Buy Cheap Niles, OH Auto Insurance (2021)

Niles, OH auto insurance rates average $254 a month. Minimum auto insurance requirements in Niles, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Niles, OH, compare Niles auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Niles, OH are $254/month
  • The most expensive auto insurance company in Niles is Liberty Mutual
  • The most expensive auto insurance company in Niles after a DUI is Liberty Mutual

Finding affordable Niles, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Niles, OH auto insurance with confidence is right here. Auto insurance rates in Niles are affected by local factors as well as personal ones like your driving record.

See how Niles, OH car insurance rates compare to Cincinnati auto insurance rates, Toledo auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Niles.

Don’t buy Niles, OH auto insurance until you’ve compared rates. Get free Niles, Ohio auto insurance quotes when you enter your ZIP code above.

Niles, OH Minimum Auto Insurance Requirements

The required auto insurance in Niles, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Niles, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Niles, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Niles, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Niles, OH. Take a look at Niles, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Niles, Ohio

Insurance Company Poor Fair Good
Allstate $4,630 $3,356 $2,775
American Family $2,157 $1,470 $1,247
Farmers $4,539 $3,841 $3,657
GEICO $2,358 $1,965 $1,572
Liberty Mutual $6,516 $4,003 $3,139
Nationwide $4,578 $3,683 $3,106
Progressive $3,838 $3,332 $3,115
State Farm $3,702 $2,293 $1,810
Travelers $3,605 $3,141 $2,937
USAA $2,213 $1,567 $1,336

Buy Cheap Niles, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Niles, Ohio auto insurance rates? Find out how car insurance rates in Niles, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Niles, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,388 $2,375 $2,174 $2,326 $6,718 $7,617 $2,475 $2,623
American Family $987 $1,024 $914 $916 $3,188 $3,456 $1,224 $1,289
Farmers $2,075 $2,078 $1,825 $1,932 $9,523 $9,919 $2,326 $2,421
GEICO $1,414 $1,377 $1,341 $1,364 $3,806 $3,531 $1,568 $1,319
Liberty Mutual $2,109 $2,304 $1,618 $1,978 $11,153 $12,590 $2,234 $2,434
Nationwide $2,507 $2,517 $2,263 $2,276 $6,533 $8,410 $2,685 $3,122
Progressive $1,751 $1,640 $1,467 $1,515 $7,920 $8,904 $2,079 $2,152
State Farm $1,539 $1,539 $1,389 $1,389 $4,930 $6,193 $1,789 $2,044
Travelers $1,461 $1,482 $1,455 $1,449 $6,450 $10,281 $1,522 $1,723
USAA $1,025 $1,033 $976 $974 $3,209 $3,572 $1,375 $1,479

Buy Cheap Niles, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Niles can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Niles, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Niles, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,718 $7,617
American Family $3,188 $3,456
Farmers $9,523 $9,919
GEICO $3,806 $3,531
Liberty Mutual $11,153 $12,590
Nationwide $6,533 $8,410
Progressive $7,920 $8,904
State Farm $4,930 $6,193
Travelers $6,450 $10,281
USAA $3,209 $3,572

Buy Cheap Niles, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Niles, Ohio by comparing Niles senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Niles, OH here.

Annual Auto Insurance Rates for Senior Drivers in Niles, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,174 $2,326
American Family $914 $916
Farmers $1,825 $1,932
GEICO $1,341 $1,364
Liberty Mutual $1,618 $1,978
Nationwide $2,263 $2,276
Progressive $1,467 $1,515
State Farm $1,389 $1,389
Travelers $1,455 $1,449
USAA $976 $974

Find Cheap Auto Insurance Rates in Niles, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Niles, Ohio auto insurance. Compare Niles, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Niles, Ohio

Insurance Company Low Medium High
Allstate $3,391 $3,575 $3,794
American Family $1,587 $1,637 $1,651
Farmers $3,774 $3,937 $4,327
GEICO $1,892 $1,954 $2,049
Liberty Mutual $4,366 $4,580 $4,712
Nationwide $4,174 $3,674 $3,520
Progressive $3,262 $3,392 $3,632
State Farm $2,449 $2,610 $2,746
Travelers $3,113 $3,276 $3,295
USAA $1,622 $1,704 $1,790

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Find Cheap Niles, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Niles. Compare auto insurance rates in Niles, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Niles, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,587 $3,587
American Family $1,605 $1,645
Farmers $4,012 $4,012
GEICO $1,930 $2,000
Liberty Mutual $4,553 $4,553
Nationwide $3,789 $3,789
Progressive $3,428 $3,428
State Farm $2,535 $2,668
Travelers $3,228 $3,228
USAA $1,639 $1,772

Find Cheap Niles, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Niles, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Niles, OH, take a look at the average cost for various violations versus rates for a clean driving record in Niles.

Annual Niles, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,987 $3,661 $4,301 $3,399
American Family $1,556 $1,648 $1,648 $1,648
Farmers $3,308 $4,265 $4,161 $4,315
GEICO $1,331 $1,922 $2,799 $1,808
Liberty Mutual $3,819 $4,918 $5,015 $4,459
Nationwide $3,037 $3,862 $4,899 $3,358
Progressive $2,953 $4,028 $3,153 $3,580
State Farm $2,363 $2,840 $2,601 $2,601
Travelers $2,374 $3,097 $4,683 $2,758
USAA $1,303 $1,752 $2,321 $1,445

Find Cheap Niles, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Niles, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Niles for less when you shop around and compare rates from multiple Niles, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Niles, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,301
American Family $1,648
Farmers $4,161
GEICO $2,799
Liberty Mutual $5,015
Nationwide $4,899
Progressive $3,153
State Farm $2,601
Travelers $4,683
USAA $2,321

Winners by Category: Where to Buy Cheap Auto Insurance in Niles, OH

Compare rates from the cheapest auto insurance companies in Niles, OH for your needs. Take a look at how Niles, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Niles, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Niles, Ohio Auto Insurance Companies

If you’re looking for the cheapest Niles, OH auto insurance companies overall, you can compare them here. Find the best price for Niles, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Niles, Ohio

Insurance Company Average Annual Rates
Allstate $3,587
American Family $1,625
Farmers $4,012
GEICO $1,965
Liberty Mutual $4,553
Nationwide $3,789
Progressive $3,428
State Farm $2,601
Travelers $3,228
USAA $1,705

What affects Niles, Ohio auto insurance rates?

Local factors affect auto insurance rates in Niles, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Niles auto insurance rates.

Auto Theft in Niles

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Niles, OH auto theft show a total of 16 vehicle thefts annually.

Commute Times in Niles

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Niles, OH is 19.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Niles, OH

You can buy cheap Niles, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Niles, Ohio auto insurance quotes from top companies.

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