Buy Cheap Oak Creek, CO Auto Insurance (2021)

Oak Creek, CO auto insurance rates average $320 a month. Minimum auto insurance requirements in Oak Creek, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Oak Creek, CO, compare Oak Creek auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oak Creek, CO are $320/month
  • Average auto insurance rates in Oak Creek, CO after a DUI are $4,561/year
  • Average auto insurance rates in Oak Creek, CO for teens drivers are $7,405/year

Finding affordable Oak Creek, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Oak Creek, CO auto insurance with confidence is right here. Auto insurance rates in Oak Creek are affected by local factors as well as personal ones like your driving record.

See how Oak Creek, CO car insurance rates compare to Lakewood auto insurance rates, Denver auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Oak Creek.

Don’t buy Oak Creek, CO auto insurance until you’ve compared rates. Get free Oak Creek, Colorado auto insurance quotes when you enter your ZIP code above.

Oak Creek, CO Minimum Auto Insurance Requirements

The required auto insurance in Oak Creek, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Oak Creek, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Oak Creek, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Oak Creek, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oak Creek, CO. Take a look at Oak Creek, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oak Creek, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,893 $3,473 $2,906
Farmers $5,711 $4,646 $4,417
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,004 $2,434 $1,942
Nationwide $4,162 $3,293 $2,869
Progressive $4,649 $3,976 $3,660
State Farm $4,547 $2,917 $2,348
USAA $4,763 $2,704 $2,163

Buy Cheap Oak Creek, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oak Creek, Colorado auto insurance rates? Find out how car insurance rates in Oak Creek, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oak Creek, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,912 $2,885 $2,637 $2,827 $10,772 $10,873 $3,216 $3,276
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,893 $1,898 $1,588 $1,740 $5,414 $5,918 $1,922 $1,975
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,483 $2,318 $2,146 $2,140 $8,549 $9,576 $2,811 $2,737
State Farm $2,060 $2,060 $1,840 $1,840 $5,881 $7,435 $2,304 $2,747
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

Buy Cheap Oak Creek, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oak Creek can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oak Creek, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oak Creek, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,230 $8,345
Farmers $10,772 $10,873
GEICO $6,178 $6,577
Liberty Mutual $5,414 $5,918
Nationwide $5,796 $7,423
Progressive $8,549 $9,576
State Farm $5,881 $7,435
USAA $5,334 $6,117

Buy Cheap Oak Creek, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Oak Creek, Colorado by comparing Oak Creek senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oak Creek, CO here.

Annual Auto Insurance Rates for Senior Drivers in Oak Creek, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,316 $2,316
Farmers $2,637 $2,827
GEICO $2,090 $2,332
Liberty Mutual $1,588 $1,740
Nationwide $2,045 $2,165
Progressive $2,146 $2,140
State Farm $1,840 $1,840
USAA $2,044 $2,059

Find Cheap Auto Insurance Rates in Oak Creek, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oak Creek, Colorado auto insurance. Compare Oak Creek, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oak Creek, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,605 $3,834 $3,832
Farmers $4,408 $4,868 $5,498
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,673 $2,787 $2,921
Nationwide $3,492 $3,440 $3,392
Progressive $3,837 $4,106 $4,342
State Farm $3,091 $3,272 $3,449
USAA $3,081 $3,209 $3,339

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Find Cheap Oak Creek, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oak Creek. Compare auto insurance rates in Oak Creek, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oak Creek, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,678 $3,837
Farmers $4,925 $4,925
GEICO $3,075 $3,212
Liberty Mutual $2,793 $2,793
Nationwide $3,441 $3,441
Progressive $4,095 $4,095
State Farm $3,193 $3,348
USAA $3,119 $3,301

Find Cheap Oak Creek, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Oak Creek, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oak Creek, CO, take a look at the average cost for various violations versus rates for a clean driving record in Oak Creek.

Annual Oak Creek, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,161 $5,338 $5,264 $4,935
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,438 $2,858 $2,989 $2,889
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,551 $4,942 $3,748 $4,139
State Farm $3,013 $3,528 $3,271 $3,271
USAA $2,347 $2,853 $4,994 $2,646

Find Cheap Oak Creek, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oak Creek, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Oak Creek for less when you shop around and compare rates from multiple Oak Creek, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oak Creek, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,083
American Family $5,160
Farmers $5,264
GEICO $3,949
Liberty Mutual $2,989
Nationwide $4,592
Progressive $3,748
State Farm $3,271
USAA $4,994

Winners by Category: Where to Buy Cheap Auto Insurance in Oak Creek, CO

Compare rates from the cheapest auto insurance companies in Oak Creek, CO for your needs. Take a look at how Oak Creek, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oak Creek, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Oak Creek, Colorado Auto Insurance Companies

If you’re looking for the cheapest Oak Creek, CO auto insurance companies overall, you can compare them here. Find the best price for Oak Creek, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Oak Creek, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,757
Farmers $4,925
GEICO $3,143
Liberty Mutual $2,793
Nationwide $3,441
Progressive $4,095
State Farm $3,271
USAA $3,210

What affects Oak Creek, Colorado auto insurance rates?

Local factors affect auto insurance rates in Oak Creek, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Oak Creek auto insurance rates.

Commute Times in Oak Creek

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oak Creek, CO is 27.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Oak Creek, CO

You can buy cheap Oak Creek, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oak Creek, Colorado auto insurance quotes from top companies.

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