New Address Auto Insurance Discount

Only one national provider - Liberty Mutual - offers an affordable new address auto insurance discount, and you can only earn it if you’re already a customer when you move. Expect your new address auto insurance rates to be 5% cheaper than average. However, the discount diminishes by 1% each year following until it’s gone.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

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A Concise Overview

  • Currently, only Liberty Mutual offers a new address auto insurance discount
  • On average, Liberty Mutual customers save 5% on their premiums with this discount
  • To qualify, you must already use Liberty Mutual at the time of your move

The only way to earn a new address auto insurance discount is by purchasing your third-party auto insurance through Liberty Mutual before you officially move.

Keep reading to learn all there is to know about hidden auto insurance discounts like the new address discount.

After looking at the new address auto insurance discount rates, remember to enter your ZIP code to compare auto insurance quotes from the best providers near you for free.

What companies offer a new address auto insurance discount?

All providers allow you to change your address on your current policy. But an auto insurance address change does not always mean you get a discount. If you want to buy new address discount auto insurance, there’s only one national provider to consider.

Currently, Liberty Mutual is the only new address auto insurance discount company.

Drivers save an average of 5% on their annual premiums with the Liberty Mutual new address discount. Usually, you can combine these savings with other discounts, including safe driver or good student discounts.

Fortunately, the company also reduces your rates even if you purchase auto insurance for teens and young drivers.

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What is a new address auto insurance discount?

Moving is a costly and often stressful endeavor. Therefore, a new address auto insurance discount provides customers with a slight rate reduction during that time.

However, this is an incredibly uncommon discount, and possibly for a good reason. According to the United States Census Bureau, only 31 million Americans moved in 2019; this is the lowest number since 1948.

To qualify, you must already be a Liberty Mutual customer before you officially move.

Your savings are also temporary. After you officially change your address, you’ll receive a 5% rate reduction for one full policy year. The discount then diminishes by 1% each year following until it’s no longer applied to your policy.

New Address Auto Insurance Discount: The Bottom Line

If you’re already a Liberty Mutual customer in the process of moving, make sure you receive the new address auto insurance 5% rate reduction.

Otherwise, you have a better chance at saving more money by simply comparing car insurance quotes online rather than purposefully using Liberty Mutual during a move.

If you’re wondering how to get discounts on auto insurance that are more common, never hesitate to ask your current agent for details about what savings your provider offers.

Now that you’ve learned about the affordable new address auto insurance discount, find the best provider and cheapest quotes for you by entering your ZIP code into our free rate tool below.

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