Buy Cheap Niantic, IL Auto Insurance (2021)

Niantic, IL auto insurance rates average $252 a month. Minimum auto insurance requirements in Niantic, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Niantic, IL, compare Niantic auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Niantic, IL are $252/month
  • The most expensive auto insurance company in Niantic after a DUI is Allstate
  • Average auto insurance rates in Niantic, IL after a DUI are $3,538/year

Finding affordable Niantic, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Niantic, IL auto insurance with confidence is right here. Auto insurance rates in Niantic are affected by local factors as well as personal ones like your driving record.

See how Niantic, IL car insurance rates compare to Aurora auto insurance rates, Peoria auto insurance rates, and Cicero auto insurance rates before you read more about the cost of auto insurance in Niantic.

Don’t buy Niantic, IL auto insurance until you’ve compared rates. Get free Niantic, Illinois auto insurance quotes when you enter your ZIP code above.

Niantic, IL Minimum Auto Insurance Requirements

The required auto insurance in Niantic, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Niantic, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Niantic, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Niantic, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Niantic, IL. Take a look at Niantic, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Niantic, Illinois

Insurance Company Poor Fair Good
Allstate $6,129 $4,429 $3,872
American Family $4,958 $3,363 $2,841
Farmers $4,838 $4,068 $3,870
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,129 $1,953 $1,556
Nationwide $3,142 $2,535 $2,223
Progressive $3,401 $2,892 $2,674
State Farm $3,266 $1,959 $1,521
Travelers $2,873 $2,312 $1,880
USAA $3,672 $2,521 $2,077

Buy Cheap Niantic, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Niantic, Illinois auto insurance rates? Find out how car insurance rates in Niantic, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Niantic, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,062 $3,076 $3,198 $3,198 $7,947 $10,338 $3,681 $3,979
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,274 $2,274 $2,016 $2,132 $9,812 $10,233 $2,602 $2,725
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,370 $1,479 $1,139 $1,272 $4,494 $5,000 $1,433 $1,513
Nationwide $1,694 $1,726 $1,508 $1,600 $4,571 $5,876 $1,964 $2,129
Progressive $1,718 $1,621 $1,417 $1,480 $6,316 $7,088 $2,048 $2,223
State Farm $1,399 $1,399 $1,256 $1,256 $4,092 $5,176 $1,583 $1,827
Travelers $1,491 $1,573 $1,363 $1,453 $4,308 $5,414 $1,578 $1,662
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

Buy Cheap Niantic, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Niantic can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Niantic, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Niantic, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,947 $10,338
American Family $6,493 $9,036
Farmers $9,812 $10,233
GEICO $4,375 $4,641
Liberty Mutual $4,494 $5,000
Nationwide $4,571 $5,876
Progressive $6,316 $7,088
State Farm $4,092 $5,176
Travelers $4,308 $5,414
USAA $5,299 $5,845

Buy Cheap Niantic, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Niantic, Illinois by comparing Niantic senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Niantic, IL here.

Annual Auto Insurance Rates for Senior Drivers in Niantic, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,127 $2,127
Farmers $2,016 $2,132
GEICO $1,364 $1,612
Liberty Mutual $1,139 $1,272
Nationwide $1,508 $1,600
Progressive $1,417 $1,480
State Farm $1,256 $1,256
Travelers $1,363 $1,453
USAA $1,530 $1,509

Find Cheap Auto Insurance Rates in Niantic, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Niantic, Illinois auto insurance. Compare Niantic, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Niantic, Illinois

Insurance Company Low Medium High
Allstate $4,672 $4,805 $4,951
American Family $3,601 $3,856 $3,705
Farmers $4,053 $4,158 $4,565
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,090 $2,208 $2,340
Nationwide $2,632 $2,652 $2,616
Progressive $2,746 $2,983 $3,237
State Farm $2,123 $2,251 $2,372
Travelers $2,202 $2,352 $2,511
USAA $2,572 $2,754 $2,944

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Niantic, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Niantic. Compare auto insurance rates in Niantic, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Niantic, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $4,810
American Family $3,673 $3,769
Farmers $4,259 $4,259
GEICO $2,263 $2,351
Liberty Mutual $2,213 $2,213
Nationwide $2,633 $2,633
Progressive $2,989 $2,989
State Farm $2,192 $2,305
Travelers $2,263 $2,447
USAA $2,679 $2,834

Find Cheap Niantic, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Niantic, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Niantic, IL, take a look at the average cost for various violations versus rates for a clean driving record in Niantic.

Annual Niantic, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,440 $5,836 $5,446 $4,518
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,594 $4,636 $4,520 $4,285
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,846 $2,613 $2,299 $2,093
Nationwide $2,122 $2,746 $3,229 $2,437
Progressive $2,464 $3,658 $2,727 $3,107
State Farm $2,049 $2,448 $2,249 $2,249
Travelers $1,874 $2,453 $2,744 $2,350
USAA $1,965 $2,823 $3,867 $2,370

Find Cheap Niantic, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Niantic, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Niantic for less when you shop around and compare rates from multiple Niantic, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Niantic, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,446
American Family $5,161
Farmers $4,520
GEICO $3,141
Liberty Mutual $2,299
Nationwide $3,229
Progressive $2,727
State Farm $2,249
Travelers $2,744
USAA $3,867

Winners by Category: Where to Buy Cheap Auto Insurance in Niantic, IL

Compare rates from the cheapest auto insurance companies in Niantic, IL for your needs. Take a look at how Niantic, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Niantic, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Niantic, Illinois Auto Insurance Companies

If you’re looking for the cheapest Niantic, IL auto insurance companies overall, you can compare them here. Find the best price for Niantic, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Niantic, Illinois

Insurance Company Average Annual Rates
Allstate $4,810
American Family $3,721
Farmers $4,259
GEICO $2,307
Liberty Mutual $2,213
Nationwide $2,633
Progressive $2,989
State Farm $2,249
Travelers $2,355
USAA $2,756

What affects Niantic, Illinois auto insurance rates?

Local factors affect auto insurance rates in Niantic, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Niantic auto insurance rates.

Commute Times in Niantic

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Niantic, IL is 24.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Niantic, IL

You can buy cheap Niantic, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Niantic, Illinois auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption