Buy Cheap New Baltimore, MI Auto Insurance (2022)

New Baltimore, MI auto insurance rates average $1,020 a month. Minimum auto insurance requirements in New Baltimore, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in New Baltimore, MI, compare New Baltimore auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in New Baltimore, MI after a DUI are $20,372/year
  • Average auto insurance rates in New Baltimore, MI for teens drivers are $23,123/year
  • Average auto insurance rates in New Baltimore, MI are $1,020/month

Finding affordable New Baltimore, Michigan auto insurance can be challenging, but everything you need to know to buy cheap New Baltimore, MI auto insurance with confidence is right here. Auto insurance rates in New Baltimore are affected by local factors as well as personal ones like your driving record.

See how New Baltimore, MI car insurance rates compare to Dearborn auto insurance rates, Livonia auto insurance rates, and Grand Rapids auto insurance rates before you read more about the cost of auto insurance in New Baltimore.

Don’t buy New Baltimore, MI auto insurance until you’ve compared rates. Get free New Baltimore, Michigan auto insurance quotes when you enter your ZIP code above.

New Baltimore, MI Minimum Auto Insurance Requirements

The required auto insurance in New Baltimore, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in New Baltimore, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in New Baltimore, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap New Baltimore, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in New Baltimore, MI. Take a look at New Baltimore, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in New Baltimore, Michigan

Insurance Company Poor Fair Good
Allstate $39,784 $22,024 $16,840
Farmers $16,966 $9,070 $8,421
GEICO $10,818 $7,928 $6,433
Liberty Mutual $36,823 $21,248 $11,712
Nationwide $7,947 $5,980 $5,073
Progressive $7,420 $6,223 $5,566
State Farm $26,492 $13,359 $9,042
Travelers $8,206 $7,958 $7,858
USAA $5,602 $3,199 $2,431

Buy Cheap New Baltimore, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect New Baltimore, Michigan auto insurance rates? Find out how car insurance rates in New Baltimore, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Baltimore, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $19,076 $19,076 $17,702 $17,702 $47,983 $47,983 $20,104 $20,104
Farmers $8,647 $8,647 $7,987 $7,987 $19,500 $19,500 $9,809 $9,809
GEICO $5,886 $5,886 $6,030 $6,030 $16,056 $16,056 $5,600 $5,600
Liberty Mutual $17,478 $17,478 $17,307 $17,307 $40,779 $40,779 $17,478 $17,478
Nationwide $4,496 $4,496 $4,006 $4,006 $11,898 $11,898 $4,934 $4,934
Progressive $3,758 $3,441 $3,314 $3,759 $13,937 $14,704 $4,373 $3,939
State Farm $9,710 $9,710 $9,064 $9,064 $34,986 $34,986 $11,431 $11,431
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,722 $2,563 $2,564 $2,407 $6,789 $6,426 $3,316 $3,161

Buy Cheap New Baltimore, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in New Baltimore can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in New Baltimore, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in New Baltimore, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $47,983 $47,983
Farmers $19,500 $19,500
GEICO $16,056 $16,056
Liberty Mutual $40,779 $40,779
Nationwide $11,898 $11,898
Progressive $13,937 $14,704
State Farm $34,986 $34,986
Travelers $16,180 $16,180
USAA $6,789 $6,426

Buy Cheap New Baltimore, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in New Baltimore, Michigan by comparing New Baltimore senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in New Baltimore, MI here.

Annual Auto Insurance Rates for Senior Drivers in New Baltimore, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,702 $17,702
Farmers $7,987 $7,987
GEICO $6,030 $6,030
Liberty Mutual $17,307 $17,307
Nationwide $4,006 $4,006
Progressive $3,314 $3,759
State Farm $9,064 $9,064
Travelers $4,626 $4,626
USAA $2,564 $2,407

Find Cheap Auto Insurance Rates in New Baltimore, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of New Baltimore, Michigan auto insurance. Compare New Baltimore, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Baltimore, Michigan

Insurance Company Low Medium High
Allstate $25,606 $26,271 $26,772
Farmers $11,146 $11,451 $11,860
GEICO $7,817 $8,308 $9,053
Liberty Mutual $22,737 $23,210 $23,835
Nationwide $6,613 $6,231 $6,156
Progressive $6,223 $6,410 $6,576
State Farm $15,420 $16,406 $17,067
Travelers $7,920 $8,016 $8,086
USAA $3,625 $3,754 $3,852

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Find Cheap New Baltimore, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in New Baltimore. Compare auto insurance rates in New Baltimore, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in New Baltimore, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $26,216 $26,216
Farmers $11,486 $11,486
GEICO $8,201 $8,584
Liberty Mutual $22,469 $24,053
Nationwide $6,333 $6,333
Progressive $6,403 $6,403
State Farm $15,849 $16,747
Travelers $7,961 $8,053
USAA $3,701 $3,786

Find Cheap New Baltimore, MI Auto Insurance Rates by ZIP Code

Auto insurance rates in New Baltimore, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in New Baltimore, MI to see how much where you live in New Baltimore affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in New Baltimore, Michigan

ZIP Code Average Annual Rates
48047 $8,497
48051 $8,688

Find Cheap New Baltimore, MI Auto Insurance Rates by Driving Record

Auto insurance rates in New Baltimore, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in New Baltimore, MI, take a look at the average cost for various violations versus rates for a clean driving record in New Baltimore.

Annual New Baltimore, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,609 $16,871 $57,597 $17,788
Farmers $9,558 $12,371 $12,148 $11,866
GEICO $2,895 $6,227 $19,035 $5,414
Liberty Mutual $15,941 $19,502 $36,967 $20,633
Nationwide $5,409 $7,260 $6,570 $6,094
Progressive $5,385 $7,167 $6,416 $6,644
State Farm $10,175 $12,304 $27,213 $15,499
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,006 $3,766 $4,926 $3,277

Find Cheap New Baltimore, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in New Baltimore, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in New Baltimore for less when you shop around and compare rates from multiple New Baltimore, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in New Baltimore, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $57,597
Farmers $12,148
GEICO $19,035
Liberty Mutual $36,967
Nationwide $6,570
Progressive $6,416
State Farm $27,213
Travelers $12,473
USAA $4,926

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Winners by Category: Where to Buy Cheap Auto Insurance in New Baltimore, MI

Compare rates from the cheapest auto insurance companies in New Baltimore, MI for your needs. Take a look at how New Baltimore, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in New Baltimore, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap New Baltimore, Michigan Auto Insurance Companies

If you’re looking for the cheapest New Baltimore, MI auto insurance companies overall, you can compare them here. Find the best price for New Baltimore, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in New Baltimore, Michigan

Insurance Company Average Annual Rates
Allstate $26,216
Farmers $11,486
GEICO $8,393
Liberty Mutual $23,261
Nationwide $6,333
Progressive $6,403
State Farm $16,298
Travelers $8,007
USAA $3,744

What affects New Baltimore, Michigan auto insurance rates?

Local factors affect auto insurance rates in New Baltimore, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact New Baltimore auto insurance rates.

Auto Theft in New Baltimore

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for New Baltimore, MI auto theft show a total of 2 vehicle thefts annually.

Commute Times in New Baltimore

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in New Baltimore, MI is 31.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in New Baltimore, MI

You can buy cheap New Baltimore, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free New Baltimore, Michigan auto insurance quotes from top companies.

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