Buy Cheap Oakdale, IL Auto Insurance (2021)

Oakdale, IL auto insurance rates average $263 a month. Minimum auto insurance requirements in Oakdale, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Oakdale, IL, compare Oakdale auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oakdale, IL are $263/month
  • The most expensive auto insurance company in Oakdale is Allstate
  • The most expensive auto insurance company in Oakdale after a DUI is American Family

Finding affordable Oakdale, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Oakdale, IL auto insurance with confidence is right here. Auto insurance rates in Oakdale are affected by local factors as well as personal ones like your driving record.

See how Oakdale, IL car insurance rates compare to Aurora auto insurance rates, Champaign auto insurance rates, and Naperville auto insurance rates before you read more about the cost of auto insurance in Oakdale.

Don’t buy Oakdale, IL auto insurance until you’ve compared rates. Get free Oakdale, Illinois auto insurance quotes when you enter your ZIP code above.

Oakdale, IL Minimum Auto Insurance Requirements

The required auto insurance in Oakdale, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Oakdale, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Oakdale, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Oakdale, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oakdale, IL. Take a look at Oakdale, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oakdale, Illinois

Insurance Company Poor Fair Good
Allstate $5,618 $4,056 $3,548
American Family $4,999 $3,383 $2,856
Farmers $4,676 $3,922 $3,731
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,309 $2,059 $1,639
Nationwide $4,164 $3,354 $2,932
Progressive $3,875 $3,262 $3,003
State Farm $3,051 $1,831 $1,422
Travelers $2,827 $2,259 $1,842
USAA $3,553 $2,447 $2,019

Buy Cheap Oakdale, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oakdale, Illinois auto insurance rates? Find out how car insurance rates in Oakdale, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oakdale, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,816 $2,931 $2,931 $7,288 $9,474 $3,370 $3,643
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,222 $2,221 $1,974 $2,086 $9,398 $9,786 $2,536 $2,655
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,444 $1,560 $1,197 $1,339 $4,747 $5,283 $1,513 $1,601
Nationwide $2,204 $2,244 $1,955 $2,075 $6,133 $7,891 $2,573 $2,792
Progressive $2,026 $1,930 $1,669 $1,747 $6,907 $7,759 $2,412 $2,590
State Farm $1,350 $1,350 $1,198 $1,198 $3,722 $4,733 $1,521 $1,738
Travelers $1,497 $1,581 $1,352 $1,442 $4,157 $5,180 $1,590 $1,675
USAA $1,590 $1,613 $1,481 $1,454 $5,175 $5,692 $2,089 $2,289

Buy Cheap Oakdale, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oakdale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oakdale, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oakdale, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,288 $9,474
American Family $6,511 $9,083
Farmers $9,398 $9,786
GEICO $5,690 $6,014
Liberty Mutual $4,747 $5,283
Nationwide $6,133 $7,891
Progressive $6,907 $7,759
State Farm $3,722 $4,733
Travelers $4,157 $5,180
USAA $5,175 $5,692

Buy Cheap Oakdale, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Oakdale, Illinois by comparing Oakdale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oakdale, IL here.

Annual Auto Insurance Rates for Senior Drivers in Oakdale, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,931 $2,931
American Family $2,146 $2,146
Farmers $1,974 $2,086
GEICO $1,757 $2,095
Liberty Mutual $1,197 $1,339
Nationwide $1,955 $2,075
Progressive $1,669 $1,747
State Farm $1,198 $1,198
Travelers $1,352 $1,442
USAA $1,481 $1,454

Find Cheap Auto Insurance Rates in Oakdale, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oakdale, Illinois auto insurance. Compare Oakdale, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oakdale, Illinois

Insurance Company Low Medium High
Allstate $4,271 $4,403 $4,548
American Family $3,633 $3,882 $3,723
Farmers $3,917 $4,018 $4,395
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,207 $2,330 $2,468
Nationwide $3,470 $3,512 $3,468
Progressive $3,108 $3,359 $3,672
State Farm $1,990 $2,103 $2,210
Travelers $2,170 $2,306 $2,451
USAA $2,486 $2,670 $2,862

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Find Cheap Oakdale, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oakdale. Compare auto insurance rates in Oakdale, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oakdale, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,407 $4,407
American Family $3,697 $3,794
Farmers $4,110 $4,110
GEICO $2,920 $3,043
Liberty Mutual $2,335 $2,335
Nationwide $3,483 $3,483
Progressive $3,380 $3,380
State Farm $2,048 $2,154
Travelers $2,219 $2,400
USAA $2,598 $2,748

Find Cheap Oakdale, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Oakdale, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oakdale, IL, take a look at the average cost for various violations versus rates for a clean driving record in Oakdale.

Annual Oakdale, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $5,359 $4,988 $4,138
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,471 $4,471 $4,360 $4,138
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,946 $2,758 $2,428 $2,209
Nationwide $2,796 $3,635 $4,284 $3,219
Progressive $2,795 $4,099 $3,092 $3,533
State Farm $1,930 $2,273 $2,101 $2,101
Travelers $1,842 $2,404 $2,682 $2,308
USAA $1,903 $2,742 $3,750 $2,297

Find Cheap Oakdale, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oakdale, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Oakdale for less when you shop around and compare rates from multiple Oakdale, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oakdale, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,988
American Family $5,196
Farmers $4,360
GEICO $4,060
Liberty Mutual $2,428
Nationwide $4,284
Progressive $3,092
State Farm $2,101
Travelers $2,682
USAA $3,750

Winners by Category: Where to Buy Cheap Auto Insurance in Oakdale, IL

Compare rates from the cheapest auto insurance companies in Oakdale, IL for your needs. Take a look at how Oakdale, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oakdale, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Oakdale, Illinois Auto Insurance Companies

If you’re looking for the cheapest Oakdale, IL auto insurance companies overall, you can compare them here. Find the best price for Oakdale, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Oakdale, Illinois

Insurance Company Average Annual Rates
Allstate $4,407
American Family $3,746
Farmers $4,110
GEICO $2,982
Liberty Mutual $2,335
Nationwide $3,483
Progressive $3,380
State Farm $2,101
Travelers $2,309
USAA $2,673

What affects Oakdale, Illinois auto insurance rates?

Local factors affect auto insurance rates in Oakdale, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Oakdale auto insurance rates.

Commute Times in Oakdale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oakdale, IL is 28.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Oakdale, IL

You can buy cheap Oakdale, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oakdale, Illinois auto insurance quotes from top companies.

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