Buy Cheap Newport Beach, CA Auto Insurance (2022)

Newport Beach, CA auto insurance rates average $300 a month. Minimum auto insurance requirements in Newport Beach, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Newport Beach, CA, compare Newport Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Newport Beach, CA are $300/month
  • The most expensive auto insurance company in Newport Beach after a DUI is Nationwide
  • The most expensive auto insurance company in Newport Beach is Nationwide

Finding affordable Newport Beach, California auto insurance can be challenging, but everything you need to know to buy cheap Newport Beach, CA auto insurance with confidence is right here. Auto insurance rates in Newport Beach are affected by local factors as well as personal ones like your driving record.

See how Newport Beach, CA car insurance rates compare to Long Beach auto insurance rates, San Jose auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Newport Beach.

Don’t buy Newport Beach, CA auto insurance until you’ve compared rates. Get free Newport Beach, California auto insurance quotes when you enter your ZIP code above.

Newport Beach, CA Minimum Auto Insurance Requirements

The required auto insurance in Newport Beach, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Newport Beach, California is outlined here.

Minimum Required Auto Insurance Coverage in Newport Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Newport Beach, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Newport Beach, California auto insurance rates? Find out how car insurance rates in Newport Beach, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Newport Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,732 $2,724 $2,008 $2,011 $7,697 $9,664 $3,451 $3,746
Farmers $2,457 $2,457 $2,238 $2,238 $7,842 $12,722 $2,914 $3,250
GEICO $1,829 $1,830 $1,720 $1,720 $5,568 $5,660 $2,628 $2,684
Liberty Mutual $2,090 $1,965 $1,962 $1,896 $4,516 $4,857 $2,337 $2,374
Nationwide $3,338 $3,181 $2,935 $2,761 $8,577 $9,462 $3,989 $3,930
Progressive $2,018 $2,078 $1,720 $2,042 $5,460 $6,576 $2,919 $3,140
State Farm $3,098 $3,098 $2,771 $2,771 $5,758 $7,160 $3,430 $3,534
Travelers $2,422 $2,337 $2,149 $2,128 $5,099 $5,765 $3,148 $3,071
USAA $1,950 $1,846 $1,905 $1,911 $4,435 $4,465 $2,701 $2,551

Buy Cheap Newport Beach, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Newport Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Newport Beach, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Newport Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,697 $9,664
Farmers $7,842 $12,722
GEICO $5,568 $5,660
Liberty Mutual $4,516 $4,857
Nationwide $8,577 $9,462
Progressive $5,460 $6,576
State Farm $5,758 $7,160
Travelers $5,099 $5,765
USAA $4,435 $4,465

Buy Cheap Newport Beach, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Newport Beach, California by comparing Newport Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Newport Beach, CA here.

Annual Auto Insurance Rates for Senior Drivers in Newport Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,008 $2,011
Farmers $2,238 $2,238
GEICO $1,720 $1,720
Liberty Mutual $1,962 $1,896
Nationwide $2,935 $2,761
Progressive $1,720 $2,042
State Farm $2,771 $2,771
Travelers $2,149 $2,128
USAA $1,905 $1,911

Find Cheap Auto Insurance Rates in Newport Beach, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Newport Beach, California auto insurance. Compare Newport Beach, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Newport Beach, California

Insurance Company Low Medium High
Allstate $4,007 $4,294 $4,461
Farmers $4,160 $4,556 $4,828
GEICO $2,652 $2,989 $3,223
Liberty Mutual $2,531 $2,778 $2,940
Nationwide $4,264 $4,861 $5,190
Progressive $2,894 $3,348 $3,491
State Farm $3,503 $4,032 $4,322
Travelers $2,801 $3,365 $3,629
USAA $2,473 $2,773 $2,916

Find Cheap Newport Beach, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Newport Beach. Compare auto insurance rates in Newport Beach, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Newport Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,834 $4,674
Farmers $4,095 $4,935
GEICO $2,684 $3,226
Liberty Mutual $2,525 $2,974
Nationwide $4,210 $5,333
Progressive $2,940 $3,548
State Farm $3,807 $4,098
Travelers $2,940 $3,590
USAA $2,508 $2,933

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Find Cheap Newport Beach, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Newport Beach, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Newport Beach, CA to see how much where you live in Newport Beach affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Newport Beach, California

ZIP Code Average Annual Rates
92660 $5,040
92661 $4,955
92662 $4,702
92663 $5,021

Find Cheap Newport Beach, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Newport Beach, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Newport Beach, CA, take a look at the average cost for various violations versus rates for a clean driving record in Newport Beach.

Annual Newport Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,579 $4,295 $6,768 $3,374
Farmers $3,347 $4,550 $5,650 $4,512
GEICO $2,064 $3,194 $4,000 $2,561
Liberty Mutual $2,387 $3,195 $2,887 $2,530
Nationwide $3,329 $4,269 $7,218 $4,269
Progressive $2,119 $3,615 $4,187 $3,057
State Farm $2,824 $3,366 $6,344 $3,276
Travelers $2,169 $3,563 $4,115 $3,213
USAA $1,808 $2,692 $4,403 $1,980

Find Cheap Newport Beach, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Newport Beach, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Newport Beach for less when you shop around and compare rates from multiple Newport Beach, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Newport Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,768
Farmers $5,650
GEICO $4,000
Liberty Mutual $2,887
Nationwide $7,218
Progressive $4,187
State Farm $6,344
Travelers $4,115
USAA $4,403

Winners by Category: Where to Buy Cheap Auto Insurance in Newport Beach, CA

Compare rates from the cheapest auto insurance companies in Newport Beach, CA for your needs. Take a look at how Newport Beach, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Newport Beach, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Newport Beach, California Auto Insurance Companies

If you’re looking for the cheapest Newport Beach, CA auto insurance companies overall, you can compare them here. Find the best price for Newport Beach, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Newport Beach, California

Insurance Company Average Annual Rates
Allstate $4,254
Farmers $4,515
GEICO $2,955
Liberty Mutual $2,750
Nationwide $4,772
Progressive $3,244
State Farm $3,952
Travelers $3,265
USAA $2,721

What affects Newport Beach, California auto insurance rates?

Local factors affect auto insurance rates in Newport Beach, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Newport Beach auto insurance rates.

Auto Theft in Newport Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Newport Beach, CA auto theft show a total of 163 vehicle thefts annually.

Commute Times in Newport Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Newport Beach, CA is 25.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Newport Beach, CA

You can buy cheap Newport Beach, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Newport Beach, California auto insurance quotes from top companies.

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