Buy Cheap New Albany, IN Auto Insurance (2021)

New Albany, IN auto insurance rates average $292 a month. Minimum auto insurance requirements in New Albany, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in New Albany, IN, compare New Albany auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in New Albany, IN are $292/month
  • The most expensive auto insurance company in New Albany after a DUI is Liberty Mutual
  • Average auto insurance rates in New Albany, IN for teens drivers are $6,956/year

Finding affordable New Albany, Indiana auto insurance can be challenging, but everything you need to know to buy cheap New Albany, IN auto insurance with confidence is right here. Auto insurance rates in New Albany are affected by local factors as well as personal ones like your driving record.

See how New Albany, IN car insurance rates compare to Evansville auto insurance rates, Indianapolis auto insurance rates, and Hammond auto insurance rates before you read more about the cost of auto insurance in New Albany.

Don’t buy New Albany, IN auto insurance until you’ve compared rates. Get free New Albany, Indiana auto insurance quotes when you enter your ZIP code above.

New Albany, IN Minimum Auto Insurance Requirements

The required auto insurance in New Albany, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in New Albany, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in New Albany, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap New Albany, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in New Albany, IN. Take a look at New Albany, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in New Albany, Indiana

Insurance Company Poor Fair Good
Allstate $4,762 $3,544 $3,226
American Family $5,069 $3,280 $2,745
Farmers $4,218 $3,448 $3,199
GEICO $3,078 $2,556 $2,034
Liberty Mutual $7,824 $5,092 $4,709
Nationwide $3,862 $3,253 $3,045
Progressive $4,918 $4,377 $4,135
State Farm $3,688 $2,199 $1,704
Travelers $3,755 $3,188 $3,188
USAA $2,294 $1,527 $1,313

Buy Cheap New Albany, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect New Albany, Indiana auto insurance rates? Find out how car insurance rates in New Albany, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Albany, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,359 $2,411 $2,080 $2,279 $7,343 $9,315 $2,384 $2,581
American Family $2,296 $2,296 $2,066 $2,066 $6,467 $9,311 $2,296 $2,785
Farmers $1,606 $1,581 $1,373 $1,547 $8,904 $9,536 $2,132 $2,294
GEICO $1,725 $1,727 $1,637 $1,724 $5,173 $4,765 $1,979 $1,721
Liberty Mutual $4,037 $4,037 $3,716 $3,716 $8,758 $13,190 $4,037 $5,510
Nationwide $2,047 $2,091 $1,789 $1,910 $6,172 $8,012 $2,422 $2,651
Progressive $1,863 $1,755 $1,698 $1,703 $11,320 $12,753 $2,342 $2,377
State Farm $1,527 $1,527 $1,372 $1,372 $4,764 $6,102 $1,698 $1,882
Travelers $1,187 $1,206 $1,119 $1,118 $7,602 $12,084 $1,260 $1,439
USAA $1,086 $1,068 $1,016 $1,020 $3,061 $3,406 $1,468 $1,565

Buy Cheap New Albany, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in New Albany can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in New Albany, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in New Albany, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,343 $9,315
American Family $6,467 $9,311
Farmers $8,904 $9,536
GEICO $5,173 $4,765
Liberty Mutual $8,758 $13,190
Nationwide $6,172 $8,012
Progressive $11,320 $12,753
State Farm $4,764 $6,102
Travelers $7,602 $12,084
USAA $3,061 $3,406

Buy Cheap New Albany, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in New Albany, Indiana by comparing New Albany senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in New Albany, IN here.

Annual Auto Insurance Rates for Senior Drivers in New Albany, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,080 $2,279
American Family $2,066 $2,066
Farmers $1,373 $1,547
GEICO $1,637 $1,724
Liberty Mutual $3,716 $3,716
Nationwide $1,789 $1,910
Progressive $1,698 $1,703
State Farm $1,372 $1,372
Travelers $1,119 $1,118
USAA $1,016 $1,020

Find Cheap Auto Insurance Rates in New Albany, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of New Albany, Indiana auto insurance. Compare New Albany, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Albany, Indiana

Insurance Company Low Medium High
Allstate $3,626 $3,827 $4,078
American Family $3,632 $3,818 $3,643
Farmers $3,473 $3,615 $3,777
GEICO $2,356 $2,550 $2,763
Liberty Mutual $5,652 $5,858 $6,115
Nationwide $3,418 $3,363 $3,380
Progressive $4,157 $4,387 $4,886
State Farm $2,393 $2,530 $2,668
Travelers $3,293 $3,409 $3,429
USAA $1,640 $1,706 $1,788

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Find Cheap New Albany, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in New Albany. Compare auto insurance rates in New Albany, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in New Albany, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,844 $3,844
American Family $3,652 $3,743
Farmers $3,622 $3,622
GEICO $2,510 $2,602
Liberty Mutual $5,721 $6,029
Nationwide $3,387 $3,387
Progressive $4,477 $4,477
State Farm $2,458 $2,603
Travelers $3,377 $3,377
USAA $1,689 $1,734

Find Cheap New Albany, IN Auto Insurance Rates by Driving Record

Auto insurance rates in New Albany, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in New Albany, IN, take a look at the average cost for various violations versus rates for a clean driving record in New Albany.

Annual New Albany, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,067 $4,517 $4,153 $3,639
American Family $2,548 $4,060 $5,146 $3,037
Farmers $3,248 $3,765 $3,893 $3,580
GEICO $1,661 $2,644 $3,618 $2,303
Liberty Mutual $4,527 $5,379 $8,584 $5,010
Nationwide $2,907 $3,759 $3,603 $3,278
Progressive $3,320 $5,957 $3,973 $4,656
State Farm $2,468 $2,717 $2,468 $2,468
Travelers $2,872 $3,543 $4,013 $3,080
USAA $1,290 $1,844 $2,112 $1,600

Find Cheap New Albany, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in New Albany, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in New Albany for less when you shop around and compare rates from multiple New Albany, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in New Albany, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,153
American Family $5,146
Farmers $3,893
GEICO $3,618
Liberty Mutual $8,584
Nationwide $3,603
Progressive $3,973
State Farm $2,468
Travelers $4,013
USAA $2,112

Winners by Category: Where to Buy Cheap Auto Insurance in New Albany, IN

Compare rates from the cheapest auto insurance companies in New Albany, IN for your needs. Take a look at how New Albany, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in New Albany, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap New Albany, Indiana Auto Insurance Companies

If you’re looking for the cheapest New Albany, IN auto insurance companies overall, you can compare them here. Find the best price for New Albany, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in New Albany, Indiana

Insurance Company Average Annual Rates
Allstate $3,844
American Family $3,698
Farmers $3,622
GEICO $2,556
Liberty Mutual $5,875
Nationwide $3,387
Progressive $4,477
State Farm $2,531
Travelers $3,377
USAA $1,711

What affects New Albany, Indiana auto insurance rates?

Local factors affect auto insurance rates in New Albany, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact New Albany auto insurance rates.

Commute Times in New Albany

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in New Albany, IN is 20.9 minutes according to City-Data.

Compare Auto Insurance Quotes in New Albany, IN

You can buy cheap New Albany, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free New Albany, Indiana auto insurance quotes from top companies.

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