Buy Cheap Oakland City, IN Auto Insurance (2021)

Oakland City, IN auto insurance rates average $272 a month. Minimum auto insurance requirements in Oakland City, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Oakland City, IN, compare Oakland City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Oakland City is Liberty Mutual
  • Average auto insurance rates in Oakland City, IN after a DUI are $3,860/year
  • The most expensive auto insurance company in Oakland City after a DUI is Liberty Mutual

Finding affordable Oakland City, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Oakland City, IN auto insurance with confidence is right here. Auto insurance rates in Oakland City are affected by local factors as well as personal ones like your driving record.

See how Oakland City, IN car insurance rates compare to Evansville auto insurance rates, Indianapolis auto insurance rates, and Hammond auto insurance rates before you read more about the cost of auto insurance in Oakland City.

Don’t buy Oakland City, IN auto insurance until you’ve compared rates. Get free Oakland City, Indiana auto insurance quotes when you enter your ZIP code above.

Oakland City, IN Minimum Auto Insurance Requirements

The required auto insurance in Oakland City, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Oakland City, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Oakland City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oakland City, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oakland City, IN. Take a look at Oakland City, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oakland City, Indiana

Insurance Company Poor Fair Good
Allstate $4,799 $3,577 $3,250
American Family $4,601 $2,998 $2,512
Farmers $4,215 $3,432 $3,178
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,278 $3,775 $3,554
State Farm $3,366 $2,008 $1,557
Travelers $3,557 $3,015 $3,012
USAA $2,383 $1,581 $1,357

Buy Cheap Oakland City, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oakland City, Indiana auto insurance rates? Find out how car insurance rates in Oakland City, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakland City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,389 $2,445 $2,101 $2,297 $7,394 $9,324 $2,421 $2,633
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,648 $1,627 $1,410 $1,581 $8,765 $9,322 $2,166 $2,349
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,669 $1,585 $1,506 $1,520 $9,617 $10,823 $2,091 $2,140
State Farm $1,437 $1,437 $1,274 $1,274 $4,250 $5,460 $1,587 $1,762
Travelers $1,160 $1,181 $1,087 $1,087 $7,130 $11,267 $1,227 $1,421
USAA $1,119 $1,097 $1,048 $1,048 $3,204 $3,560 $1,509 $1,602

Buy Cheap Oakland City, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oakland City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oakland City, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oakland City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,394 $9,324
American Family $5,738 $8,356
Farmers $8,765 $9,322
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $9,617 $10,823
State Farm $4,250 $5,460
Travelers $7,130 $11,267
USAA $3,204 $3,560

Buy Cheap Oakland City, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Oakland City, Indiana by comparing Oakland City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oakland City, IN here.

Annual Auto Insurance Rates for Senior Drivers in Oakland City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,297
American Family $1,913 $1,913
Farmers $1,410 $1,581
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,506 $1,520
State Farm $1,274 $1,274
Travelers $1,087 $1,087
USAA $1,048 $1,048

Find Cheap Auto Insurance Rates in Oakland City, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oakland City, Indiana auto insurance. Compare Oakland City, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakland City, Indiana

Insurance Company Low Medium High
Allstate $3,693 $3,861 $4,073
American Family $3,351 $3,483 $3,278
Farmers $3,487 $3,601 $3,737
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,665 $3,811 $4,131
State Farm $2,205 $2,309 $2,416
Travelers $3,135 $3,224 $3,225
USAA $1,707 $1,769 $1,844

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Find Cheap Oakland City, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oakland City. Compare auto insurance rates in Oakland City, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oakland City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,875 $3,875
American Family $3,330 $3,411
Farmers $3,608 $3,608
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $3,869 $3,869
State Farm $2,244 $2,376
Travelers $3,195 $3,195
USAA $1,750 $1,797

Find Cheap Oakland City, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Oakland City, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oakland City, IN, take a look at the average cost for various violations versus rates for a clean driving record in Oakland City.

Annual Oakland City, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,089 $4,543 $4,192 $3,678
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,226 $3,768 $3,877 $3,563
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,906 $5,062 $3,467 $4,040
State Farm $2,258 $2,468 $2,258 $2,258
Travelers $2,715 $3,354 $3,799 $2,912
USAA $1,334 $1,909 $2,194 $1,656

Find Cheap Oakland City, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oakland City, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Oakland City for less when you shop around and compare rates from multiple Oakland City, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oakland City, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,192
American Family $4,682
Farmers $3,877
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,467
State Farm $2,258
Travelers $3,799
USAA $2,194

Winners by Category: Where to Buy Cheap Auto Insurance in Oakland City, IN

Compare rates from the cheapest auto insurance companies in Oakland City, IN for your needs. Take a look at how Oakland City, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oakland City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Oakland City, Indiana Auto Insurance Companies

If you’re looking for the cheapest Oakland City, IN auto insurance companies overall, you can compare them here. Find the best price for Oakland City, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Oakland City, Indiana

Insurance Company Average Annual Rates
Allstate $3,875
American Family $3,370
Farmers $3,608
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $3,869
State Farm $2,310
Travelers $3,195
USAA $1,773

What affects Oakland City, Indiana auto insurance rates?

Local factors affect auto insurance rates in Oakland City, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Oakland City auto insurance rates.

Commute Times in Oakland City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oakland City, IN is 24.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Oakland City, IN

You can buy cheap Oakland City, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oakland City, Indiana auto insurance quotes from top companies.

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