Buy Cheap North Richmond, CA Auto Insurance (2021)

North Richmond, CA auto insurance rates average $359 a month. Minimum auto insurance requirements in North Richmond, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in North Richmond, CA, compare North Richmond auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in North Richmond, CA for teens drivers are $7,237/year
  • Average auto insurance rates in North Richmond, CA are $359/month
  • Average auto insurance rates in North Richmond, CA after a DUI are $6,067/year

Finding affordable North Richmond, California auto insurance can be challenging, but everything you need to know to buy cheap North Richmond, CA auto insurance with confidence is right here. Auto insurance rates in North Richmond are affected by local factors as well as personal ones like your driving record.

See how North Richmond, CA car insurance rates compare to San Diego auto insurance rates, Bakersfield auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in North Richmond.

Don’t buy North Richmond, CA auto insurance until you’ve compared rates. Get free North Richmond, California auto insurance quotes when you enter your ZIP code above.

North Richmond, CA Minimum Auto Insurance Requirements

The required auto insurance in North Richmond, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in North Richmond, California is outlined here.

Minimum Required Auto Insurance Coverage in North Richmond, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap North Richmond, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect North Richmond, California auto insurance rates? Find out how car insurance rates in North Richmond, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Richmond, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,355 $3,362 $2,436 $2,466 $9,346 $11,777 $4,324 $4,773
Farmers $3,230 $3,230 $2,893 $2,893 $10,324 $17,062 $3,828 $4,261
GEICO $1,971 $1,973 $1,854 $1,854 $6,008 $6,134 $2,834 $2,908
Liberty Mutual $2,471 $2,346 $2,293 $2,224 $5,456 $5,778 $2,798 $2,810
Nationwide $3,834 $3,664 $3,324 $3,138 $9,730 $10,740 $4,585 $4,549
Progressive $2,229 $2,298 $1,850 $2,221 $5,875 $7,138 $3,198 $3,446
State Farm $4,163 $4,163 $3,717 $3,717 $7,613 $9,430 $4,607 $4,753
Travelers $2,906 $2,816 $2,556 $2,528 $6,025 $6,960 $3,806 $3,731
USAA $2,096 $1,988 $2,044 $2,056 $4,759 $4,807 $2,920 $2,761

Buy Cheap North Richmond, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in North Richmond can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in North Richmond, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in North Richmond, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,346 $11,777
Farmers $10,324 $17,062
GEICO $6,008 $6,134
Liberty Mutual $5,456 $5,778
Nationwide $9,730 $10,740
Progressive $5,875 $7,138
State Farm $7,613 $9,430
Travelers $6,025 $6,960
USAA $4,759 $4,807

Buy Cheap North Richmond, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in North Richmond, California by comparing North Richmond senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in North Richmond, CA here.

Annual Auto Insurance Rates for Senior Drivers in North Richmond, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,436 $2,466
Farmers $2,893 $2,893
GEICO $1,854 $1,854
Liberty Mutual $2,293 $2,224
Nationwide $3,324 $3,138
Progressive $1,850 $2,221
State Farm $3,717 $3,717
Travelers $2,556 $2,528
USAA $2,044 $2,056

Find Cheap Auto Insurance Rates in North Richmond, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of North Richmond, California auto insurance. Compare North Richmond, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Richmond, California

Insurance Company Low Medium High
Allstate $4,966 $5,273 $5,451
Farmers $5,608 $6,003 $6,283
GEICO $2,960 $3,221 $3,396
Liberty Mutual $3,068 $3,300 $3,448
Nationwide $4,950 $5,532 $5,854
Progressive $3,251 $3,622 $3,723
State Farm $4,812 $5,348 $5,651
Travelers $3,468 $4,015 $4,265
USAA $2,690 $2,979 $3,118

Find Cheap North Richmond, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in North Richmond. Compare auto insurance rates in North Richmond, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in North Richmond, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,716 $5,744
Farmers $5,414 $6,516
GEICO $2,900 $3,484
Liberty Mutual $3,005 $3,540
Nationwide $4,804 $6,087
Progressive $3,202 $3,862
State Farm $5,081 $5,461
Travelers $3,512 $4,320
USAA $2,701 $3,157

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Find Cheap North Richmond, CA Auto Insurance Rates by Driving Record

Auto insurance rates in North Richmond, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in North Richmond, CA, take a look at the average cost for various violations versus rates for a clean driving record in North Richmond.

Annual North Richmond, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,136 $5,315 $8,341 $4,128
Farmers $4,399 $6,000 $7,495 $5,966
GEICO $2,234 $3,440 $4,323 $2,771
Liberty Mutual $2,840 $3,807 $3,432 $3,009
Nationwide $3,795 $4,864 $8,259 $4,864
Progressive $2,317 $3,920 $4,550 $3,340
State Farm $3,757 $4,483 $8,480 $4,362
Travelers $2,601 $4,246 $4,976 $3,840
USAA $1,944 $2,895 $4,746 $2,130

Find Cheap North Richmond, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in North Richmond, California is higher than for a clean driving record. You can buy auto insurance after a DUI in North Richmond for less when you shop around and compare rates from multiple North Richmond, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in North Richmond, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,341
Farmers $7,495
GEICO $4,323
Liberty Mutual $3,432
Nationwide $8,259
Progressive $4,550
State Farm $8,480
Travelers $4,976
USAA $4,746

Winners by Category: Where to Buy Cheap Auto Insurance in North Richmond, CA

Compare rates from the cheapest auto insurance companies in North Richmond, CA for your needs. Take a look at how North Richmond, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in North Richmond, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap North Richmond, California Auto Insurance Companies

If you’re looking for the cheapest North Richmond, CA auto insurance companies overall, you can compare them here. Find the best price for North Richmond, California car insurance by company.

Average Annual Auto Insurance Rates by Company in North Richmond, California

Insurance Company Average Annual Rates
Allstate $5,230
Farmers $5,965
GEICO $3,192
Liberty Mutual $3,272
Nationwide $5,445
Progressive $3,532
State Farm $5,271
Travelers $3,916
USAA $2,929

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What affects North Richmond, California auto insurance rates?

Local factors affect auto insurance rates in North Richmond, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact North Richmond auto insurance rates.

Commute Times in North Richmond

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in North Richmond, CA is 33.8 minutes according to City-Data.

Compare Auto Insurance Quotes in North Richmond, CA

You can buy cheap North Richmond, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free North Richmond, California auto insurance quotes from top companies.

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