Buy Cheap New Rochelle, NY Auto Insurance (2021)

New Rochelle, NY auto insurance rates average $431 a month. Minimum auto insurance requirements in New Rochelle, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in New Rochelle, NY, compare New Rochelle auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in New Rochelle, NY for teens drivers are $9,153/year
  • Average auto insurance rates in New Rochelle, NY are $431/month
  • The most expensive auto insurance company in New Rochelle is Liberty Mutual

Finding affordable New Rochelle, New York auto insurance can be challenging, but everything you need to know to buy cheap New Rochelle, NY auto insurance with confidence is right here. Auto insurance rates in New Rochelle are affected by local factors as well as personal ones like your driving record.

See how New Rochelle, NY car insurance rates compare to Syracuse auto insurance rates, Utica auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in New Rochelle.

Don’t buy New Rochelle, NY auto insurance until you’ve compared rates. Get free New Rochelle, New York auto insurance quotes when you enter your ZIP code above.

New Rochelle, NY Minimum Auto Insurance Requirements

The required auto insurance in New Rochelle, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in New Rochelle, New York is outlined here.

Minimum Required Auto Insurance Coverage in New Rochelle, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap New Rochelle, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in New Rochelle, NY. Take a look at New Rochelle, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in New Rochelle, New York

Insurance Company Poor Fair Good
Allstate $8,171 $4,788 $4,137
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $5,007 $5,007 $5,007
Progressive $8,946 $4,443 $3,210
State Farm $7,105 $4,458 $3,540
Travelers $8,334 $5,128 $4,399
USAA $6,792 $3,430 $3,026

Buy Cheap New Rochelle, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect New Rochelle, New York auto insurance rates? Find out how car insurance rates in New Rochelle, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Rochelle, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,712 $3,496 $3,491 $3,566 $11,494 $12,408 $3,677 $3,743
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,714 $3,714 $3,494 $3,494 $6,841 $10,288 $3,714 $4,799
Progressive $3,385 $3,094 $2,647 $2,708 $11,451 $12,573 $4,308 $4,099
State Farm $3,183 $3,183 $2,792 $2,792 $9,443 $11,633 $3,518 $3,729
Travelers $4,182 $4,154 $3,857 $4,088 $10,189 $12,201 $4,414 $4,546
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

Buy Cheap New Rochelle, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in New Rochelle can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in New Rochelle, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in New Rochelle, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,494 $12,408
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,841 $10,288
Progressive $11,451 $12,573
State Farm $9,443 $11,633
Travelers $10,189 $12,201
USAA $9,382 $11,143

Buy Cheap New Rochelle, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in New Rochelle, New York by comparing New Rochelle senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in New Rochelle, NY here.

Annual Auto Insurance Rates for Senior Drivers in New Rochelle, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,491 $3,566
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,494 $3,494
Progressive $2,647 $2,708
State Farm $2,792 $2,792
Travelers $3,857 $4,088
USAA $2,073 $2,069

Find Cheap Auto Insurance Rates in New Rochelle, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of New Rochelle, New York auto insurance. Compare New Rochelle, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Rochelle, New York

Insurance Company Low Medium High
Allstate $5,405 $5,678 $6,011
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,670 $4,961 $5,390
Progressive $5,211 $5,492 $5,896
State Farm $4,729 $5,067 $5,306
Travelers $5,574 $5,876 $6,411
USAA $4,254 $4,387 $4,607

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Find Cheap New Rochelle, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in New Rochelle. Compare auto insurance rates in New Rochelle, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in New Rochelle, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,618 $5,779
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $5,007 $5,007
Progressive $5,533 $5,533
State Farm $4,854 $5,214
Travelers $5,954 $5,954
USAA $4,371 $4,460

Find Cheap New Rochelle, NY Auto Insurance Rates by ZIP Code

Auto insurance rates in New Rochelle, New York can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in New Rochelle, NY to see how much where you live in New Rochelle affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in New Rochelle, New York

ZIP Code Average Annual Rates
10801 $5,222
10804 $5,215
10805 $5,273

Find Cheap New Rochelle, NY Auto Insurance Rates by Driving Record

Auto insurance rates in New Rochelle, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in New Rochelle, NY, take a look at the average cost for various violations versus rates for a clean driving record in New Rochelle.

Annual New Rochelle, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,761 $4,761 $7,153 $6,118
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,781 $3,781 $8,596 $3,871
Progressive $5,373 $5,373 $5,977 $5,410
State Farm $4,783 $4,783 $5,286 $5,286
Travelers $5,020 $6,391 $6,485 $5,920
USAA $3,918 $3,983 $5,779 $3,983

Find Cheap New Rochelle, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in New Rochelle, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in New Rochelle for less when you shop around and compare rates from multiple New Rochelle, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in New Rochelle, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,153
GEICO $4,363
Liberty Mutual $11,332
Nationwide $8,596
Progressive $5,977
State Farm $5,286
Travelers $6,485
USAA $5,779

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Winners by Category: Where to Buy Cheap Auto Insurance in New Rochelle, NY

Compare rates from the cheapest auto insurance companies in New Rochelle, NY for your needs. Take a look at how New Rochelle, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in New Rochelle, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap New Rochelle, New York Auto Insurance Companies

If you’re looking for the cheapest New Rochelle, NY auto insurance companies overall, you can compare them here. Find the best price for New Rochelle, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in New Rochelle, New York

Insurance Company Average Annual Rates
Allstate $5,698
GEICO $2,705
Liberty Mutual $7,005
Nationwide $5,007
Progressive $5,533
State Farm $5,034
Travelers $5,954
USAA $4,416

What affects New Rochelle, New York auto insurance rates?

Local factors affect auto insurance rates in New Rochelle, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact New Rochelle auto insurance rates.

Commute Times in New Rochelle

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in New Rochelle, NY is 33.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in New Rochelle, NY

You can buy cheap New Rochelle, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free New Rochelle, New York auto insurance quotes from top companies.

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