Buy Cheap Oberlin, OH Auto Insurance (2021)

Oberlin, OH auto insurance rates average $221 a month. Minimum auto insurance requirements in Oberlin, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Oberlin, OH, compare Oberlin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oberlin, OH after a DUI are $3,087/year
  • Average auto insurance rates in Oberlin, OH for teens drivers are $5,512/year
  • The most expensive auto insurance company in Oberlin after a DUI is Liberty Mutual

Finding affordable Oberlin, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Oberlin, OH auto insurance with confidence is right here. Auto insurance rates in Oberlin are affected by local factors as well as personal ones like your driving record.

See how Oberlin, OH car insurance rates compare to Akron auto insurance rates, Hamilton auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Oberlin.

Don’t buy Oberlin, OH auto insurance until you’ve compared rates. Get free Oberlin, Ohio auto insurance quotes when you enter your ZIP code above.

Oberlin, OH Minimum Auto Insurance Requirements

The required auto insurance in Oberlin, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Oberlin, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Oberlin, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oberlin, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oberlin, OH. Take a look at Oberlin, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oberlin, Ohio

Insurance Company Poor Fair Good
Allstate $3,781 $2,762 $2,302
American Family $1,929 $1,312 $1,110
Farmers $3,650 $3,092 $2,944
GEICO $1,901 $1,589 $1,276
Liberty Mutual $5,853 $3,604 $2,826
Nationwide $3,843 $3,099 $2,619
Progressive $3,617 $3,136 $2,933
State Farm $3,367 $2,081 $1,640
Travelers $3,322 $2,894 $2,704
USAA $1,907 $1,352 $1,153

Buy Cheap Oberlin, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oberlin, Ohio auto insurance rates? Find out how car insurance rates in Oberlin, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oberlin, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,958 $1,943 $1,774 $1,894 $5,509 $6,294 $2,042 $2,172
American Family $902 $936 $824 $828 $2,789 $3,029 $1,116 $1,175
Farmers $1,687 $1,684 $1,484 $1,569 $7,623 $7,929 $1,890 $1,968
GEICO $1,148 $1,115 $1,094 $1,113 $3,064 $2,840 $1,270 $1,065
Liberty Mutual $1,886 $2,059 $1,447 $1,768 $10,070 $11,368 $1,991 $2,168
Nationwide $2,112 $2,119 $1,912 $1,921 $5,500 $7,057 $2,258 $2,617
Progressive $1,652 $1,550 $1,376 $1,422 $7,442 $8,381 $1,969 $2,038
State Farm $1,413 $1,413 $1,268 $1,268 $4,439 $5,588 $1,641 $1,873
Travelers $1,360 $1,379 $1,357 $1,349 $5,934 $9,378 $1,420 $1,609
USAA $890 $897 $848 $846 $2,751 $3,062 $1,189 $1,281

Buy Cheap Oberlin, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oberlin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oberlin, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oberlin, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,509 $6,294
American Family $2,789 $3,029
Farmers $7,623 $7,929
GEICO $3,064 $2,840
Liberty Mutual $10,070 $11,368
Nationwide $5,500 $7,057
Progressive $7,442 $8,381
State Farm $4,439 $5,588
Travelers $5,934 $9,378
USAA $2,751 $3,062

Buy Cheap Oberlin, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Oberlin, Ohio by comparing Oberlin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oberlin, OH here.

Annual Auto Insurance Rates for Senior Drivers in Oberlin, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,774 $1,894
American Family $824 $828
Farmers $1,484 $1,569
GEICO $1,094 $1,113
Liberty Mutual $1,447 $1,768
Nationwide $1,912 $1,921
Progressive $1,376 $1,422
State Farm $1,268 $1,268
Travelers $1,357 $1,349
USAA $848 $846

Find Cheap Auto Insurance Rates in Oberlin, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oberlin, Ohio auto insurance. Compare Oberlin, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oberlin, Ohio

Insurance Company Low Medium High
Allstate $2,843 $2,942 $3,059
American Family $1,424 $1,461 $1,465
Farmers $3,048 $3,176 $3,463
GEICO $1,530 $1,581 $1,656
Liberty Mutual $3,917 $4,119 $4,247
Nationwide $3,499 $3,091 $2,971
Progressive $3,080 $3,197 $3,409
State Farm $2,234 $2,371 $2,483
Travelers $2,887 $3,014 $3,020
USAA $1,402 $1,469 $1,541

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Find Cheap Oberlin, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oberlin. Compare auto insurance rates in Oberlin, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oberlin, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,948 $2,948
American Family $1,433 $1,467
Farmers $3,229 $3,229
GEICO $1,562 $1,615
Liberty Mutual $4,094 $4,094
Nationwide $3,187 $3,187
Progressive $3,229 $3,229
State Farm $2,303 $2,423
Travelers $2,973 $2,973
USAA $1,414 $1,527

Find Cheap Oberlin, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Oberlin, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oberlin, OH, take a look at the average cost for various violations versus rates for a clean driving record in Oberlin.

Annual Oberlin, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,467 $2,993 $3,532 $2,801
American Family $1,390 $1,470 $1,470 $1,470
Farmers $2,662 $3,432 $3,347 $3,474
GEICO $1,077 $1,554 $2,272 $1,453
Liberty Mutual $3,433 $4,426 $4,508 $4,011
Nationwide $2,564 $3,248 $4,106 $2,830
Progressive $2,783 $3,788 $2,967 $3,376
State Farm $2,151 $2,574 $2,363 $2,363
Travelers $2,186 $2,854 $4,309 $2,544
USAA $1,128 $1,513 $1,992 $1,249

Find Cheap Oberlin, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oberlin, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Oberlin for less when you shop around and compare rates from multiple Oberlin, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oberlin, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,532
American Family $1,470
Farmers $3,347
GEICO $2,272
Liberty Mutual $4,508
Nationwide $4,106
Progressive $2,967
State Farm $2,363
Travelers $4,309
USAA $1,992

Winners by Category: Where to Buy Cheap Auto Insurance in Oberlin, OH

Compare rates from the cheapest auto insurance companies in Oberlin, OH for your needs. Take a look at how Oberlin, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oberlin, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Oberlin, Ohio Auto Insurance Companies

If you’re looking for the cheapest Oberlin, OH auto insurance companies overall, you can compare them here. Find the best price for Oberlin, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Oberlin, Ohio

Insurance Company Average Annual Rates
Allstate $2,948
American Family $1,450
Farmers $3,229
GEICO $1,589
Liberty Mutual $4,094
Nationwide $3,187
Progressive $3,229
State Farm $2,363
Travelers $2,973
USAA $1,470

What affects Oberlin, Ohio auto insurance rates?

Local factors affect auto insurance rates in Oberlin, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Oberlin auto insurance rates.

Auto Theft in Oberlin

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Oberlin, OH auto theft show a total of 3 vehicle thefts annually.

Commute Times in Oberlin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oberlin, OH is 14.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Oberlin, OH

You can buy cheap Oberlin, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oberlin, Ohio auto insurance quotes from top companies.

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