Buy Cheap Nicholasville, KY Auto Insurance (2022)

Nicholasville, KY auto insurance rates average $337 a month. Minimum auto insurance requirements in Nicholasville, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Nicholasville, KY, compare Nicholasville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Nicholasville, KY are $337/month
  • Average auto insurance rates in Nicholasville, KY for teens drivers are $8,144/year
  • The most expensive auto insurance company in Nicholasville after a DUI is GEICO

Finding affordable Nicholasville, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Nicholasville, KY auto insurance with confidence is right here. Auto insurance rates in Nicholasville are affected by local factors as well as personal ones like your driving record.

See how Nicholasville, KY car insurance rates compare to Henderson auto insurance rates, Nicholasville auto insurance rates, and Bowling Green auto insurance rates before you read more about the cost of auto insurance in Nicholasville.

Don’t buy Nicholasville, KY auto insurance until you’ve compared rates. Get free Nicholasville, Kentucky auto insurance quotes when you enter your ZIP code above.

Nicholasville, KY Minimum Auto Insurance Requirements

The required auto insurance in Nicholasville, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Nicholasville, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Nicholasville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Nicholasville, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Nicholasville, KY. Take a look at Nicholasville, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Nicholasville, Kentucky

Insurance Company Poor Fair Good
Allstate $6,940 $4,824 $4,010
GEICO $6,508 $3,249 $2,117
Liberty Mutual $6,690 $4,156 $3,277
Nationwide $4,855 $3,852 $3,348
Progressive $4,702 $4,139 $3,873
State Farm $3,611 $2,197 $1,723
Travelers $5,385 $4,576 $4,560
USAA $4,164 $2,363 $1,934

Buy Cheap Nicholasville, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Nicholasville, Kentucky auto insurance rates? Find out how car insurance rates in Nicholasville, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nicholasville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,926 $2,875 $2,672 $2,846 $11,392 $12,838 $3,183 $3,334
GEICO $3,159 $2,921 $3,309 $2,996 $6,635 $7,852 $2,575 $2,215
Liberty Mutual $2,476 $2,672 $2,116 $2,361 $10,854 $11,990 $2,564 $2,626
Nationwide $2,839 $2,838 $2,573 $2,678 $6,512 $8,085 $3,232 $3,390
Progressive $1,992 $1,878 $1,805 $1,806 $10,085 $11,378 $2,464 $2,498
State Farm $1,598 $1,598 $1,428 $1,428 $4,529 $5,766 $1,778 $1,957
Travelers $2,033 $2,066 $2,013 $2,014 $9,987 $16,051 $2,133 $2,427
USAA $1,866 $1,853 $1,701 $1,709 $5,156 $5,401 $2,339 $2,539

Buy Cheap Nicholasville, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Nicholasville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Nicholasville, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Nicholasville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,392 $12,838
GEICO $6,635 $7,852
Liberty Mutual $10,854 $11,990
Nationwide $6,512 $8,085
Progressive $10,085 $11,378
State Farm $4,529 $5,766
Travelers $9,987 $16,051
USAA $5,156 $5,401

Buy Cheap Nicholasville, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Nicholasville, Kentucky by comparing Nicholasville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Nicholasville, KY here.

Annual Auto Insurance Rates for Senior Drivers in Nicholasville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,672 $2,846
GEICO $3,309 $2,996
Liberty Mutual $2,116 $2,361
Nationwide $2,573 $2,678
Progressive $1,805 $1,806
State Farm $1,428 $1,428
Travelers $2,013 $2,014
USAA $1,701 $1,709

Find Cheap Auto Insurance Rates in Nicholasville, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Nicholasville, Kentucky auto insurance. Compare Nicholasville, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nicholasville, Kentucky

Insurance Company Low Medium High
Allstate $4,865 $5,236 $5,673
GEICO $3,693 $3,940 $4,241
Liberty Mutual $4,448 $4,674 $5,000
Nationwide $4,033 $3,978 $4,044
Progressive $3,885 $4,192 $4,638
State Farm $2,325 $2,506 $2,701
Travelers $4,572 $4,864 $5,085
USAA $2,670 $2,813 $2,978

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Find Cheap Nicholasville, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Nicholasville. Compare auto insurance rates in Nicholasville, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Nicholasville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,258 $5,258
GEICO $3,921 $3,995
Liberty Mutual $4,707 $4,707
Nationwide $4,018 $4,018
Progressive $4,238 $4,238
State Farm $2,446 $2,574
Travelers $4,840 $4,840
USAA $2,717 $2,924

Find Cheap Nicholasville, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Nicholasville, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Nicholasville, KY, take a look at the average cost for various violations versus rates for a clean driving record in Nicholasville.

Annual Nicholasville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,319 $5,690 $6,117 $4,907
GEICO $2,370 $4,198 $6,360 $2,904
Liberty Mutual $3,918 $6,048 $4,694 $4,168
Nationwide $3,221 $4,129 $5,189 $3,534
Progressive $3,504 $5,211 $3,992 $4,246
State Farm $2,308 $2,713 $2,510 $2,510
Travelers $4,220 $4,337 $6,284 $4,520
USAA $2,123 $2,997 $3,599 $2,563

Find Cheap Nicholasville, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Nicholasville, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Nicholasville for less when you shop around and compare rates from multiple Nicholasville, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Nicholasville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,117
GEICO $6,360
Liberty Mutual $4,694
Nationwide $5,189
Progressive $3,992
State Farm $2,510
Travelers $6,284
USAA $3,599

Winners by Category: Where to Buy Cheap Auto Insurance in Nicholasville, KY

Compare rates from the cheapest auto insurance companies in Nicholasville, KY for your needs. Take a look at how Nicholasville, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Nicholasville, Kentucky

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Nicholasville, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Nicholasville, KY auto insurance companies overall, you can compare them here. Find the best price for Nicholasville, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Nicholasville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,258
GEICO $3,958
Liberty Mutual $4,707
Nationwide $4,018
Progressive $4,238
State Farm $2,510
Travelers $4,840
USAA $2,821

What affects Nicholasville, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Nicholasville, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Nicholasville auto insurance rates.

Commute Times in Nicholasville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Nicholasville, KY is 24.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Nicholasville, KY

You can buy cheap Nicholasville, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Nicholasville, Kentucky auto insurance quotes from top companies.

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