Buy Cheap New Richmond, IN Auto Insurance (2021)

New Richmond, IN auto insurance rates average $255 a month. Minimum auto insurance requirements in New Richmond, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in New Richmond, IN, compare New Richmond auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in New Richmond, IN for teens drivers are $6,019/year
  • Average auto insurance rates in New Richmond, IN after a DUI are $3,612/year
  • Average auto insurance rates in New Richmond, IN are $255/month

Finding affordable New Richmond, Indiana auto insurance can be challenging, but everything you need to know to buy cheap New Richmond, IN auto insurance with confidence is right here. Auto insurance rates in New Richmond are affected by local factors as well as personal ones like your driving record.

See how New Richmond, IN car insurance rates compare to Fishers auto insurance rates, Gary auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in New Richmond.

Don’t buy New Richmond, IN auto insurance until you’ve compared rates. Get free New Richmond, Indiana auto insurance quotes when you enter your ZIP code above.

New Richmond, IN Minimum Auto Insurance Requirements

The required auto insurance in New Richmond, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in New Richmond, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in New Richmond, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap New Richmond, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in New Richmond, IN. Take a look at New Richmond, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in New Richmond, Indiana

Insurance Company Poor Fair Good
Allstate $4,736 $3,530 $3,206
American Family $4,755 $3,090 $2,588
Farmers $3,567 $2,910 $2,696
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,876 $2,432 $2,274
Progressive $4,199 $3,720 $3,508
State Farm $3,170 $1,891 $1,466
Travelers $3,720 $3,148 $3,144
USAA $2,358 $1,559 $1,336

Buy Cheap New Richmond, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect New Richmond, Indiana auto insurance rates? Find out how car insurance rates in New Richmond, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Richmond, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,364 $2,420 $2,077 $2,271 $7,282 $9,174 $2,398 $2,609
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,384 $1,367 $1,184 $1,332 $7,448 $7,952 $1,826 $1,970
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,624 $1,534 $1,472 $1,483 $9,543 $10,714 $2,033 $2,070
State Farm $1,336 $1,336 $1,190 $1,190 $4,048 $5,183 $1,477 $1,647
Travelers $1,226 $1,248 $1,147 $1,146 $7,437 $11,693 $1,295 $1,509
USAA $1,116 $1,099 $1,040 $1,049 $3,108 $3,471 $1,510 $1,616

Buy Cheap New Richmond, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in New Richmond can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in New Richmond, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in New Richmond, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,282 $9,174
American Family $5,984 $8,674
Farmers $7,448 $7,952
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,497 $5,856
Progressive $9,543 $10,714
State Farm $4,048 $5,183
Travelers $7,437 $11,693
USAA $3,108 $3,471

Buy Cheap New Richmond, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in New Richmond, Indiana by comparing New Richmond senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in New Richmond, IN here.

Annual Auto Insurance Rates for Senior Drivers in New Richmond, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,077 $2,271
American Family $1,962 $1,962
Farmers $1,184 $1,332
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,376 $1,472
Progressive $1,472 $1,483
State Farm $1,190 $1,190
Travelers $1,147 $1,146
USAA $1,040 $1,049

Find Cheap Auto Insurance Rates in New Richmond, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of New Richmond, Indiana auto insurance. Compare New Richmond, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Richmond, Indiana

Insurance Company Low Medium High
Allstate $3,648 $3,810 $4,014
American Family $3,445 $3,593 $3,394
Farmers $2,951 $3,051 $3,171
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,571 $2,506 $2,505
Progressive $3,607 $3,752 $4,068
State Farm $2,077 $2,175 $2,276
Travelers $3,284 $3,369 $3,360
USAA $1,689 $1,747 $1,817

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Find Cheap New Richmond, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in New Richmond. Compare auto insurance rates in New Richmond, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in New Richmond, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,824 $3,824
American Family $3,436 $3,519
Farmers $3,058 $3,058
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,527 $2,527
Progressive $3,809 $3,809
State Farm $2,115 $2,237
Travelers $3,338 $3,338
USAA $1,728 $1,774

Find Cheap New Richmond, IN Auto Insurance Rates by Driving Record

Auto insurance rates in New Richmond, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in New Richmond, IN, take a look at the average cost for various violations versus rates for a clean driving record in New Richmond.

Annual New Richmond, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,050 $4,480 $4,136 $3,631
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,733 $3,193 $3,287 $3,018
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,858 $5,001 $3,409 $3,968
State Farm $2,125 $2,329 $2,125 $2,125
Travelers $2,832 $3,506 $3,974 $3,039
USAA $1,322 $1,882 $2,158 $1,642

Find Cheap New Richmond, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in New Richmond, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in New Richmond for less when you shop around and compare rates from multiple New Richmond, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in New Richmond, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,136
American Family $4,834
Farmers $3,287
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,687
Progressive $3,409
State Farm $2,125
Travelers $3,974
USAA $2,158

Winners by Category: Where to Buy Cheap Auto Insurance in New Richmond, IN

Compare rates from the cheapest auto insurance companies in New Richmond, IN for your needs. Take a look at how New Richmond, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in New Richmond, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap New Richmond, Indiana Auto Insurance Companies

If you’re looking for the cheapest New Richmond, IN auto insurance companies overall, you can compare them here. Find the best price for New Richmond, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in New Richmond, Indiana

Insurance Company Average Annual Rates
Allstate $3,824
American Family $3,477
Farmers $3,058
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,527
Progressive $3,809
State Farm $2,176
Travelers $3,338
USAA $1,751

What affects New Richmond, Indiana auto insurance rates?

Local factors affect auto insurance rates in New Richmond, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact New Richmond auto insurance rates.

Commute Times in New Richmond

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in New Richmond, IN is 28.1 minutes according to City-Data.

Compare Auto Insurance Quotes in New Richmond, IN

You can buy cheap New Richmond, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free New Richmond, Indiana auto insurance quotes from top companies.

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