1,827

Find Cheap Auto Insurance Rates in Occidental, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Occidental, California auto insurance. Compare Occidental, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Occidental, California

Insurance Company Low Medium High
Allstate $3,878 $4,105 $4,235
Farmers $4,492 $4,848 $5,092
GEICO $2,541 $2,806 $2,987
Liberty Mutual $2,810 $3,029 $3,172
Nationwide $4,039 $4,498 $4,755
Progressive $2,510 $2,801 $2,887
State Farm $4,049 $4,442 $4,663
Travelers $2,720 $3,172 $3,382
USAA $2,373 $2,662 $2,803

Find Cheap Occidental, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Occidental. Compare auto insurance rates in Occidental, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Occidental, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,679 $4,467
Farmers $4,365 $5,257
GEICO $2,524 $3,032
Liberty Mutual $2,758 $3,249
Nationwide $3,909 $4,952
Progressive $2,481 $2,985
State Farm $4,229 $4,540
Travelers $2,782 $3,401
USAA $2,407 $2,818

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Find Cheap Occidental, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Occidental, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Occidental, CA, take a look at the average cost for various violations versus rates for a clean driving record in Occidental.

Annual Occidental, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,460 $4,134 $6,470 $3,226
Farmers $3,555 $4,843 $6,034 $4,811
GEICO $1,943 $2,998 $3,761 $2,410
Liberty Mutual $2,608 $3,494 $3,151 $2,762
Nationwide $3,094 $3,960 $6,707 $3,960
Progressive $1,795 $3,032 $3,523 $2,581
State Farm $3,126 $3,730 $7,053 $3,629
Travelers $2,076 $3,351 $3,905 $3,034
USAA $1,736 $2,584 $4,228 $1,901

Find Cheap Occidental, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Occidental, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Occidental for less when you shop around and compare rates from multiple Occidental, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Occidental, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,470
Farmers $6,034
GEICO $3,761
Liberty Mutual $3,151
Nationwide $6,707
Progressive $3,523
State Farm $7,053
Travelers $3,905
USAA $4,228

Winners by Category: Where to Buy Cheap Auto Insurance in Occidental, CA

Compare rates from the cheapest auto insurance companies in Occidental, CA for your needs. Take a look at how Occidental, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Occidental, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Occidental, California Auto Insurance Companies

If you’re looking for the cheapest Occidental, CA auto insurance companies overall, you can compare them here. Find the best price for Occidental, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Occidental, California

Insurance Company Average Annual Rates
Allstate $4,073
Farmers $4,811
GEICO $2,778
Liberty Mutual $3,004
Nationwide $4,431
Progressive $2,733
State Farm $4,384
Travelers $3,092
USAA $2,612

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What affects Occidental, California auto insurance rates?

Local factors affect auto insurance rates in Occidental, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Occidental auto insurance rates.

Commute Times in Occidental

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Occidental, CA is 35.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Occidental, CA

You can buy cheap Occidental, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Occidental, California auto insurance quotes from top companies.

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