Buy Cheap Neponset, IL Auto Insurance (2021)

Neponset, IL auto insurance rates average $238 a month. Minimum auto insurance requirements in Neponset, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Neponset, IL, compare Neponset auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Neponset, IL are $238/month
  • The most expensive auto insurance company in Neponset after a DUI is Allstate
  • Average auto insurance rates in Neponset, IL for teens drivers are $5,391/year

Finding affordable Neponset, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Neponset, IL auto insurance with confidence is right here. Auto insurance rates in Neponset are affected by local factors as well as personal ones like your driving record.

See how Neponset, IL car insurance rates compare to Peoria auto insurance rates, Springfield auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Neponset.

Don’t buy Neponset, IL auto insurance until you’ve compared rates. Get free Neponset, Illinois auto insurance quotes when you enter your ZIP code above.

Neponset, IL Minimum Auto Insurance Requirements

The required auto insurance in Neponset, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Neponset, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Neponset, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Neponset, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Neponset, IL. Take a look at Neponset, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Neponset, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,695 $3,190 $2,696
Farmers $4,788 $4,022 $3,827
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,817 $1,759 $1,407
Nationwide $2,663 $2,150 $1,891
Progressive $3,424 $2,897 $2,673
State Farm $3,091 $1,854 $1,440
Travelers $2,452 $1,958 $1,598
USAA $3,152 $2,157 $1,775

Buy Cheap Neponset, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Neponset, Illinois auto insurance rates? Find out how car insurance rates in Neponset, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Neponset, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,262 $2,265 $2,007 $2,120 $9,668 $10,089 $2,584 $2,706
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,270 $1,371 $1,062 $1,184 $3,949 $4,388 $1,329 $1,403
Nationwide $1,460 $1,489 $1,303 $1,382 $3,824 $4,917 $1,681 $1,822
Progressive $1,768 $1,684 $1,455 $1,517 $6,191 $6,958 $2,114 $2,294
State Farm $1,342 $1,342 $1,200 $1,200 $3,829 $4,859 $1,516 $1,738
Travelers $1,310 $1,383 $1,185 $1,263 $3,578 $4,454 $1,388 $1,461
USAA $1,429 $1,459 $1,326 $1,310 $4,480 $4,953 $1,871 $2,063

Buy Cheap Neponset, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Neponset can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Neponset, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Neponset, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,175 $8,572
Farmers $9,668 $10,089
GEICO $4,847 $5,129
Liberty Mutual $3,949 $4,388
Nationwide $3,824 $4,917
Progressive $6,191 $6,958
State Farm $3,829 $4,859
Travelers $3,578 $4,454
USAA $4,480 $4,953

Buy Cheap Neponset, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Neponset, Illinois by comparing Neponset senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Neponset, IL here.

Annual Auto Insurance Rates for Senior Drivers in Neponset, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,014 $2,014
Farmers $2,007 $2,120
GEICO $1,521 $1,797
Liberty Mutual $1,062 $1,184
Nationwide $1,303 $1,382
Progressive $1,455 $1,517
State Farm $1,200 $1,200
Travelers $1,185 $1,263
USAA $1,326 $1,310

Find Cheap Auto Insurance Rates in Neponset, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Neponset, Illinois auto insurance. Compare Neponset, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Neponset, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,413 $3,656 $3,512
Farmers $4,009 $4,112 $4,517
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,892 $1,991 $2,101
Nationwide $2,226 $2,250 $2,228
Progressive $2,787 $2,990 $3,216
State Farm $2,006 $2,130 $2,248
Travelers $1,883 $2,000 $2,125
USAA $2,216 $2,359 $2,509

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Find Cheap Neponset, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Neponset. Compare auto insurance rates in Neponset, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Neponset, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,482 $3,573
Farmers $4,213 $4,213
GEICO $2,519 $2,617
Liberty Mutual $1,995 $1,995
Nationwide $2,235 $2,235
Progressive $2,998 $2,998
State Farm $2,074 $2,182
Travelers $1,926 $2,080
USAA $2,295 $2,428

Find Cheap Neponset, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Neponset, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Neponset, IL, take a look at the average cost for various violations versus rates for a clean driving record in Neponset.

Annual Neponset, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,559 $4,584 $4,470 $4,238
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,671 $2,346 $2,073 $1,889
Nationwide $1,805 $2,329 $2,735 $2,070
Progressive $2,479 $3,646 $2,738 $3,128
State Farm $1,946 $2,311 $2,128 $2,128
Travelers $1,603 $2,084 $2,322 $2,002
USAA $1,694 $2,415 $3,298 $2,039

Find Cheap Neponset, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Neponset, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Neponset for less when you shop around and compare rates from multiple Neponset, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Neponset, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,049
American Family $4,889
Farmers $4,470
GEICO $3,482
Liberty Mutual $2,073
Nationwide $2,735
Progressive $2,738
State Farm $2,128
Travelers $2,322
USAA $3,298

Winners by Category: Where to Buy Cheap Auto Insurance in Neponset, IL

Compare rates from the cheapest auto insurance companies in Neponset, IL for your needs. Take a look at how Neponset, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Neponset, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Neponset, Illinois Auto Insurance Companies

If you’re looking for the cheapest Neponset, IL auto insurance companies overall, you can compare them here. Find the best price for Neponset, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Neponset, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,527
Farmers $4,213
GEICO $2,568
Liberty Mutual $1,995
Nationwide $2,235
Progressive $2,998
State Farm $2,128
Travelers $2,003
USAA $2,362

What affects Neponset, Illinois auto insurance rates?

Local factors affect auto insurance rates in Neponset, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Neponset auto insurance rates.

Commute Times in Neponset

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Neponset, IL is 23.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Neponset, IL

You can buy cheap Neponset, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Neponset, Illinois auto insurance quotes from top companies.

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