Buy Cheap Needles, CA Auto Insurance (2021)

Needles, CA auto insurance rates average $282 a month. Minimum auto insurance requirements in Needles, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Needles, CA, compare Needles auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Needles after a DUI is State Farm
  • The most expensive auto insurance company in Needles is Farmers
  • Average auto insurance rates in Needles, CA after a DUI are $4,737/year

Finding affordable Needles, California auto insurance can be challenging, but everything you need to know to buy cheap Needles, CA auto insurance with confidence is right here. Auto insurance rates in Needles are affected by local factors as well as personal ones like your driving record.

See how Needles, CA car insurance rates compare to Los Angeles auto insurance rates, San Diego auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Needles.

Don’t buy Needles, CA auto insurance until you’ve compared rates. Get free Needles, California auto insurance quotes when you enter your ZIP code above.

Needles, CA Minimum Auto Insurance Requirements

The required auto insurance in Needles, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Needles, California is outlined here.

Minimum Required Auto Insurance Coverage in Needles, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Needles, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Needles, California auto insurance rates? Find out how car insurance rates in Needles, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Needles, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,615 $1,855 $1,909 $6,852 $8,664 $3,402 $3,848
Farmers $2,628 $2,628 $2,364 $2,364 $8,370 $13,748 $3,112 $3,464
GEICO $1,596 $1,597 $1,501 $1,501 $4,842 $4,936 $2,291 $2,349
Liberty Mutual $2,252 $2,133 $2,096 $2,030 $4,943 $5,247 $2,542 $2,562
Nationwide $2,599 $2,484 $2,284 $2,156 $6,502 $7,197 $3,077 $3,040
Progressive $1,647 $1,693 $1,435 $1,688 $4,463 $5,357 $2,409 $2,589
State Farm $3,383 $3,383 $3,022 $3,022 $6,247 $7,773 $3,743 $3,856
Travelers $2,290 $2,220 $2,028 $2,006 $4,683 $5,380 $2,979 $2,911
USAA $1,710 $1,620 $1,672 $1,677 $3,890 $3,897 $2,356 $2,226

Buy Cheap Needles, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Needles can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Needles, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Needles, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,852 $8,664
Farmers $8,370 $13,748
GEICO $4,842 $4,936
Liberty Mutual $4,943 $5,247
Nationwide $6,502 $7,197
Progressive $4,463 $5,357
State Farm $6,247 $7,773
Travelers $4,683 $5,380
USAA $3,890 $3,897

Buy Cheap Needles, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Needles, California by comparing Needles senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Needles, CA here.

Annual Auto Insurance Rates for Senior Drivers in Needles, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,855 $1,909
Farmers $2,364 $2,364
GEICO $1,501 $1,501
Liberty Mutual $2,096 $2,030
Nationwide $2,284 $2,156
Progressive $1,435 $1,688
State Farm $3,022 $3,022
Travelers $2,028 $2,006
USAA $1,672 $1,677

Find Cheap Auto Insurance Rates in Needles, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Needles, California auto insurance. Compare Needles, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Needles, California

Insurance Company Low Medium High
Allstate $3,795 $3,994 $4,111
Farmers $4,515 $4,869 $5,119
GEICO $2,342 $2,603 $2,784
Liberty Mutual $2,781 $2,999 $3,146
Nationwide $3,273 $3,728 $4,001
Progressive $2,320 $2,745 $2,915
State Farm $3,832 $4,388 $4,691
Travelers $2,691 $3,138 $3,357
USAA $2,149 $2,429 $2,565

Find Cheap Needles, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Needles. Compare auto insurance rates in Needles, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Needles, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,580 $4,353
Farmers $4,387 $5,282
GEICO $2,341 $2,812
Liberty Mutual $2,731 $3,220
Nationwide $3,243 $4,091
Progressive $2,420 $2,900
State Farm $4,145 $4,462
Travelers $2,758 $3,367
USAA $2,193 $2,569

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Find Cheap Needles, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Needles, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Needles, CA, take a look at the average cost for various violations versus rates for a clean driving record in Needles.

Annual Needles, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,368 $4,057 $6,319 $3,121
Farmers $3,572 $4,866 $6,067 $4,834
GEICO $1,804 $2,776 $3,490 $2,237
Liberty Mutual $2,583 $3,460 $3,122 $2,737
Nationwide $2,563 $3,284 $5,538 $3,284
Progressive $1,729 $2,961 $3,460 $2,490
State Farm $3,072 $3,663 $6,914 $3,565
Travelers $2,052 $3,327 $3,866 $3,004
USAA $1,584 $2,351 $3,853 $1,735

Find Cheap Needles, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Needles, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Needles for less when you shop around and compare rates from multiple Needles, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Needles, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,319
Farmers $6,067
GEICO $3,490
Liberty Mutual $3,122
Nationwide $5,538
Progressive $3,460
State Farm $6,914
Travelers $3,866
USAA $3,853

Winners by Category: Where to Buy Cheap Auto Insurance in Needles, CA

Compare rates from the cheapest auto insurance companies in Needles, CA for your needs. Take a look at how Needles, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Needles, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Needles, California Auto Insurance Companies

If you’re looking for the cheapest Needles, CA auto insurance companies overall, you can compare them here. Find the best price for Needles, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Needles, California

Insurance Company Average Annual Rates
Allstate $3,966
Farmers $4,835
GEICO $2,577
Liberty Mutual $2,975
Nationwide $3,667
Progressive $2,660
State Farm $4,304
Travelers $3,062
USAA $2,381

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What affects Needles, California auto insurance rates?

Local factors affect auto insurance rates in Needles, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Needles auto insurance rates.

Auto Theft in Needles

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Needles, CA auto theft show a total of 29 vehicle thefts annually.

Commute Times in Needles

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Needles, CA is 15.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Needles, CA

You can buy cheap Needles, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Needles, California auto insurance quotes from top companies.

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