Buy Cheap New Suffolk, NY Auto Insurance (2022)

New Suffolk, NY auto insurance rates average $426 a month. Minimum auto insurance requirements in New Suffolk, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in New Suffolk, NY, compare New Suffolk auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in New Suffolk, NY are $426/month
  • The most expensive auto insurance company in New Suffolk is Liberty Mutual
  • Average auto insurance rates in New Suffolk, NY for teens drivers are $8,938/year

Finding affordable New Suffolk, New York auto insurance can be challenging, but everything you need to know to buy cheap New Suffolk, NY auto insurance with confidence is right here. Auto insurance rates in New Suffolk are affected by local factors as well as personal ones like your driving record.

See how New Suffolk, NY car insurance rates compare to New Rochelle auto insurance rates, Rochester auto insurance rates, and Utica auto insurance rates before you read more about the cost of auto insurance in New Suffolk.

Don’t buy New Suffolk, NY auto insurance until you’ve compared rates. Get free New Suffolk, New York auto insurance quotes when you enter your ZIP code above.

New Suffolk, NY Minimum Auto Insurance Requirements

The required auto insurance in New Suffolk, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in New Suffolk, New York is outlined here.

Minimum Required Auto Insurance Coverage in New Suffolk, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap New Suffolk, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in New Suffolk, NY. Take a look at New Suffolk, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in New Suffolk, New York

Insurance Company Poor Fair Good
Allstate $8,088 $4,665 $3,994
GEICO $3,347 $2,458 $2,206
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,770 $5,770 $5,770
Progressive $8,581 $4,222 $3,046
State Farm $6,443 $4,044 $3,212
Travelers $6,308 $3,925 $3,389
USAA $6,717 $3,426 $3,016

Buy Cheap New Suffolk, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect New Suffolk, New York auto insurance rates? Find out how car insurance rates in New Suffolk, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Suffolk, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,775 $3,474 $3,551 $3,574 $11,169 $11,923 $3,605 $3,587
GEICO $1,938 $1,865 $1,884 $1,856 $4,160 $6,138 $1,742 $1,782
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $2,930 $2,930 $2,565 $2,565 $8,487 $10,429 $3,229 $3,396
Travelers $3,244 $3,266 $2,965 $3,173 $7,594 $9,079 $3,435 $3,571
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Buy Cheap New Suffolk, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in New Suffolk can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in New Suffolk, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in New Suffolk, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,169 $11,923
GEICO $4,160 $6,138
Liberty Mutual $11,845 $17,111
Nationwide $7,951 $11,985
Progressive $11,073 $12,074
State Farm $8,487 $10,429
Travelers $7,594 $9,079
USAA $9,224 $10,935

Buy Cheap New Suffolk, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in New Suffolk, New York by comparing New Suffolk senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in New Suffolk, NY here.

Annual Auto Insurance Rates for Senior Drivers in New Suffolk, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,551 $3,574
GEICO $1,884 $1,856
Liberty Mutual $5,633 $5,633
Nationwide $3,990 $3,990
Progressive $2,498 $2,567
State Farm $2,565 $2,565
Travelers $2,965 $3,173
USAA $2,085 $2,091

Find Cheap Auto Insurance Rates in New Suffolk, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of New Suffolk, New York auto insurance. Compare New Suffolk, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Suffolk, New York

Insurance Company Low Medium High
Allstate $5,264 $5,561 $5,923
GEICO $2,492 $2,653 $2,867
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $5,355 $5,713 $6,243
Progressive $4,928 $5,235 $5,685
State Farm $4,299 $4,594 $4,805
Travelers $4,267 $4,484 $4,871
USAA $4,224 $4,357 $4,579

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap New Suffolk, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in New Suffolk. Compare auto insurance rates in New Suffolk, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in New Suffolk, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,504 $5,661
GEICO $2,592 $2,749
Liberty Mutual $7,863 $8,332
Nationwide $5,770 $5,770
Progressive $5,283 $5,283
State Farm $4,398 $4,734
Travelers $4,541 $4,541
USAA $4,342 $4,431

Find Cheap New Suffolk, NY Auto Insurance Rates by Driving Record

Auto insurance rates in New Suffolk, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in New Suffolk, NY, take a look at the average cost for various violations versus rates for a clean driving record in New Suffolk.

Annual New Suffolk, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,705 $4,705 $6,943 $5,975
GEICO $2,067 $2,254 $4,294 $2,067
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $4,344 $4,344 $4,789 $4,789
Travelers $3,879 $4,850 $4,918 $4,517
USAA $3,912 $3,976 $5,682 $3,976

Find Cheap New Suffolk, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in New Suffolk, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in New Suffolk for less when you shop around and compare rates from multiple New Suffolk, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in New Suffolk, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,943
GEICO $4,294
Liberty Mutual $13,289
Nationwide $9,941
Progressive $5,717
State Farm $4,789
Travelers $4,918
USAA $5,682

Winners by Category: Where to Buy Cheap Auto Insurance in New Suffolk, NY

Compare rates from the cheapest auto insurance companies in New Suffolk, NY for your needs. Take a look at how New Suffolk, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in New Suffolk, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap New Suffolk, New York Auto Insurance Companies

If you’re looking for the cheapest New Suffolk, NY auto insurance companies overall, you can compare them here. Find the best price for New Suffolk, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in New Suffolk, New York

Insurance Company Average Annual Rates
Allstate $5,582
GEICO $2,671
Liberty Mutual $8,098
Nationwide $5,770
Progressive $5,283
State Farm $4,566
Travelers $4,541
USAA $4,387

What affects New Suffolk, New York auto insurance rates?

Local factors affect auto insurance rates in New Suffolk, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact New Suffolk auto insurance rates.

Commute Times in New Suffolk

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in New Suffolk, NY is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in New Suffolk, NY

You can buy cheap New Suffolk, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free New Suffolk, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption