Buy Cheap Nisland, SD Auto Insurance (2021)

Nisland, SD auto insurance rates average $352 a month. Minimum auto insurance requirements in Nisland, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Nisland, SD, compare Nisland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Nisland, SD after a DUI are $5,062/year
  • The most expensive auto insurance company in Nisland after a DUI is Liberty Mutual
  • Average auto insurance rates in Nisland, SD are $352/month

Finding affordable Nisland, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Nisland, SD auto insurance with confidence is right here. Auto insurance rates in Nisland are affected by local factors as well as personal ones like your driving record.

See how Nisland, SD car insurance rates compare to Sioux Falls auto insurance rates, Aberdeen auto insurance rates, and Brookings auto insurance rates before you read more about the cost of auto insurance in Nisland.

Don’t buy Nisland, SD auto insurance until you’ve compared rates. Get free Nisland, South Dakota auto insurance quotes when you enter your ZIP code above.

Nisland, SD Minimum Auto Insurance Requirements

The required auto insurance in Nisland, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Nisland, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Nisland, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Nisland, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Nisland, SD. Take a look at Nisland, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Nisland, South Dakota

Insurance Company Poor Fair Good
Allstate $6,187 $4,835 $4,195
American Family $4,836 $3,484 $2,941
Farmers $4,548 $3,844 $3,685
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,115 $4,223 $3,887
State Farm $3,156 $1,887 $1,462

Buy Cheap Nisland, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Nisland, South Dakota auto insurance rates? Find out how car insurance rates in Nisland, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nisland, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,641 $2,696 $2,329 $2,492 $11,007 $13,158 $2,988 $3,268
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,107 $2,106 $1,853 $1,930 $9,490 $9,844 $2,360 $2,516
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,581 $2,560 $2,121 $2,182 $8,975 $10,236 $3,237 $3,376
State Farm $1,431 $1,431 $1,249 $1,249 $3,765 $4,795 $1,606 $1,820

Buy Cheap Nisland, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Nisland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Nisland, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Nisland, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,007 $13,158
American Family $5,673 $8,308
Farmers $9,490 $9,844
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $8,975 $10,236
State Farm $3,765 $4,795

Buy Cheap Nisland, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Nisland, South Dakota by comparing Nisland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Nisland, SD here.

Annual Auto Insurance Rates for Senior Drivers in Nisland, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,329 $2,492
American Family $2,378 $2,378
Farmers $1,853 $1,930
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,121 $2,182
State Farm $1,249 $1,249

Find Cheap Auto Insurance Rates in Nisland, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Nisland, South Dakota auto insurance. Compare Nisland, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nisland, South Dakota

Insurance Company Low Medium High
Allstate $4,919 $5,063 $5,235
American Family $3,756 $3,859 $3,646
Farmers $3,867 $3,989 $4,221
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,321 $4,379 $4,526
State Farm $2,089 $2,170 $2,246

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Find Cheap Nisland, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Nisland. Compare auto insurance rates in Nisland, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Nisland, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,948 $5,197
American Family $3,709 $3,799
Farmers $4,026 $4,026
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,408 $4,408
State Farm $2,116 $2,221

Find Cheap Nisland, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Nisland, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Nisland, SD, take a look at the average cost for various violations versus rates for a clean driving record in Nisland.

Annual Nisland, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,196 $4,882 $6,508 $4,704
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,426 $4,339 $4,232 $4,107
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,807 $5,125 $4,107 $4,595
State Farm $2,015 $2,322 $2,168 $2,168

Find Cheap Nisland, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Nisland, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Nisland for less when you shop around and compare rates from multiple Nisland, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Nisland, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,508
American Family $5,158
Farmers $4,232
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,107
State Farm $2,168

Winners by Category: Where to Buy Cheap Auto Insurance in Nisland, SD

Compare rates from the cheapest auto insurance companies in Nisland, SD for your needs. Take a look at how Nisland, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Nisland, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Nisland, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Nisland, SD auto insurance companies overall, you can compare them here. Find the best price for Nisland, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Nisland, South Dakota

Insurance Company Average Annual Rates
Allstate $5,072
American Family $3,754
Farmers $4,026
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,408
State Farm $2,168

What affects Nisland, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Nisland, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Nisland auto insurance rates.

Commute Times in Nisland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Nisland, SD is 24.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Nisland, SD

You can buy cheap Nisland, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Nisland, South Dakota auto insurance quotes from top companies.

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