Buy Cheap Needham, IN Auto Insurance (2021)

Needham, IN auto insurance rates average $262 a month. Minimum auto insurance requirements in Needham, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Needham, IN, compare Needham auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Needham, IN after a DUI are $3,721/year
  • The most expensive auto insurance company in Needham after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Needham is Liberty Mutual

Finding affordable Needham, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Needham, IN auto insurance with confidence is right here. Auto insurance rates in Needham are affected by local factors as well as personal ones like your driving record.

See how Needham, IN car insurance rates compare to Hammond auto insurance rates, South Bend auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Needham.

Don’t buy Needham, IN auto insurance until you’ve compared rates. Get free Needham, Indiana auto insurance quotes when you enter your ZIP code above.

Needham, IN Minimum Auto Insurance Requirements

The required auto insurance in Needham, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Needham, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Needham, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Needham, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Needham, IN. Take a look at Needham, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Needham, Indiana

Insurance Company Poor Fair Good
Allstate $4,922 $3,667 $3,331
American Family $4,861 $3,145 $2,631
Farmers $3,815 $3,116 $2,888
GEICO $2,721 $2,262 $1,803
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,745 $2,321 $2,171
Progressive $4,349 $3,865 $3,649
State Farm $3,551 $2,118 $1,641
Travelers $3,693 $3,132 $3,129
USAA $2,089 $1,385 $1,188

Buy Cheap Needham, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Needham, Indiana auto insurance rates? Find out how car insurance rates in Needham, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Needham, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,449 $2,508 $2,152 $2,356 $7,578 $9,565 $2,480 $2,698
American Family $2,195 $2,195 $1,980 $1,980 $6,210 $8,933 $2,195 $2,677
Farmers $1,469 $1,450 $1,253 $1,411 $8,005 $8,545 $1,947 $2,103
GEICO $1,525 $1,525 $1,440 $1,501 $4,579 $4,243 $1,752 $1,533
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,484 $1,516 $1,306 $1,390 $4,343 $5,616 $1,744 $1,901
Progressive $1,662 $1,567 $1,511 $1,519 $9,966 $11,197 $2,087 $2,124
State Farm $1,466 $1,466 $1,317 $1,317 $4,603 $5,881 $1,628 $1,815
Travelers $1,204 $1,226 $1,124 $1,126 $7,403 $11,713 $1,272 $1,477
USAA $984 $967 $921 $923 $2,790 $3,104 $1,328 $1,414

Buy Cheap Needham, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Needham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Needham, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Needham, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,578 $9,565
American Family $6,210 $8,933
Farmers $8,005 $8,545
GEICO $4,579 $4,243
Liberty Mutual $7,045 $10,603
Nationwide $4,343 $5,616
Progressive $9,966 $11,197
State Farm $4,603 $5,881
Travelers $7,403 $11,713
USAA $2,790 $3,104

Buy Cheap Needham, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Needham, Indiana by comparing Needham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Needham, IN here.

Annual Auto Insurance Rates for Senior Drivers in Needham, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,152 $2,356
American Family $1,980 $1,980
Farmers $1,253 $1,411
GEICO $1,440 $1,501
Liberty Mutual $2,998 $2,998
Nationwide $1,306 $1,390
Progressive $1,511 $1,519
State Farm $1,317 $1,317
Travelers $1,124 $1,126
USAA $921 $923

Find Cheap Auto Insurance Rates in Needham, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Needham, Indiana auto insurance. Compare Needham, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Needham, Indiana

Insurance Company Low Medium High
Allstate $3,785 $3,959 $4,176
American Family $3,492 $3,662 $3,483
Farmers $3,159 $3,267 $3,393
GEICO $2,120 $2,256 $2,411
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,452 $2,393 $2,391
Progressive $3,733 $3,892 $4,238
State Farm $2,314 $2,436 $2,559
Travelers $3,261 $3,348 $3,345
USAA $1,496 $1,550 $1,616

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Find Cheap Needham, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Needham. Compare auto insurance rates in Needham, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Needham, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,973 $3,973
American Family $3,502 $3,589
Farmers $3,273 $3,273
GEICO $2,225 $2,299
Liberty Mutual $4,607 $4,855
Nationwide $2,412 $2,412
Progressive $3,954 $3,954
State Farm $2,368 $2,505
Travelers $3,318 $3,318
USAA $1,533 $1,574

Find Cheap Needham, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Needham, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Needham, IN, take a look at the average cost for various violations versus rates for a clean driving record in Needham.

Annual Needham, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,168 $4,661 $4,294 $3,769
American Family $2,442 $3,897 $4,932 $2,911
Farmers $2,926 $3,416 $3,520 $3,230
GEICO $1,472 $2,337 $3,203 $2,037
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,081 $2,669 $2,561 $2,338
Progressive $2,958 $5,216 $3,530 $4,113
State Farm $2,376 $2,617 $2,376 $2,376
Travelers $2,821 $3,482 $3,944 $3,025
USAA $1,171 $1,672 $1,919 $1,453

Find Cheap Needham, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Needham, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Needham for less when you shop around and compare rates from multiple Needham, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Needham, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,294
American Family $4,932
Farmers $3,520
GEICO $3,203
Liberty Mutual $6,929
Nationwide $2,561
Progressive $3,530
State Farm $2,376
Travelers $3,944
USAA $1,919

Winners by Category: Where to Buy Cheap Auto Insurance in Needham, IN

Compare rates from the cheapest auto insurance companies in Needham, IN for your needs. Take a look at how Needham, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Needham, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Needham, Indiana Auto Insurance Companies

If you’re looking for the cheapest Needham, IN auto insurance companies overall, you can compare them here. Find the best price for Needham, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Needham, Indiana

Insurance Company Average Annual Rates
Allstate $3,973
American Family $3,546
Farmers $3,273
GEICO $2,262
Liberty Mutual $4,731
Nationwide $2,412
Progressive $3,954
State Farm $2,437
Travelers $3,318
USAA $1,554

Compare Auto Insurance Quotes in Needham, IN

You can buy cheap Needham, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Needham, Indiana auto insurance quotes from top companies.

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