Buy Cheap Oak Park, IL Auto Insurance (2021)

Oak Park, IL auto insurance rates average $341 a month. Minimum auto insurance requirements in Oak Park, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Oak Park, IL, compare Oak Park auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oak Park, IL are $341/month
  • The most expensive auto insurance company in Oak Park is Allstate
  • The most expensive auto insurance company in Oak Park after a DUI is Allstate

Finding affordable Oak Park, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Oak Park, IL auto insurance with confidence is right here. Auto insurance rates in Oak Park are affected by local factors as well as personal ones like your driving record.

See how Oak Park, IL car insurance rates compare to Aurora auto insurance rates, Rockford auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Oak Park.

Don’t buy Oak Park, IL auto insurance until you’ve compared rates. Get free Oak Park, Illinois auto insurance quotes when you enter your ZIP code above.

Oak Park, IL Minimum Auto Insurance Requirements

The required auto insurance in Oak Park, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Oak Park, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Oak Park, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Oak Park, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oak Park, IL. Take a look at Oak Park, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oak Park, Illinois

Insurance Company Poor Fair Good
Allstate $8,023 $5,805 $5,096
American Family $6,028 $4,107 $3,473
Farmers $6,517 $5,478 $5,208
GEICO $5,847 $2,831 $2,196
Liberty Mutual $3,794 $2,363 $1,872
Nationwide $5,359 $4,316 $3,760
Progressive $4,668 $3,973 $3,680
State Farm $4,402 $2,638 $2,048
Travelers $3,904 $3,175 $2,564
USAA $4,274 $2,938 $2,421

Buy Cheap Oak Park, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oak Park, Illinois auto insurance rates? Find out how car insurance rates in Oak Park, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oak Park, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,024 $4,041 $4,218 $4,218 $10,410 $13,516 $4,828 $5,211
American Family $2,807 $2,807 $2,573 $2,573 $8,011 $11,084 $2,807 $3,626
Farmers $3,027 $3,020 $2,684 $2,858 $13,374 $13,890 $3,447 $3,574
GEICO $2,091 $2,152 $2,033 $2,280 $7,605 $7,888 $2,421 $2,527
Liberty Mutual $1,602 $1,726 $1,322 $1,476 $5,602 $6,225 $1,680 $1,776
Nationwide $2,798 $2,841 $2,481 $2,627 $7,985 $10,245 $3,288 $3,562
Progressive $2,332 $2,184 $1,928 $2,026 $8,778 $9,838 $2,775 $2,996
State Farm $1,795 $1,795 $1,627 $1,627 $5,751 $7,251 $2,036 $2,354
Travelers $1,961 $2,066 $1,807 $1,925 $6,047 $7,633 $2,082 $2,192
USAA $1,884 $1,907 $1,750 $1,711 $6,291 $6,930 $2,492 $2,723

Buy Cheap Oak Park, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oak Park can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oak Park, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oak Park, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,410 $13,516
American Family $8,011 $11,084
Farmers $13,374 $13,890
GEICO $7,605 $7,888
Liberty Mutual $5,602 $6,225
Nationwide $7,985 $10,245
Progressive $8,778 $9,838
State Farm $5,751 $7,251
Travelers $6,047 $7,633
USAA $6,291 $6,930

Buy Cheap Oak Park, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Oak Park, Illinois by comparing Oak Park senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oak Park, IL here.

Annual Auto Insurance Rates for Senior Drivers in Oak Park, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,218 $4,218
American Family $2,573 $2,573
Farmers $2,684 $2,858
GEICO $2,033 $2,280
Liberty Mutual $1,322 $1,476
Nationwide $2,481 $2,627
Progressive $1,928 $2,026
State Farm $1,627 $1,627
Travelers $1,807 $1,925
USAA $1,750 $1,711

Find Cheap Auto Insurance Rates in Oak Park, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oak Park, Illinois auto insurance. Compare Oak Park, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oak Park, Illinois

Insurance Company Low Medium High
Allstate $6,070 $6,297 $6,557
American Family $4,366 $4,702 $4,540
Farmers $5,420 $5,588 $6,194
GEICO $3,292 $3,622 $3,960
Liberty Mutual $2,540 $2,671 $2,817
Nationwide $4,423 $4,522 $4,490
Progressive $3,742 $4,088 $4,492
State Farm $2,842 $3,035 $3,211
Travelers $3,013 $3,210 $3,419
USAA $3,003 $3,209 $3,421

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Find Cheap Oak Park, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oak Park. Compare auto insurance rates in Oak Park, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oak Park, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,308 $6,308
American Family $4,478 $4,594
Farmers $5,734 $5,734
GEICO $3,562 $3,687
Liberty Mutual $2,676 $2,676
Nationwide $4,478 $4,478
Progressive $4,107 $4,107
State Farm $2,954 $3,105
Travelers $3,086 $3,342
USAA $3,121 $3,301

Find Cheap Oak Park, IL Auto Insurance Rates by ZIP Code

Auto insurance rates in Oak Park, Illinois can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Oak Park, IL to see how much where you live in Oak Park affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Oak Park, Illinois

ZIP Code Average Annual Rates
60301 $4,037
60302 $4,039
60304 $4,060

Find Cheap Oak Park, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Oak Park, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oak Park, IL, take a look at the average cost for various violations versus rates for a clean driving record in Oak Park.

Annual Oak Park, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,490 $7,692 $7,127 $5,923
American Family $3,341 $4,708 $6,305 $3,789
Farmers $4,834 $6,255 $6,102 $5,747
GEICO $2,430 $3,893 $5,315 $2,861
Liberty Mutual $2,217 $3,176 $2,784 $2,529
Nationwide $3,595 $4,674 $5,506 $4,139
Progressive $3,372 $5,051 $3,742 $4,263
State Farm $2,746 $3,312 $3,029 $3,029
Travelers $2,544 $3,363 $3,746 $3,205
USAA $2,275 $3,295 $4,524 $2,750

Find Cheap Oak Park, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oak Park, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Oak Park for less when you shop around and compare rates from multiple Oak Park, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oak Park, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,127
American Family $6,305
Farmers $6,102
GEICO $5,315
Liberty Mutual $2,784
Nationwide $5,506
Progressive $3,742
State Farm $3,029
Travelers $3,746
USAA $4,524

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Winners by Category: Where to Buy Cheap Auto Insurance in Oak Park, IL

Compare rates from the cheapest auto insurance companies in Oak Park, IL for your needs. Take a look at how Oak Park, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oak Park, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Find Cheap Oak Park, Illinois Auto Insurance Companies

If you’re looking for the cheapest Oak Park, IL auto insurance companies overall, you can compare them here. Find the best price for Oak Park, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Oak Park, Illinois

Insurance Company Average Annual Rates
Allstate $6,308
American Family $4,536
Farmers $5,734
GEICO $3,625
Liberty Mutual $2,676
Nationwide $4,478
Progressive $4,107
State Farm $3,029
Travelers $3,214
USAA $3,211

What affects Oak Park, Illinois auto insurance rates?

Local factors affect auto insurance rates in Oak Park, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Oak Park auto insurance rates.

Commute Times in Oak Park

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oak Park, IL is 35.8 minutes according to City-Data.

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Compare Auto Insurance Quotes in Oak Park, IL

You can buy cheap Oak Park, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oak Park, Illinois auto insurance quotes from top companies.

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