Buy Cheap Needham, MA Auto Insurance (2022)

Needham, MA auto insurance rates average $236 a month. Minimum auto insurance requirements in Needham, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Needham, MA, compare Needham auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Needham, MA for teens drivers are $5,618/year
  • The most expensive auto insurance company in Needham is Liberty Mutual
  • Average auto insurance rates in Needham, MA after a DUI are $3,473/year

Finding affordable Needham, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Needham, MA auto insurance with confidence is right here. Auto insurance rates in Needham are affected by local factors as well as personal ones like your driving record.

See how Needham, MA car insurance rates compare to Brockton auto insurance rates, Boston auto insurance rates, and Lynn auto insurance rates before you read more about the cost of auto insurance in Needham.

Don’t buy Needham, MA auto insurance until you’ve compared rates. Get free Needham, Massachusetts auto insurance quotes when you enter your ZIP code above.

Needham, MA Minimum Auto Insurance Requirements

The required auto insurance in Needham, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Needham, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Needham, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Needham, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Needham, Massachusetts auto insurance rates? Find out how car insurance rates in Needham, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Needham, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,072 $2,072 $2,072 $2,072 $7,360 $7,360 $2,320 $2,320
GEICO $1,718 $1,718 $1,586 $1,586 $4,898 $4,898 $1,774 $1,774
Liberty Mutual $2,503 $2,503 $2,181 $2,181 $8,226 $8,226 $2,618 $2,618
Progressive $2,046 $2,046 $1,962 $1,962 $7,713 $7,713 $2,220 $2,220
State Farm $843 $843 $843 $843 $2,322 $2,322 $843 $843
Travelers $2,862 $2,862 $2,537 $2,537 $5,891 $5,891 $3,180 $3,180
USAA $1,259 $1,259 $1,240 $1,240 $2,918 $2,918 $1,389 $1,389

Buy Cheap Needham, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Needham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Needham, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Needham, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,360 $7,360
GEICO $4,898 $4,898
Liberty Mutual $8,226 $8,226
Progressive $7,713 $7,713
State Farm $2,322 $2,322
Travelers $5,891 $5,891
USAA $2,918 $2,918

Buy Cheap Needham, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Needham, Massachusetts by comparing Needham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Needham, MA here.

Annual Auto Insurance Rates for Senior Drivers in Needham, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,072 $2,072
GEICO $1,586 $1,586
Liberty Mutual $2,181 $2,181
Progressive $1,962 $1,962
State Farm $843 $843
Travelers $2,537 $2,537
USAA $1,240 $1,240

Find Cheap Auto Insurance Rates in Needham, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Needham, Massachusetts auto insurance. Compare Needham, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Needham, Massachusetts

Insurance Company Low Medium High
Allstate $3,204 $3,513 $3,651
GEICO $2,296 $2,542 $2,644
Liberty Mutual $3,635 $3,933 $4,079
Progressive $3,194 $3,560 $3,701
State Farm $1,104 $1,235 $1,299
Travelers $3,231 $3,701 $3,921
USAA $1,577 $1,730 $1,798

Find Cheap Needham, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Needham. Compare auto insurance rates in Needham, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Needham, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,345 $3,567
GEICO $2,451 $2,537
Liberty Mutual $3,729 $4,036
Progressive $3,485 $3,485
State Farm $1,184 $1,241
Travelers $3,448 $3,787
USAA $1,655 $1,748

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Find Cheap Needham, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Needham, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Needham, MA, take a look at the average cost for various violations versus rates for a clean driving record in Needham.

Annual Needham, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,680 $3,980 $4,484 $2,680
GEICO $1,996 $2,742 $3,133 $2,105
Liberty Mutual $3,062 $4,174 $5,027 $3,267
Progressive $2,934 $4,122 $3,272 $3,613
State Farm $961 $1,306 $1,554 $1,029
Travelers $2,816 $3,902 $4,178 $3,576
USAA $1,214 $1,574 $2,661 $1,357

Find Cheap Needham, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Needham, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Needham for less when you shop around and compare rates from multiple Needham, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Needham, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,484
GEICO $3,133
Liberty Mutual $5,027
Progressive $3,272
State Farm $1,554
Travelers $4,178
USAA $2,661

Winners by Category: Where to Buy Cheap Auto Insurance in Needham, MA

Compare rates from the cheapest auto insurance companies in Needham, MA for your needs. Take a look at how Needham, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Needham, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Needham, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Needham, MA auto insurance companies overall, you can compare them here. Find the best price for Needham, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Needham, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,456
GEICO $2,494
Liberty Mutual $3,882
Progressive $3,485
State Farm $1,213
Travelers $3,618
USAA $1,701

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What affects Needham, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Needham, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Needham auto insurance rates.

Commute Times in Needham

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Needham, MA is 32.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Needham, MA

You can buy cheap Needham, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Needham, Massachusetts auto insurance quotes from top companies.

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