Buy Cheap Oak Forest, IL Auto Insurance (2021)

Oak Forest, IL auto insurance rates average $320 a month. Minimum auto insurance requirements in Oak Forest, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Oak Forest, IL, compare Oak Forest auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oak Forest, IL for teens drivers are $7,483/year
  • The most expensive auto insurance company in Oak Forest after a DUI is Allstate
  • The most expensive auto insurance company in Oak Forest is Allstate

Finding affordable Oak Forest, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Oak Forest, IL auto insurance with confidence is right here. Auto insurance rates in Oak Forest are affected by local factors as well as personal ones like your driving record.

See how Oak Forest, IL car insurance rates compare to Naperville auto insurance rates, Rockford auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Oak Forest.

Don’t buy Oak Forest, IL auto insurance until you’ve compared rates. Get free Oak Forest, Illinois auto insurance quotes when you enter your ZIP code above.

Oak Forest, IL Minimum Auto Insurance Requirements

The required auto insurance in Oak Forest, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Oak Forest, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Oak Forest, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Oak Forest, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oak Forest, IL. Take a look at Oak Forest, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oak Forest, Illinois

Insurance Company Poor Fair Good
Allstate $8,418 $6,069 $5,317
American Family $5,463 $3,726 $3,153
Farmers $6,172 $5,218 $4,963
GEICO $5,445 $2,642 $2,051
Liberty Mutual $3,508 $2,194 $1,742
Nationwide $4,127 $3,332 $2,907
Progressive $4,450 $3,778 $3,494
State Farm $4,038 $2,419 $1,876
Travelers $3,271 $2,659 $2,150
USAA $4,635 $3,183 $2,621

Buy Cheap Oak Forest, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oak Forest, Illinois auto insurance rates? Find out how car insurance rates in Oak Forest, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oak Forest, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,174 $4,193 $4,381 $4,381 $10,984 $14,248 $5,023 $5,427
American Family $2,537 $2,537 $2,327 $2,327 $7,294 $10,074 $2,537 $3,278
Farmers $2,844 $2,843 $2,512 $2,665 $12,769 $13,337 $3,252 $3,388
GEICO $1,971 $2,030 $1,925 $2,161 $7,023 $7,304 $2,262 $2,360
Liberty Mutual $1,486 $1,603 $1,230 $1,377 $5,192 $5,778 $1,552 $1,633
Nationwide $2,180 $2,213 $1,941 $2,051 $6,119 $7,828 $2,552 $2,759
Progressive $2,236 $2,092 $1,853 $1,951 $8,325 $9,316 $2,650 $2,836
State Farm $1,638 $1,638 $1,488 $1,488 $5,290 $6,673 $1,860 $2,145
Travelers $1,653 $1,741 $1,529 $1,627 $5,035 $6,371 $1,749 $1,840
USAA $2,046 $2,075 $1,899 $1,859 $6,798 $7,490 $2,706 $2,964

Buy Cheap Oak Forest, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oak Forest can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oak Forest, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oak Forest, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,984 $14,248
American Family $7,294 $10,074
Farmers $12,769 $13,337
GEICO $7,023 $7,304
Liberty Mutual $5,192 $5,778
Nationwide $6,119 $7,828
Progressive $8,325 $9,316
State Farm $5,290 $6,673
Travelers $5,035 $6,371
USAA $6,798 $7,490

Buy Cheap Oak Forest, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Oak Forest, Illinois by comparing Oak Forest senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oak Forest, IL here.

Annual Auto Insurance Rates for Senior Drivers in Oak Forest, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,381 $4,381
American Family $2,327 $2,327
Farmers $2,512 $2,665
GEICO $1,925 $2,161
Liberty Mutual $1,230 $1,377
Nationwide $1,941 $2,051
Progressive $1,853 $1,951
State Farm $1,488 $1,488
Travelers $1,529 $1,627
USAA $1,899 $1,859

Find Cheap Auto Insurance Rates in Oak Forest, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oak Forest, Illinois auto insurance. Compare Oak Forest, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oak Forest, Illinois

Insurance Company Low Medium High
Allstate $6,367 $6,595 $6,842
American Family $3,940 $4,265 $4,136
Farmers $5,162 $5,308 $5,883
GEICO $3,056 $3,369 $3,713
Liberty Mutual $2,333 $2,476 $2,635
Nationwide $3,413 $3,487 $3,466
Progressive $3,526 $3,880 $4,316
State Farm $2,596 $2,783 $2,954
Travelers $2,517 $2,690 $2,873
USAA $3,257 $3,478 $3,704

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Find Cheap Oak Forest, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oak Forest. Compare auto insurance rates in Oak Forest, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oak Forest, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,601 $6,601
American Family $4,062 $4,166
Farmers $5,451 $5,451
GEICO $3,320 $3,439
Liberty Mutual $2,481 $2,481
Nationwide $3,455 $3,455
Progressive $3,907 $3,907
State Farm $2,707 $2,848
Travelers $2,587 $2,800
USAA $3,382 $3,578

Find Cheap Oak Forest, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Oak Forest, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oak Forest, IL, take a look at the average cost for various violations versus rates for a clean driving record in Oak Forest.

Annual Oak Forest, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,655 $8,081 $7,481 $6,187
American Family $3,026 $4,282 $5,715 $3,432
Farmers $4,598 $5,946 $5,798 $5,463
GEICO $2,284 $3,583 $4,964 $2,687
Liberty Mutual $2,060 $2,945 $2,577 $2,343
Nationwide $2,788 $3,603 $4,232 $3,199
Progressive $3,211 $4,798 $3,566 $4,055
State Farm $2,516 $3,040 $2,778 $2,778
Travelers $2,136 $2,814 $3,140 $2,683
USAA $2,465 $3,569 $4,903 $2,982

Find Cheap Oak Forest, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oak Forest, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Oak Forest for less when you shop around and compare rates from multiple Oak Forest, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oak Forest, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,481
American Family $5,715
Farmers $5,798
GEICO $4,964
Liberty Mutual $2,577
Nationwide $4,232
Progressive $3,566
State Farm $2,778
Travelers $3,140
USAA $4,903

Winners by Category: Where to Buy Cheap Auto Insurance in Oak Forest, IL

Compare rates from the cheapest auto insurance companies in Oak Forest, IL for your needs. Take a look at how Oak Forest, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oak Forest, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Oak Forest, Illinois Auto Insurance Companies

If you’re looking for the cheapest Oak Forest, IL auto insurance companies overall, you can compare them here. Find the best price for Oak Forest, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Oak Forest, Illinois

Insurance Company Average Annual Rates
Allstate $6,601
American Family $4,114
Farmers $5,451
GEICO $3,380
Liberty Mutual $2,481
Nationwide $3,455
Progressive $3,907
State Farm $2,778
Travelers $2,693
USAA $3,480

What affects Oak Forest, Illinois auto insurance rates?

Local factors affect auto insurance rates in Oak Forest, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Oak Forest auto insurance rates.

Commute Times in Oak Forest

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oak Forest, IL is 31.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Oak Forest, IL

You can buy cheap Oak Forest, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oak Forest, Illinois auto insurance quotes from top companies.

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