Buy Cheap Oak Grove, AR Auto Insurance (2021)

Oak Grove, AR auto insurance rates average $321 a month. Minimum auto insurance requirements in Oak Grove, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Oak Grove, AR, compare Oak Grove auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Oak Grove after a DUI is Travelers
  • Average auto insurance rates in Oak Grove, AR after a DUI are $4,619/year
  • Average auto insurance rates in Oak Grove, AR are $321/month

Finding affordable Oak Grove, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Oak Grove, AR auto insurance with confidence is right here. Auto insurance rates in Oak Grove are affected by local factors as well as personal ones like your driving record.

See how Oak Grove, AR car insurance rates compare to Hot Springs auto insurance rates, North Little Rock auto insurance rates, and Fort Smith auto insurance rates before you read more about the cost of auto insurance in Oak Grove.

Don’t buy Oak Grove, AR auto insurance until you’ve compared rates. Get free Oak Grove, Arkansas auto insurance quotes when you enter your ZIP code above.

Oak Grove, AR Minimum Auto Insurance Requirements

The required auto insurance in Oak Grove, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Oak Grove, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Oak Grove, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Oak Grove, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oak Grove, AR. Take a look at Oak Grove, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oak Grove, Arkansas

Insurance Company Poor Fair Good
Allstate $6,393 $4,890 $3,969
Farmers $4,569 $3,826 $3,644
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $6,051 $5,166 $4,807
State Farm $3,570 $2,152 $1,677
Travelers $6,210 $5,182 $4,843
USAA $2,674 $1,823 $1,552

Buy Cheap Oak Grove, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oak Grove, Arkansas auto insurance rates? Find out how car insurance rates in Oak Grove, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oak Grove, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,894 $2,920 $2,574 $2,753 $10,392 $12,445 $3,206 $3,491
Farmers $2,187 $2,173 $1,956 $2,057 $9,131 $9,445 $2,510 $2,646
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,805 $2,655 $2,301 $2,412 $12,017 $13,530 $3,361 $3,651
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,021 $2,059 $2,002 $2,006 $11,737 $18,800 $2,166 $2,501
USAA $1,254 $1,268 $1,161 $1,172 $3,866 $4,057 $1,612 $1,740

Buy Cheap Oak Grove, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oak Grove can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oak Grove, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oak Grove, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,392 $12,445
Farmers $9,131 $9,445
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $12,017 $13,530
State Farm $4,447 $5,591
Travelers $11,737 $18,800
USAA $3,866 $4,057

Buy Cheap Oak Grove, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Oak Grove, Arkansas by comparing Oak Grove senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oak Grove, AR here.

Annual Auto Insurance Rates for Senior Drivers in Oak Grove, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,574 $2,753
Farmers $1,956 $2,057
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,301 $2,412
State Farm $1,395 $1,395
Travelers $2,002 $2,006
USAA $1,161 $1,172

Find Cheap Auto Insurance Rates in Oak Grove, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oak Grove, Arkansas auto insurance. Compare Oak Grove, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oak Grove, Arkansas

Insurance Company Low Medium High
Allstate $4,953 $5,081 $5,219
Farmers $3,825 $3,974 $4,239
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,962 $5,264 $5,798
State Farm $2,351 $2,463 $2,585
Travelers $5,163 $5,427 $5,645
USAA $1,937 $2,009 $2,102

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Find Cheap Oak Grove, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oak Grove. Compare auto insurance rates in Oak Grove, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oak Grove, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,084 $5,084
Farmers $4,013 $4,013
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,341 $5,341
State Farm $2,408 $2,524
Travelers $5,412 $5,412
USAA $1,959 $2,074

Find Cheap Oak Grove, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Oak Grove, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oak Grove, AR, take a look at the average cost for various violations versus rates for a clean driving record in Oak Grove.

Annual Oak Grove, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,202 $5,275 $5,851 $5,010
Farmers $3,388 $4,346 $4,245 $4,072
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,599 $6,410 $4,833 $5,524
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,534 $4,684 $6,859 $5,569
USAA $1,553 $1,962 $2,828 $1,722

Find Cheap Oak Grove, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oak Grove, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Oak Grove for less when you shop around and compare rates from multiple Oak Grove, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oak Grove, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,851
Farmers $4,245
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,833
State Farm $2,466
Travelers $6,859
USAA $2,828

Winners by Category: Where to Buy Cheap Auto Insurance in Oak Grove, AR

Compare rates from the cheapest auto insurance companies in Oak Grove, AR for your needs. Take a look at how Oak Grove, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oak Grove, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Oak Grove, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Oak Grove, AR auto insurance companies overall, you can compare them here. Find the best price for Oak Grove, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Oak Grove, Arkansas

Insurance Company Average Annual Rates
Allstate $5,084
Farmers $4,013
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,341
State Farm $2,466
Travelers $5,412
USAA $2,016

What affects Oak Grove, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Oak Grove, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Oak Grove auto insurance rates.

Commute Times in Oak Grove

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oak Grove, AR is 24.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Oak Grove, AR

You can buy cheap Oak Grove, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oak Grove, Arkansas auto insurance quotes from top companies.

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