Buy Cheap Niantic, CT Auto Insurance (2021)

Niantic, CT auto insurance rates average $337 a month. Minimum auto insurance requirements in Niantic, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Niantic, CT, compare Niantic auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Niantic, CT after a DUI are $4,896/year
  • Average auto insurance rates in Niantic, CT for teens drivers are $8,407/year
  • Average auto insurance rates in Niantic, CT are $337/month

Finding affordable Niantic, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Niantic, CT auto insurance with confidence is right here. Auto insurance rates in Niantic are affected by local factors as well as personal ones like your driving record.

See how Niantic, CT car insurance rates compare to Hartford auto insurance rates, Bridgeport auto insurance rates, and Meriden auto insurance rates before you read more about the cost of auto insurance in Niantic.

Don’t buy Niantic, CT auto insurance until you’ve compared rates. Get free Niantic, Connecticut auto insurance quotes when you enter your ZIP code above.

Niantic, CT Minimum Auto Insurance Requirements

The required auto insurance in Niantic, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Niantic, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Niantic, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Niantic, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Niantic, CT. Take a look at Niantic, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Niantic, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,740 $2,259 $1,722
Liberty Mutual $9,228 $5,753 $4,528
Nationwide $4,446 $2,991 $2,650
Progressive $4,561 $4,092 $3,920
State Farm $3,705 $2,378 $1,917
Travelers $5,423 $4,521 $4,391
USAA $3,987 $2,690 $2,369

Buy Cheap Niantic, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Niantic, Connecticut auto insurance rates? Find out how car insurance rates in Niantic, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Niantic, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,911 $1,916 $1,773 $1,787 $4,386 $5,184 $1,842 $1,789
Liberty Mutual $3,152 $3,420 $2,426 $2,977 $15,694 $17,663 $3,199 $3,494
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,254 $2,104 $1,925 $2,001 $9,377 $10,394 $2,579 $2,895
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,476 $1,497 $1,472 $1,466 $11,096 $17,804 $1,606 $1,808
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Buy Cheap Niantic, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Niantic can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Niantic, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Niantic, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,386 $5,184
Liberty Mutual $15,694 $17,663
Nationwide $5,929 $7,512
Progressive $9,377 $10,394
State Farm $4,921 $6,180
Travelers $11,096 $17,804
USAA $5,822 $6,120

Buy Cheap Niantic, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Niantic, Connecticut by comparing Niantic senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Niantic, CT here.

Annual Auto Insurance Rates for Senior Drivers in Niantic, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,773 $1,787
Liberty Mutual $2,426 $2,977
Nationwide $1,935 $2,028
Progressive $1,925 $2,001
State Farm $1,506 $1,506
Travelers $1,472 $1,466
USAA $1,727 $1,706

Find Cheap Auto Insurance Rates in Niantic, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Niantic, Connecticut auto insurance. Compare Niantic, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Niantic, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,391 $2,544 $2,786
Liberty Mutual $6,274 $6,460 $6,775
Nationwide $3,424 $3,388 $3,276
Progressive $3,917 $4,156 $4,501
State Farm $2,504 $2,671 $2,826
Travelers $4,451 $4,748 $5,136
USAA $2,826 $3,018 $3,202

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Find Cheap Niantic, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Niantic. Compare auto insurance rates in Niantic, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Niantic, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,534 $2,613
Liberty Mutual $6,503 $6,503
Nationwide $3,362 $3,362
Progressive $4,191 $4,191
State Farm $2,602 $2,732
Travelers $4,778 $4,778
USAA $2,979 $3,051

Find Cheap Niantic, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Niantic, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Niantic, CT, take a look at the average cost for various violations versus rates for a clean driving record in Niantic.

Annual Niantic, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,629 $2,133 $4,534 $1,998
Liberty Mutual $5,699 $7,133 $7,056 $6,124
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $3,575 $5,190 $3,758 $4,243
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $3,852 $4,169 $6,059 $5,034
USAA $2,343 $2,941 $4,435 $2,343

Find Cheap Niantic, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Niantic, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Niantic for less when you shop around and compare rates from multiple Niantic, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Niantic, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $4,534
Liberty Mutual $7,056
Nationwide $4,084
Progressive $3,758
State Farm $2,727
Travelers $6,059
USAA $4,435

Winners by Category: Where to Buy Cheap Auto Insurance in Niantic, CT

Compare rates from the cheapest auto insurance companies in Niantic, CT for your needs. Take a look at how Niantic, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Niantic, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Niantic, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Niantic, CT auto insurance companies overall, you can compare them here. Find the best price for Niantic, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Niantic, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,574
Liberty Mutual $6,503
Nationwide $3,362
Progressive $4,191
State Farm $2,667
Travelers $4,778
USAA $3,015

What affects Niantic, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Niantic, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Niantic auto insurance rates.

Commute Times in Niantic

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Niantic, CT is 25.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Niantic, CT

You can buy cheap Niantic, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Niantic, Connecticut auto insurance quotes from top companies.

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