Buy Cheap North Ridgeville, OH Auto Insurance (2021)

North Ridgeville, OH auto insurance rates average $232 a month. Minimum auto insurance requirements in North Ridgeville, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in North Ridgeville, OH, compare North Ridgeville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in North Ridgeville after a DUI is Liberty Mutual
  • The most expensive auto insurance company in North Ridgeville is Liberty Mutual
  • Average auto insurance rates in North Ridgeville, OH are $232/month

Finding affordable North Ridgeville, Ohio auto insurance can be challenging, but everything you need to know to buy cheap North Ridgeville, OH auto insurance with confidence is right here. Auto insurance rates in North Ridgeville are affected by local factors as well as personal ones like your driving record.

See how North Ridgeville, OH car insurance rates compare to Toledo auto insurance rates, Hamilton auto insurance rates, and Akron auto insurance rates before you read more about the cost of auto insurance in North Ridgeville.

Don’t buy North Ridgeville, OH auto insurance until you’ve compared rates. Get free North Ridgeville, Ohio auto insurance quotes when you enter your ZIP code above.

North Ridgeville, OH Minimum Auto Insurance Requirements

The required auto insurance in North Ridgeville, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in North Ridgeville, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in North Ridgeville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap North Ridgeville, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in North Ridgeville, OH. Take a look at North Ridgeville, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in North Ridgeville, Ohio

Insurance Company Poor Fair Good
Allstate $3,661 $2,680 $2,235
American Family $2,022 $1,373 $1,161
Farmers $3,675 $3,124 $2,974
GEICO $1,901 $1,589 $1,276
Liberty Mutual $7,771 $4,746 $3,717
Nationwide $3,843 $3,099 $2,619
Progressive $3,570 $3,105 $2,910
State Farm $3,464 $2,141 $1,687
Travelers $3,383 $2,947 $2,755
USAA $1,707 $1,214 $1,038

Buy Cheap North Ridgeville, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect North Ridgeville, Ohio auto insurance rates? Find out how car insurance rates in North Ridgeville, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Ridgeville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,903 $1,891 $1,730 $1,847 $5,329 $6,089 $1,979 $2,100
American Family $919 $952 $849 $851 $2,992 $3,240 $1,142 $1,202
Farmers $1,681 $1,681 $1,477 $1,563 $7,742 $8,076 $1,883 $1,957
GEICO $1,148 $1,115 $1,094 $1,113 $3,064 $2,840 $1,270 $1,065
Liberty Mutual $2,532 $2,771 $1,940 $2,373 $13,157 $14,876 $2,695 $2,947
Nationwide $2,112 $2,119 $1,912 $1,921 $5,500 $7,057 $2,258 $2,617
Progressive $1,613 $1,508 $1,346 $1,389 $7,428 $8,353 $1,928 $1,995
State Farm $1,430 $1,430 $1,291 $1,291 $4,623 $5,805 $1,665 $1,908
Travelers $1,379 $1,398 $1,377 $1,368 $6,051 $9,587 $1,439 $1,629
USAA $800 $807 $765 $762 $2,469 $2,743 $1,065 $1,143

Buy Cheap North Ridgeville, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in North Ridgeville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in North Ridgeville, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in North Ridgeville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,329 $6,089
American Family $2,992 $3,240
Farmers $7,742 $8,076
GEICO $3,064 $2,840
Liberty Mutual $13,157 $14,876
Nationwide $5,500 $7,057
Progressive $7,428 $8,353
State Farm $4,623 $5,805
Travelers $6,051 $9,587
USAA $2,469 $2,743

Buy Cheap North Ridgeville, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in North Ridgeville, Ohio by comparing North Ridgeville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in North Ridgeville, OH here.

Annual Auto Insurance Rates for Senior Drivers in North Ridgeville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,730 $1,847
American Family $849 $851
Farmers $1,477 $1,563
GEICO $1,094 $1,113
Liberty Mutual $1,940 $2,373
Nationwide $1,912 $1,921
Progressive $1,346 $1,389
State Farm $1,291 $1,291
Travelers $1,377 $1,368
USAA $765 $762

Find Cheap Auto Insurance Rates in North Ridgeville, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of North Ridgeville, Ohio auto insurance. Compare North Ridgeville, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Ridgeville, Ohio

Insurance Company Low Medium High
Allstate $2,752 $2,852 $2,971
American Family $1,487 $1,530 $1,538
Farmers $3,065 $3,202 $3,507
GEICO $1,530 $1,581 $1,656
Liberty Mutual $5,193 $5,441 $5,601
Nationwide $3,499 $3,091 $2,971
Progressive $3,066 $3,168 $3,351
State Farm $2,294 $2,439 $2,558
Travelers $2,935 $3,071 $3,080
USAA $1,256 $1,318 $1,384

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Find Cheap North Ridgeville, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in North Ridgeville. Compare auto insurance rates in North Ridgeville, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in North Ridgeville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,859 $2,859
American Family $1,500 $1,537
Farmers $3,258 $3,258
GEICO $1,562 $1,615
Liberty Mutual $5,411 $5,411
Nationwide $3,187 $3,187
Progressive $3,195 $3,195
State Farm $2,369 $2,492
Travelers $3,029 $3,029
USAA $1,270 $1,369

Find Cheap North Ridgeville, OH Auto Insurance Rates by Driving Record

Auto insurance rates in North Ridgeville, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in North Ridgeville, OH, take a look at the average cost for various violations versus rates for a clean driving record in North Ridgeville.

Annual North Ridgeville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,393 $2,906 $3,420 $2,715
American Family $1,454 $1,540 $1,540 $1,540
Farmers $2,688 $3,465 $3,379 $3,498
GEICO $1,077 $1,554 $2,272 $1,453
Liberty Mutual $4,542 $5,836 $5,967 $5,299
Nationwide $2,564 $3,248 $4,106 $2,830
Progressive $2,751 $3,759 $2,932 $3,338
State Farm $2,205 $2,656 $2,430 $2,430
Travelers $2,226 $2,906 $4,392 $2,590
USAA $1,013 $1,358 $1,785 $1,122

Find Cheap North Ridgeville, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in North Ridgeville, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in North Ridgeville for less when you shop around and compare rates from multiple North Ridgeville, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in North Ridgeville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,420
American Family $1,540
Farmers $3,379
GEICO $2,272
Liberty Mutual $5,967
Nationwide $4,106
Progressive $2,932
State Farm $2,430
Travelers $4,392
USAA $1,785

Winners by Category: Where to Buy Cheap Auto Insurance in North Ridgeville, OH

Compare rates from the cheapest auto insurance companies in North Ridgeville, OH for your needs. Take a look at how North Ridgeville, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in North Ridgeville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap North Ridgeville, Ohio Auto Insurance Companies

If you’re looking for the cheapest North Ridgeville, OH auto insurance companies overall, you can compare them here. Find the best price for North Ridgeville, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in North Ridgeville, Ohio

Insurance Company Average Annual Rates
Allstate $2,859
American Family $1,518
Farmers $3,258
GEICO $1,589
Liberty Mutual $5,411
Nationwide $3,187
Progressive $3,195
State Farm $2,430
Travelers $3,029
USAA $1,319

What affects North Ridgeville, Ohio auto insurance rates?

Local factors affect auto insurance rates in North Ridgeville, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact North Ridgeville auto insurance rates.

Auto Theft in North Ridgeville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for North Ridgeville, OH auto theft show a total of 5 vehicle thefts annually.

Commute Times in North Ridgeville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in North Ridgeville, OH is 26.1 minutes according to City-Data.

Compare Auto Insurance Quotes in North Ridgeville, OH

You can buy cheap North Ridgeville, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free North Ridgeville, Ohio auto insurance quotes from top companies.

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