Buy Cheap Oakley, KS Auto Insurance (2022)

Oakley, KS auto insurance rates average $286 a month. Minimum auto insurance requirements in Oakley, Kansas are 25/50/25 to comply with Kansas laws. To buy cheap auto insurance in Oakley, KS, compare Oakley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oakley, KS after a DUI are $4,159/year
  • The most expensive auto insurance company in Oakley is Liberty Mutual
  • Average auto insurance rates in Oakley, KS for teens drivers are $6,249/year

Finding affordable Oakley, Kansas auto insurance can be challenging, but everything you need to know to buy cheap Oakley, KS auto insurance with confidence is right here. Auto insurance rates in Oakley are affected by local factors as well as personal ones like your driving record.

See how Oakley, KS car insurance rates compare to Kansas City auto insurance rates, Topeka auto insurance rates, and Lawrence auto insurance rates before you read more about the cost of auto insurance in Oakley.

Don’t buy Oakley, KS auto insurance until you’ve compared rates. Get free Oakley, Kansas auto insurance quotes when you enter your ZIP code above.

Oakley, KS Minimum Auto Insurance Requirements

The required auto insurance in Oakley, KS is 25/50/25 according to the auto insurance laws in Kansas. The minimum auto insurance in Oakley, Kansas is outlined here.

Minimum Required Auto Insurance Coverage in Oakley, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oakley, KS Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oakley, KS. Take a look at Oakley, Kansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oakley, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,674 $1,897 $1,578
Farmers $4,254 $3,367 $3,179
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,753 $2,404 $2,242
Progressive $4,504 $3,763 $3,466
State Farm $4,340 $2,593 $2,008
Travelers $5,223 $4,226 $4,057
USAA $3,553 $2,300 $1,879

Buy Cheap Oakley, KS Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oakley, Kansas auto insurance rates? Find out how car insurance rates in Oakley, KS are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakley, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,626 $1,626 $1,467 $1,467 $3,083 $3,684 $1,626 $1,820
Farmers $2,535 $2,523 $2,271 $2,364 $6,518 $6,749 $2,843 $2,999
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,860 $1,924 $1,649 $1,785 $3,628 $4,467 $2,137 $2,278
Progressive $2,291 $2,191 $1,845 $1,923 $8,200 $9,249 $2,701 $2,887
State Farm $2,078 $2,078 $1,777 $1,777 $4,898 $6,328 $2,321 $2,586
Travelers $2,232 $2,280 $2,135 $2,174 $8,644 $13,530 $2,275 $2,748
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Buy Cheap Oakley, KS Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oakley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oakley, KS are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oakley, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,083 $3,684
Farmers $6,518 $6,749
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,628 $4,467
Progressive $8,200 $9,249
State Farm $4,898 $6,328
Travelers $8,644 $13,530
USAA $4,983 $5,299

Buy Cheap Oakley, KS Auto Insurance for Seniors

You can save on senior auto insurance rates in Oakley, Kansas by comparing Oakley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oakley, KS here.

Annual Auto Insurance Rates for Senior Drivers in Oakley, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,467 $1,467
Farmers $2,271 $2,364
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,649 $1,785
Progressive $1,845 $1,923
State Farm $1,777 $1,777
Travelers $2,135 $2,174
USAA $1,424 $1,461

Find Cheap Auto Insurance Rates in Oakley, KS by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oakley, Kansas auto insurance. Compare Oakley, KS auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakley, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,076 $2,154 $1,921
Farmers $3,470 $3,583 $3,747
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,606 $2,437 $2,355
Progressive $3,727 $3,883 $4,124
State Farm $2,898 $2,987 $3,056
Travelers $4,297 $4,508 $4,702
USAA $2,515 $2,573 $2,644

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Find Cheap Oakley, KS Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oakley. Compare auto insurance rates in Oakley, KS by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oakley, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,023 $2,077
Farmers $3,600 $3,600
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,466 $2,466
Progressive $3,911 $3,911
State Farm $2,907 $3,054
Travelers $4,502 $4,502
USAA $2,500 $2,655

Find Cheap Oakley, KS Auto Insurance Rates by Driving Record

Auto insurance rates in Oakley, Kansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oakley, KS, take a look at the average cost for various violations versus rates for a clean driving record in Oakley.

Annual Oakley, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,012 $2,162 $2,012 $2,012
Farmers $3,046 $3,894 $3,796 $3,663
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,835 $2,119 $3,800 $2,111
Progressive $3,619 $4,216 $3,773 $4,036
State Farm $2,808 $3,153 $2,980 $2,980
Travelers $3,327 $4,289 $5,859 $4,534
USAA $1,897 $2,529 $3,713 $2,170

Find Cheap Oakley, KS Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oakley, Kansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Oakley for less when you shop around and compare rates from multiple Oakley, KS auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oakley, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,176
American Family $2,012
Farmers $3,796
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,800
Progressive $3,773
State Farm $2,980
Travelers $5,859
USAA $3,713

Winners by Category: Where to Buy Cheap Auto Insurance in Oakley, KS

Compare rates from the cheapest auto insurance companies in Oakley, KS for your needs. Take a look at how Oakley, Kansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oakley, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

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Find Cheap Oakley, Kansas Auto Insurance Companies

If you’re looking for the cheapest Oakley, KS auto insurance companies overall, you can compare them here. Find the best price for Oakley, Kansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Oakley, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,050
Farmers $3,600
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,466
Progressive $3,911
State Farm $2,980
Travelers $4,502
USAA $2,577

What affects Oakley, Kansas auto insurance rates?

Local factors affect auto insurance rates in Oakley, KS, including traffic, theft statistics, and commute length. Take a look at the things that impact Oakley auto insurance rates.

Commute Times in Oakley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oakley, KS is 15.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Oakley, KS

You can buy cheap Oakley, KS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oakley, Kansas auto insurance quotes from top companies.

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