Buy Cheap Oaktown, IN Auto Insurance (2021)

Oaktown, IN auto insurance rates average $280 a month. Minimum auto insurance requirements in Oaktown, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Oaktown, IN, compare Oaktown auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Oaktown after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Oaktown is Liberty Mutual
  • Average auto insurance rates in Oaktown, IN are $280/month

Finding affordable Oaktown, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Oaktown, IN auto insurance with confidence is right here. Auto insurance rates in Oaktown are affected by local factors as well as personal ones like your driving record.

See how Oaktown, IN car insurance rates compare to Fort Wayne auto insurance rates, Hammond auto insurance rates, and Carmel auto insurance rates before you read more about the cost of auto insurance in Oaktown.

Don’t buy Oaktown, IN auto insurance until you’ve compared rates. Get free Oaktown, Indiana auto insurance quotes when you enter your ZIP code above.

Oaktown, IN Minimum Auto Insurance Requirements

The required auto insurance in Oaktown, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Oaktown, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Oaktown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oaktown, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oaktown, IN. Take a look at Oaktown, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oaktown, Indiana

Insurance Company Poor Fair Good
Allstate $4,865 $3,601 $3,273
American Family $5,078 $3,306 $2,769
Farmers $4,160 $3,386 $3,135
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,651 $4,113 $3,876
State Farm $3,573 $2,131 $1,651
Travelers $3,702 $3,133 $3,129
USAA $1,990 $1,311 $1,123

Buy Cheap Oaktown, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oaktown, Indiana auto insurance rates? Find out how car insurance rates in Oaktown, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oaktown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,530 $2,150 $2,356 $7,325 $9,225 $2,520 $2,737
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,628 $1,608 $1,392 $1,562 $8,647 $9,189 $2,140 $2,320
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,796 $1,702 $1,622 $1,634 $10,526 $11,859 $2,257 $2,310
State Farm $1,524 $1,524 $1,349 $1,349 $4,518 $5,793 $1,680 $1,876
Travelers $1,215 $1,237 $1,137 $1,136 $7,401 $11,670 $1,282 $1,492
USAA $943 $929 $876 $884 $2,608 $2,918 $1,274 $1,365

Buy Cheap Oaktown, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oaktown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oaktown, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oaktown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,325 $9,225
American Family $6,331 $9,225
Farmers $8,647 $9,189
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,526 $11,859
State Farm $4,518 $5,793
Travelers $7,401 $11,670
USAA $2,608 $2,918

Buy Cheap Oaktown, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Oaktown, Indiana by comparing Oaktown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oaktown, IN here.

Annual Auto Insurance Rates for Senior Drivers in Oaktown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,150 $2,356
American Family $2,107 $2,107
Farmers $1,392 $1,562
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,622 $1,634
State Farm $1,349 $1,349
Travelers $1,137 $1,136
USAA $876 $884

Find Cheap Auto Insurance Rates in Oaktown, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oaktown, Indiana auto insurance. Compare Oaktown, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oaktown, Indiana

Insurance Company Low Medium High
Allstate $3,729 $3,899 $4,111
American Family $3,702 $3,842 $3,608
Farmers $3,441 $3,552 $3,688
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $3,990 $4,150 $4,499
State Farm $2,351 $2,451 $2,554
Travelers $3,257 $3,353 $3,354
USAA $1,425 $1,471 $1,528

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Find Cheap Oaktown, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oaktown. Compare auto insurance rates in Oaktown, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oaktown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,913 $3,913
American Family $3,673 $3,762
Farmers $3,561 $3,561
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,213 $4,213
State Farm $2,383 $2,521
Travelers $3,321 $3,321
USAA $1,455 $1,494

Find Cheap Oaktown, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Oaktown, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oaktown, IN, take a look at the average cost for various violations versus rates for a clean driving record in Oaktown.

Annual Oaktown, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,140 $4,584 $4,214 $3,714
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,181 $3,720 $3,827 $3,515
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,155 $5,530 $3,770 $4,397
State Farm $2,396 $2,619 $2,396 $2,396
Travelers $2,818 $3,488 $3,954 $3,025
USAA $1,115 $1,584 $1,817 $1,383

Find Cheap Oaktown, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oaktown, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Oaktown for less when you shop around and compare rates from multiple Oaktown, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oaktown, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,214
American Family $5,171
Farmers $3,827
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,770
State Farm $2,396
Travelers $3,954
USAA $1,817

Winners by Category: Where to Buy Cheap Auto Insurance in Oaktown, IN

Compare rates from the cheapest auto insurance companies in Oaktown, IN for your needs. Take a look at how Oaktown, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oaktown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Oaktown, Indiana Auto Insurance Companies

If you’re looking for the cheapest Oaktown, IN auto insurance companies overall, you can compare them here. Find the best price for Oaktown, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Oaktown, Indiana

Insurance Company Average Annual Rates
Allstate $3,913
American Family $3,717
Farmers $3,561
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,213
State Farm $2,452
Travelers $3,321
USAA $1,475

What affects Oaktown, Indiana auto insurance rates?

Local factors affect auto insurance rates in Oaktown, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Oaktown auto insurance rates.

Commute Times in Oaktown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oaktown, IN is 19.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Oaktown, IN

You can buy cheap Oaktown, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oaktown, Indiana auto insurance quotes from top companies.

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