Buy Cheap Oakley, CA Auto Insurance (2021)

Oakley, CA auto insurance rates average $312 a month. Minimum auto insurance requirements in Oakley, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Oakley, CA, compare Oakley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Oakley is Farmers
  • The most expensive auto insurance company in Oakley after a DUI is State Farm
  • Average auto insurance rates in Oakley, CA after a DUI are $5,263/year

Finding affordable Oakley, California auto insurance can be challenging, but everything you need to know to buy cheap Oakley, CA auto insurance with confidence is right here. Auto insurance rates in Oakley are affected by local factors as well as personal ones like your driving record.

See how Oakley, CA car insurance rates compare to Long Beach auto insurance rates, San Jose auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Oakley.

Don’t buy Oakley, CA auto insurance until you’ve compared rates. Get free Oakley, California auto insurance quotes when you enter your ZIP code above.

Oakley, CA Minimum Auto Insurance Requirements

The required auto insurance in Oakley, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Oakley, California is outlined here.

Minimum Required Auto Insurance Coverage in Oakley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Oakley, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oakley, California auto insurance rates? Find out how car insurance rates in Oakley, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,863 $2,869 $2,084 $2,107 $7,898 $9,946 $3,672 $4,049
Farmers $2,662 $2,662 $2,400 $2,400 $8,471 $13,883 $3,153 $3,510
GEICO $1,715 $1,716 $1,614 $1,614 $5,221 $5,310 $2,463 $2,518
Liberty Mutual $2,252 $2,135 $2,091 $2,028 $4,926 $5,236 $2,542 $2,559
Nationwide $3,317 $3,167 $2,895 $2,730 $8,448 $9,319 $3,972 $3,928
Progressive $1,912 $1,968 $1,628 $1,932 $5,137 $6,191 $2,763 $2,972
State Farm $3,647 $3,647 $3,259 $3,259 $6,712 $8,304 $4,041 $4,170
Travelers $2,603 $2,521 $2,300 $2,274 $5,391 $6,198 $3,403 $3,326
USAA $1,912 $1,810 $1,867 $1,873 $4,345 $4,380 $2,651 $2,504

Buy Cheap Oakley, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oakley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oakley, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oakley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,898 $9,946
Farmers $8,471 $13,883
GEICO $5,221 $5,310
Liberty Mutual $4,926 $5,236
Nationwide $8,448 $9,319
Progressive $5,137 $6,191
State Farm $6,712 $8,304
Travelers $5,391 $6,198
USAA $4,345 $4,380

Buy Cheap Oakley, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Oakley, California by comparing Oakley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oakley, CA here.

Annual Auto Insurance Rates for Senior Drivers in Oakley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,084 $2,107
Farmers $2,400 $2,400
GEICO $1,614 $1,614
Liberty Mutual $2,091 $2,028
Nationwide $2,895 $2,730
Progressive $1,628 $1,932
State Farm $3,259 $3,259
Travelers $2,300 $2,274
USAA $1,867 $1,873

Find Cheap Auto Insurance Rates in Oakley, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oakley, California auto insurance. Compare Oakley, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakley, California

Insurance Company Low Medium High
Allstate $4,200 $4,474 $4,634
Farmers $4,558 $4,929 $5,192
GEICO $2,539 $2,803 $2,973
Liberty Mutual $2,776 $2,999 $3,139
Nationwide $4,260 $4,806 $5,100
Progressive $2,738 $3,157 $3,293
State Farm $4,221 $4,702 $4,967
Travelers $3,076 $3,592 $3,838
USAA $2,431 $2,718 $2,855

Find Cheap Oakley, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oakley. Compare auto insurance rates in Oakley, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oakley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,998 $4,874
Farmers $4,440 $5,346
GEICO $2,517 $3,025
Liberty Mutual $2,729 $3,213
Nationwide $4,170 $5,274
Progressive $2,778 $3,348
State Farm $4,464 $4,796
Travelers $3,147 $3,857
USAA $2,460 $2,875

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Find Cheap Oakley, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Oakley, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oakley, CA, take a look at the average cost for various violations versus rates for a clean driving record in Oakley.

Annual Oakley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,671 $4,499 $7,067 $3,507
Farmers $3,616 $4,926 $6,138 $4,892
GEICO $1,939 $2,990 $3,753 $2,405
Liberty Mutual $2,579 $3,456 $3,117 $2,732
Nationwide $3,294 $4,223 $7,148 $4,223
Progressive $2,002 $3,410 $3,954 $2,886
State Farm $3,304 $3,940 $7,442 $3,834
Travelers $2,329 $3,807 $4,435 $3,436
USAA $1,773 $2,640 $4,316 $1,942

Find Cheap Oakley, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oakley, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Oakley for less when you shop around and compare rates from multiple Oakley, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oakley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,067
Farmers $6,138
GEICO $3,753
Liberty Mutual $3,117
Nationwide $7,148
Progressive $3,954
State Farm $7,442
Travelers $4,435
USAA $4,316

Winners by Category: Where to Buy Cheap Auto Insurance in Oakley, CA

Compare rates from the cheapest auto insurance companies in Oakley, CA for your needs. Take a look at how Oakley, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oakley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Oakley, California Auto Insurance Companies

If you’re looking for the cheapest Oakley, CA auto insurance companies overall, you can compare them here. Find the best price for Oakley, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Oakley, California

Insurance Company Average Annual Rates
Allstate $4,436
Farmers $4,893
GEICO $2,771
Liberty Mutual $2,971
Nationwide $4,722
Progressive $3,063
State Farm $4,630
Travelers $3,502
USAA $2,668

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What affects Oakley, California auto insurance rates?

Local factors affect auto insurance rates in Oakley, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Oakley auto insurance rates.

Auto Theft in Oakley

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Oakley, CA auto theft show a total of 95 vehicle thefts annually.

Commute Times in Oakley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oakley, CA is 44.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Oakley, CA

You can buy cheap Oakley, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oakley, California auto insurance quotes from top companies.

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