Buy Cheap Oakland, NE Auto Insurance (2022)

Oakland, NE auto insurance rates average $281 a month. Minimum auto insurance requirements in Oakland, Nebraska are 25/50/25 to comply with Nebraska laws. To buy cheap auto insurance in Oakland, NE, compare Oakland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Oakland is Liberty Mutual
  • Average auto insurance rates in Oakland, NE after a DUI are $3,900/year
  • Average auto insurance rates in Oakland, NE are $281/month

Finding affordable Oakland, Nebraska auto insurance can be challenging, but everything you need to know to buy cheap Oakland, NE auto insurance with confidence is right here. Auto insurance rates in Oakland are affected by local factors as well as personal ones like your driving record.

See how Oakland, NE car insurance rates compare to Lincoln auto insurance rates, Kearney auto insurance rates, and Bellevue auto insurance rates before you read more about the cost of auto insurance in Oakland.

Don’t buy Oakland, NE auto insurance until you’ve compared rates. Get free Oakland, Nebraska auto insurance quotes when you enter your ZIP code above.

Oakland, NE Minimum Auto Insurance Requirements

The required auto insurance in Oakland, NE is 25/50/25 according to the auto insurance laws in Nebraska. The minimum auto insurance in Oakland, Nebraska is outlined here.

Minimum Required Auto Insurance Coverage in Oakland, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oakland, NE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oakland, NE. Take a look at Oakland, Nebraska auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oakland, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,993 $2,043 $1,662
Farmers $4,966 $4,123 $3,924
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,913 $5,391 $4,233
Nationwide $3,195 $2,538 $2,232
Progressive $4,121 $3,471 $3,208
State Farm $3,476 $2,084 $1,618
USAA $3,012 $2,039 $1,731

Buy Cheap Oakland, NE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oakland, Nebraska auto insurance rates? Find out how car insurance rates in Oakland, NE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakland, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,784 $1,784 $1,625 $1,625 $2,994 $4,413 $1,745 $1,890
Farmers $2,473 $2,458 $2,215 $2,339 $9,608 $9,896 $2,796 $2,916
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,216 $3,486 $2,539 $3,090 $14,132 $15,875 $3,367 $3,728
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $1,994 $1,916 $1,637 $1,707 $7,819 $8,800 $2,382 $2,546
State Farm $1,580 $1,580 $1,378 $1,378 $4,172 $5,343 $1,742 $1,971
USAA $1,343 $1,339 $1,221 $1,258 $4,211 $5,042 $1,736 $1,937

Buy Cheap Oakland, NE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oakland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oakland, NE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oakland, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,994 $4,413
Farmers $9,608 $9,896
GEICO $5,684 $7,440
Liberty Mutual $14,132 $15,875
Nationwide $4,248 $5,308
Progressive $7,819 $8,800
State Farm $4,172 $5,343
USAA $4,211 $5,042

Buy Cheap Oakland, NE Auto Insurance for Seniors

You can save on senior auto insurance rates in Oakland, Nebraska by comparing Oakland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oakland, NE here.

Annual Auto Insurance Rates for Senior Drivers in Oakland, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,625 $1,625
Farmers $2,215 $2,339
GEICO $2,692 $2,591
Liberty Mutual $2,539 $3,090
Nationwide $1,664 $1,784
Progressive $1,637 $1,707
State Farm $1,378 $1,378
USAA $1,221 $1,258

Find Cheap Auto Insurance Rates in Oakland, NE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oakland, Nebraska auto insurance. Compare Oakland, NE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakland, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,214 $2,299 $2,184
Farmers $4,147 $4,273 $4,592
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,004 $6,145 $6,388
Nationwide $2,699 $2,644 $2,622
Progressive $3,427 $3,590 $3,784
State Farm $2,301 $2,389 $2,488
USAA $2,188 $2,257 $2,337

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Find Cheap Oakland, NE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oakland. Compare auto insurance rates in Oakland, NE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oakland, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,214 $2,250
Farmers $4,338 $4,338
GEICO $3,535 $3,646
Liberty Mutual $6,179 $6,179
Nationwide $2,655 $2,655
Progressive $3,600 $3,600
State Farm $2,331 $2,455
USAA $2,235 $2,287

Find Cheap Oakland, NE Auto Insurance Rates by Driving Record

Auto insurance rates in Oakland, Nebraska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oakland, NE, take a look at the average cost for various violations versus rates for a clean driving record in Oakland.

Annual Oakland, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,186 $2,370 $2,186 $2,186
Farmers $3,668 $4,709 $4,593 $4,379
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,294 $6,248 $6,768 $6,406
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $3,057 $4,501 $3,421 $3,423
State Farm $2,231 $2,554 $2,393 $2,393
USAA $1,716 $2,160 $3,224 $1,943

Find Cheap Oakland, NE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oakland, Nebraska is higher than for a clean driving record. You can buy auto insurance after a DUI in Oakland for less when you shop around and compare rates from multiple Oakland, NE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oakland, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,630
American Family $2,186
Farmers $4,593
GEICO $4,992
Liberty Mutual $6,768
Nationwide $3,889
Progressive $3,421
State Farm $2,393
USAA $3,224

Winners by Category: Where to Buy Cheap Auto Insurance in Oakland, NE

Compare rates from the cheapest auto insurance companies in Oakland, NE for your needs. Take a look at how Oakland, Nebraska auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oakland, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Oakland, Nebraska Auto Insurance Companies

If you’re looking for the cheapest Oakland, NE auto insurance companies overall, you can compare them here. Find the best price for Oakland, Nebraska car insurance by company.

Average Annual Auto Insurance Rates by Company in Oakland, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,232
Farmers $4,338
GEICO $3,591
Liberty Mutual $6,179
Nationwide $2,655
Progressive $3,600
State Farm $2,393
USAA $2,261

What affects Oakland, Nebraska auto insurance rates?

Local factors affect auto insurance rates in Oakland, NE, including traffic, theft statistics, and commute length. Take a look at the things that impact Oakland auto insurance rates.

Commute Times in Oakland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oakland, NE is 22.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Oakland, NE

You can buy cheap Oakland, NE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oakland, Nebraska auto insurance quotes from top companies.

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