Buy Cheap North Fair Oaks, CA Auto Insurance (2021)

North Fair Oaks, CA auto insurance rates average $299 a month. Minimum auto insurance requirements in North Fair Oaks, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in North Fair Oaks, CA, compare North Fair Oaks auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in North Fair Oaks after a DUI is Nationwide
  • Average auto insurance rates in North Fair Oaks, CA are $299/month
  • Average auto insurance rates in North Fair Oaks, CA after a DUI are $5,052/year

Finding affordable North Fair Oaks, California auto insurance can be challenging, but everything you need to know to buy cheap North Fair Oaks, CA auto insurance with confidence is right here. Auto insurance rates in North Fair Oaks are affected by local factors as well as personal ones like your driving record.

See how North Fair Oaks, CA car insurance rates compare to Bakersfield auto insurance rates, Los Angeles auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in North Fair Oaks.

Don’t buy North Fair Oaks, CA auto insurance until you’ve compared rates. Get free North Fair Oaks, California auto insurance quotes when you enter your ZIP code above.

North Fair Oaks, CA Minimum Auto Insurance Requirements

The required auto insurance in North Fair Oaks, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in North Fair Oaks, California is outlined here.

Minimum Required Auto Insurance Coverage in North Fair Oaks, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap North Fair Oaks, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect North Fair Oaks, California auto insurance rates? Find out how car insurance rates in North Fair Oaks, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Fair Oaks, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,700 $2,705 $1,984 $2,000 $7,578 $9,553 $3,459 $3,805
Farmers $2,727 $2,727 $2,461 $2,461 $8,731 $14,332 $3,235 $3,606
GEICO $1,715 $1,717 $1,614 $1,614 $5,213 $5,308 $2,463 $2,521
Liberty Mutual $2,005 $1,901 $1,869 $1,812 $4,409 $4,683 $2,262 $2,276
Nationwide $3,436 $3,284 $2,994 $2,825 $8,736 $9,639 $4,128 $4,084
Progressive $1,640 $1,688 $1,368 $1,633 $4,270 $5,167 $2,336 $2,511
State Farm $3,155 $3,155 $2,819 $2,819 $5,815 $7,203 $3,495 $3,605
Travelers $2,462 $2,381 $2,179 $2,156 $5,120 $5,845 $3,201 $3,134
USAA $2,027 $1,923 $1,976 $1,988 $4,584 $4,634 $2,818 $2,666

Buy Cheap North Fair Oaks, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in North Fair Oaks can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in North Fair Oaks, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in North Fair Oaks, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,578 $9,553
Farmers $8,731 $14,332
GEICO $5,213 $5,308
Liberty Mutual $4,409 $4,683
Nationwide $8,736 $9,639
Progressive $4,270 $5,167
State Farm $5,815 $7,203
Travelers $5,120 $5,845
USAA $4,584 $4,634

Buy Cheap North Fair Oaks, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in North Fair Oaks, California by comparing North Fair Oaks senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in North Fair Oaks, CA here.

Annual Auto Insurance Rates for Senior Drivers in North Fair Oaks, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,984 $2,000
Farmers $2,461 $2,461
GEICO $1,614 $1,614
Liberty Mutual $1,869 $1,812
Nationwide $2,994 $2,825
Progressive $1,368 $1,633
State Farm $2,819 $2,819
Travelers $2,179 $2,156
USAA $1,976 $1,988

Find Cheap Auto Insurance Rates in North Fair Oaks, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of North Fair Oaks, California auto insurance. Compare North Fair Oaks, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Fair Oaks, California

Insurance Company Low Medium High
Allstate $4,026 $4,256 $4,386
Farmers $4,700 $5,073 $5,331
GEICO $2,541 $2,800 $2,971
Liberty Mutual $2,479 $2,676 $2,800
Nationwide $4,420 $4,983 $5,270
Progressive $2,365 $2,646 $2,719
State Farm $3,633 $4,075 $4,317
Travelers $2,889 $3,405 $3,635
USAA $2,592 $2,877 $3,012

Find Cheap North Fair Oaks, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in North Fair Oaks. Compare auto insurance rates in North Fair Oaks, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in North Fair Oaks, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $4,633
Farmers $4,568 $5,501
GEICO $2,517 $3,024
Liberty Mutual $2,437 $2,867
Nationwide $4,323 $5,458
Progressive $2,336 $2,817
State Farm $3,864 $4,153
Travelers $2,976 $3,643
USAA $2,608 $3,045

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Find Cheap North Fair Oaks, CA Auto Insurance Rates by Driving Record

Auto insurance rates in North Fair Oaks, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in North Fair Oaks, CA, take a look at the average cost for various violations versus rates for a clean driving record in North Fair Oaks.

Annual North Fair Oaks, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,551 $4,284 $6,709 $3,347
Farmers $3,720 $5,068 $6,316 $5,034
GEICO $1,939 $2,986 $3,753 $2,405
Liberty Mutual $2,302 $3,084 $2,782 $2,439
Nationwide $3,410 $4,373 $7,407 $4,373
Progressive $1,698 $2,860 $3,304 $2,444
State Farm $2,861 $3,411 $6,441 $3,320
Travelers $2,210 $3,592 $4,183 $3,253
USAA $1,877 $2,797 $4,577 $2,057

Find Cheap North Fair Oaks, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in North Fair Oaks, California is higher than for a clean driving record. You can buy auto insurance after a DUI in North Fair Oaks for less when you shop around and compare rates from multiple North Fair Oaks, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in North Fair Oaks, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,709
Farmers $6,316
GEICO $3,753
Liberty Mutual $2,782
Nationwide $7,407
Progressive $3,304
State Farm $6,441
Travelers $4,183
USAA $4,577

Winners by Category: Where to Buy Cheap Auto Insurance in North Fair Oaks, CA

Compare rates from the cheapest auto insurance companies in North Fair Oaks, CA for your needs. Take a look at how North Fair Oaks, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in North Fair Oaks, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap North Fair Oaks, California Auto Insurance Companies

If you’re looking for the cheapest North Fair Oaks, CA auto insurance companies overall, you can compare them here. Find the best price for North Fair Oaks, California car insurance by company.

Average Annual Auto Insurance Rates by Company in North Fair Oaks, California

Insurance Company Average Annual Rates
Allstate $4,223
Farmers $5,035
GEICO $2,771
Liberty Mutual $2,652
Nationwide $4,891
Progressive $2,577
State Farm $4,008
Travelers $3,310
USAA $2,827

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What affects North Fair Oaks, California auto insurance rates?

Local factors affect auto insurance rates in North Fair Oaks, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact North Fair Oaks auto insurance rates.

Commute Times in North Fair Oaks

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in North Fair Oaks, CA is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in North Fair Oaks, CA

You can buy cheap North Fair Oaks, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free North Fair Oaks, California auto insurance quotes from top companies.

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