Buy Cheap Oak Hill, AL Auto Insurance (2021)

Oak Hill, AL auto insurance rates average $314 a month. Minimum auto insurance requirements in Oak Hill, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Oak Hill, AL, compare Oak Hill auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oak Hill, AL are $314/month
  • Average auto insurance rates in Oak Hill, AL for teens drivers are $7,567/year
  • The most expensive auto insurance company in Oak Hill is Liberty Mutual

Finding affordable Oak Hill, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Oak Hill, AL auto insurance with confidence is right here. Auto insurance rates in Oak Hill are affected by local factors as well as personal ones like your driving record.

See how Oak Hill, AL car insurance rates compare to Hoover auto insurance rates, Montgomery auto insurance rates, and Tuscaloosa auto insurance rates before you read more about the cost of auto insurance in Oak Hill.

Don’t buy Oak Hill, AL auto insurance until you’ve compared rates. Get free Oak Hill, Alabama auto insurance quotes when you enter your ZIP code above.

Oak Hill, AL Minimum Auto Insurance Requirements

The required auto insurance in Oak Hill, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Oak Hill, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Oak Hill, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oak Hill, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oak Hill, AL. Take a look at Oak Hill, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oak Hill, Alabama

Insurance Company Poor Fair Good
Allstate $4,402 $3,439 $2,811
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,649 $4,669 $3,667
Nationwide $3,171 $2,467 $2,229
Progressive $5,272 $4,478 $4,167
State Farm $7,514 $3,809 $2,592
Travelers $3,983 $3,450 $3,514
USAA $2,984 $1,935 $1,726

Buy Cheap Oak Hill, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oak Hill, Alabama auto insurance rates? Find out how car insurance rates in Oak Hill, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oak Hill, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,194 $2,104 $1,974 $2,014 $7,270 $7,802 $2,489 $2,558
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,152 $3,410 $2,587 $2,894 $11,179 $12,438 $3,367 $3,599
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,584 $2,449 $2,113 $2,244 $10,115 $11,324 $3,039 $3,243
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,509 $1,535 $1,404 $1,403 $7,877 $12,367 $1,433 $1,664
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Buy Cheap Oak Hill, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oak Hill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oak Hill, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oak Hill, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,270 $7,802
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $11,179 $12,438
Nationwide $4,418 $5,752
Progressive $10,115 $11,324
State Farm $8,362 $10,517
Travelers $7,877 $12,367
USAA $4,083 $4,536

Buy Cheap Oak Hill, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Oak Hill, Alabama by comparing Oak Hill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oak Hill, AL here.

Annual Auto Insurance Rates for Senior Drivers in Oak Hill, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,974 $2,014
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,587 $2,894
Nationwide $1,577 $1,642
Progressive $2,113 $2,244
State Farm $2,624 $2,624
Travelers $1,404 $1,403
USAA $1,288 $1,268

Find Cheap Auto Insurance Rates in Oak Hill, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oak Hill, Alabama auto insurance. Compare Oak Hill, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oak Hill, Alabama

Insurance Company Low Medium High
Allstate $3,430 $3,542 $3,679
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,088 $5,303 $5,594
Nationwide $2,624 $2,595 $2,649
Progressive $4,236 $4,614 $5,067
State Farm $4,411 $4,630 $4,873
Travelers $3,484 $3,722 $3,741
USAA $2,139 $2,204 $2,302

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Find Cheap Oak Hill, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oak Hill. Compare auto insurance rates in Oak Hill, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oak Hill, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,551 $3,551
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,328 $5,328
Nationwide $2,623 $2,623
Progressive $4,639 $4,639
State Farm $4,528 $4,748
Travelers $3,649 $3,649
USAA $2,114 $2,317

Find Cheap Oak Hill, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Oak Hill, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oak Hill, AL, take a look at the average cost for various violations versus rates for a clean driving record in Oak Hill.

Annual Oak Hill, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,044 $3,566 $4,177 $3,415
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,180 $5,808 $5,697 $5,628
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,213 $5,246 $4,469 $4,628
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,043 $3,195 $4,652 $3,706
USAA $1,703 $2,133 $3,182 $1,843

Find Cheap Oak Hill, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oak Hill, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Oak Hill for less when you shop around and compare rates from multiple Oak Hill, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oak Hill, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,177
Farmers $4,620
GEICO $3,808
Liberty Mutual $5,697
Nationwide $3,353
Progressive $4,469
State Farm $4,592
Travelers $4,652
USAA $3,182

Winners by Category: Where to Buy Cheap Auto Insurance in Oak Hill, AL

Compare rates from the cheapest auto insurance companies in Oak Hill, AL for your needs. Take a look at how Oak Hill, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oak Hill, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Oak Hill, Alabama Auto Insurance Companies

If you’re looking for the cheapest Oak Hill, AL auto insurance companies overall, you can compare them here. Find the best price for Oak Hill, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Oak Hill, Alabama

Insurance Company Average Annual Rates
Allstate $3,551
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,328
Nationwide $2,623
Progressive $4,639
State Farm $4,638
Travelers $3,649
USAA $2,215

What affects Oak Hill, Alabama auto insurance rates?

Local factors affect auto insurance rates in Oak Hill, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Oak Hill auto insurance rates.

Commute Times in Oak Hill

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oak Hill, AL is 29.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Oak Hill, AL

You can buy cheap Oak Hill, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oak Hill, Alabama auto insurance quotes from top companies.

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