Buy Cheap Nipomo, CA Auto Insurance (2021)

Nipomo, CA auto insurance rates average $237 a month. Minimum auto insurance requirements in Nipomo, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Nipomo, CA, compare Nipomo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Nipomo, CA for teens drivers are $4,782/year
  • Average auto insurance rates in Nipomo, CA are $237/month
  • The most expensive auto insurance company in Nipomo after a DUI is Allstate

Finding affordable Nipomo, California auto insurance can be challenging, but everything you need to know to buy cheap Nipomo, CA auto insurance with confidence is right here. Auto insurance rates in Nipomo are affected by local factors as well as personal ones like your driving record.

See how Nipomo, CA car insurance rates compare to Fresno auto insurance rates, San Diego auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Nipomo.

Don’t buy Nipomo, CA auto insurance until you’ve compared rates. Get free Nipomo, California auto insurance quotes when you enter your ZIP code above.

Nipomo, CA Minimum Auto Insurance Requirements

The required auto insurance in Nipomo, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Nipomo, California is outlined here.

Minimum Required Auto Insurance Coverage in Nipomo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Nipomo, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Nipomo, California auto insurance rates? Find out how car insurance rates in Nipomo, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nipomo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,209 $2,210 $1,625 $1,640 $6,142 $7,722 $2,828 $3,107
Farmers $1,878 $1,878 $1,695 $1,695 $5,965 $9,755 $2,223 $2,474
GEICO $1,516 $1,517 $1,426 $1,426 $4,619 $4,697 $2,179 $2,225
Liberty Mutual $1,781 $1,687 $1,655 $1,605 $3,847 $4,097 $2,004 $2,022
Nationwide $2,465 $2,354 $2,157 $2,036 $6,236 $6,870 $2,937 $2,905
Progressive $1,523 $1,569 $1,292 $1,534 $4,042 $4,876 $2,184 $2,349
State Farm $2,475 $2,475 $2,212 $2,212 $4,541 $5,629 $2,738 $2,825
Travelers $1,939 $1,880 $1,725 $1,707 $3,918 $4,471 $2,496 $2,445
USAA $1,650 $1,566 $1,610 $1,620 $3,728 $3,761 $2,292 $2,169

Buy Cheap Nipomo, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Nipomo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Nipomo, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Nipomo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,142 $7,722
Farmers $5,965 $9,755
GEICO $4,619 $4,697
Liberty Mutual $3,847 $4,097
Nationwide $6,236 $6,870
Progressive $4,042 $4,876
State Farm $4,541 $5,629
Travelers $3,918 $4,471
USAA $3,728 $3,761

Buy Cheap Nipomo, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Nipomo, California by comparing Nipomo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Nipomo, CA here.

Annual Auto Insurance Rates for Senior Drivers in Nipomo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,625 $1,640
Farmers $1,695 $1,695
GEICO $1,426 $1,426
Liberty Mutual $1,655 $1,605
Nationwide $2,157 $2,036
Progressive $1,292 $1,534
State Farm $2,212 $2,212
Travelers $1,725 $1,707
USAA $1,610 $1,620

Find Cheap Auto Insurance Rates in Nipomo, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Nipomo, California auto insurance. Compare Nipomo, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nipomo, California

Insurance Company Low Medium High
Allstate $3,272 $3,462 $3,571
Farmers $3,204 $3,472 $3,661
GEICO $2,210 $2,479 $2,663
Liberty Mutual $2,181 $2,357 $2,474
Nationwide $3,156 $3,553 $3,776
Progressive $2,185 $2,493 $2,586
State Farm $2,847 $3,186 $3,382
Travelers $2,254 $2,641 $2,823
USAA $2,115 $2,338 $2,446

Find Cheap Nipomo, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Nipomo. Compare auto insurance rates in Nipomo, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Nipomo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,106 $3,765
Farmers $3,127 $3,765
GEICO $2,226 $2,675
Liberty Mutual $2,148 $2,527
Nationwide $3,089 $3,901
Progressive $2,197 $2,645
State Farm $3,024 $3,252
Travelers $2,323 $2,822
USAA $2,121 $2,478

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Find Cheap Nipomo, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Nipomo, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Nipomo, CA, take a look at the average cost for various violations versus rates for a clean driving record in Nipomo.

Annual Nipomo, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,082 $3,489 $5,447 $2,723
Farmers $2,550 $3,470 $4,319 $3,444
GEICO $1,712 $2,649 $3,317 $2,124
Liberty Mutual $2,028 $2,718 $2,454 $2,150
Nationwide $2,446 $3,129 $5,275 $3,129
Progressive $1,590 $2,692 $3,115 $2,287
State Farm $2,238 $2,670 $5,047 $2,598
Travelers $1,746 $2,787 $3,231 $2,527
USAA $1,531 $2,272 $3,719 $1,676

Find Cheap Nipomo, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Nipomo, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Nipomo for less when you shop around and compare rates from multiple Nipomo, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Nipomo, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,447
Farmers $4,319
GEICO $3,317
Liberty Mutual $2,454
Nationwide $5,275
Progressive $3,115
State Farm $5,047
Travelers $3,231
USAA $3,719

Winners by Category: Where to Buy Cheap Auto Insurance in Nipomo, CA

Compare rates from the cheapest auto insurance companies in Nipomo, CA for your needs. Take a look at how Nipomo, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Nipomo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Nipomo, California Auto Insurance Companies

If you’re looking for the cheapest Nipomo, CA auto insurance companies overall, you can compare them here. Find the best price for Nipomo, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Nipomo, California

Insurance Company Average Annual Rates
Allstate $3,435
Farmers $3,446
GEICO $2,451
Liberty Mutual $2,337
Nationwide $3,495
Progressive $2,421
State Farm $3,138
Travelers $2,573
USAA $2,299

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What affects Nipomo, California auto insurance rates?

Local factors affect auto insurance rates in Nipomo, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Nipomo auto insurance rates.

Commute Times in Nipomo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Nipomo, CA is 24.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Nipomo, CA

You can buy cheap Nipomo, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Nipomo, California auto insurance quotes from top companies.

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