Buy Cheap Oakland, AR Auto Insurance (2021)

Oakland, AR auto insurance rates average $313 a month. Minimum auto insurance requirements in Oakland, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Oakland, AR, compare Oakland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oakland, AR for teens drivers are $7,656/year
  • The most expensive auto insurance company in Oakland after a DUI is Travelers
  • The most expensive auto insurance company in Oakland is Travelers

Finding affordable Oakland, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Oakland, AR auto insurance with confidence is right here. Auto insurance rates in Oakland are affected by local factors as well as personal ones like your driving record.

See how Oakland, AR car insurance rates compare to Bentonville auto insurance rates, Hot Springs auto insurance rates, and Fayetteville auto insurance rates before you read more about the cost of auto insurance in Oakland.

Don’t buy Oakland, AR auto insurance until you’ve compared rates. Get free Oakland, Arkansas auto insurance quotes when you enter your ZIP code above.

Oakland, AR Minimum Auto Insurance Requirements

The required auto insurance in Oakland, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Oakland, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Oakland, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oakland, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oakland, AR. Take a look at Oakland, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oakland, Arkansas

Insurance Company Poor Fair Good
Allstate $5,680 $4,346 $3,533
Farmers $4,672 $3,907 $3,722
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,749 $4,904 $4,561
State Farm $3,645 $2,197 $1,712
Travelers $6,015 $5,019 $4,691
USAA $2,674 $1,822 $1,552

Buy Cheap Oakland, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oakland, Arkansas auto insurance rates? Find out how car insurance rates in Oakland, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakland, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,642 $2,322 $2,483 $9,138 $10,907 $2,899 $3,155
Farmers $2,251 $2,238 $2,015 $2,116 $9,275 $9,595 $2,583 $2,728
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,678 $2,537 $2,199 $2,302 $11,371 $12,803 $3,206 $3,473
State Farm $1,606 $1,606 $1,430 $1,430 $4,514 $5,686 $1,806 $2,066
Travelers $1,963 $2,000 $1,942 $1,946 $11,357 $18,195 $2,101 $2,428
USAA $1,254 $1,269 $1,161 $1,172 $3,865 $4,056 $1,612 $1,741

Buy Cheap Oakland, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oakland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oakland, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oakland, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,138 $10,907
Farmers $9,275 $9,595
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,371 $12,803
State Farm $4,514 $5,686
Travelers $11,357 $18,195
USAA $3,865 $4,056

Buy Cheap Oakland, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Oakland, Arkansas by comparing Oakland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oakland, AR here.

Annual Auto Insurance Rates for Senior Drivers in Oakland, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,483
Farmers $2,015 $2,116
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,199 $2,302
State Farm $1,430 $1,430
Travelers $1,942 $1,946
USAA $1,161 $1,172

Find Cheap Auto Insurance Rates in Oakland, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oakland, Arkansas auto insurance. Compare Oakland, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakland, Arkansas

Insurance Company Low Medium High
Allstate $4,405 $4,517 $4,637
Farmers $3,918 $4,063 $4,320
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,699 $4,997 $5,519
State Farm $2,400 $2,515 $2,639
Travelers $5,001 $5,256 $5,466
USAA $1,938 $2,009 $2,101

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Find Cheap Oakland, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oakland. Compare auto insurance rates in Oakland, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oakland, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,520 $4,520
Farmers $4,100 $4,100
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,071 $5,071
State Farm $2,458 $2,578
Travelers $5,241 $5,241
USAA $1,959 $2,074

Find Cheap Oakland, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Oakland, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oakland, AR, take a look at the average cost for various violations versus rates for a clean driving record in Oakland.

Annual Oakland, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,756 $4,691 $5,178 $4,453
Farmers $3,464 $4,438 $4,334 $4,165
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,370 $6,079 $4,591 $5,246
State Farm $2,318 $2,717 $2,518 $2,518
Travelers $4,393 $4,538 $6,641 $5,394
USAA $1,553 $1,962 $2,828 $1,722

Find Cheap Oakland, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oakland, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Oakland for less when you shop around and compare rates from multiple Oakland, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oakland, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,178
Farmers $4,334
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,591
State Farm $2,518
Travelers $6,641
USAA $2,828

Winners by Category: Where to Buy Cheap Auto Insurance in Oakland, AR

Compare rates from the cheapest auto insurance companies in Oakland, AR for your needs. Take a look at how Oakland, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oakland, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Oakland, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Oakland, AR auto insurance companies overall, you can compare them here. Find the best price for Oakland, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Oakland, Arkansas

Insurance Company Average Annual Rates
Allstate $4,520
Farmers $4,100
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,071
State Farm $2,518
Travelers $5,241
USAA $2,016

Compare Auto Insurance Quotes in Oakland, AR

You can buy cheap Oakland, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oakland, Arkansas auto insurance quotes from top companies.

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