Buy Cheap Needham, AL Auto Insurance (2021)

Needham, AL auto insurance rates average $312 a month. Minimum auto insurance requirements in Needham, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Needham, AL, compare Needham auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Needham, AL for teens drivers are $7,535/year
  • Average auto insurance rates in Needham, AL after a DUI are $4,276/year
  • Average auto insurance rates in Needham, AL are $312/month

Finding affordable Needham, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Needham, AL auto insurance with confidence is right here. Auto insurance rates in Needham are affected by local factors as well as personal ones like your driving record.

See how Needham, AL car insurance rates compare to Auburn auto insurance rates, Huntsville auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Needham.

Don’t buy Needham, AL auto insurance until you’ve compared rates. Get free Needham, Alabama auto insurance quotes when you enter your ZIP code above.

Needham, AL Minimum Auto Insurance Requirements

The required auto insurance in Needham, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Needham, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Needham, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Needham, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Needham, AL. Take a look at Needham, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Needham, Alabama

Insurance Company Poor Fair Good
Allstate $4,198 $3,273 $2,675
Farmers $4,903 $4,208 $3,991
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,753 $4,730 $3,716
Nationwide $3,171 $2,467 $2,229
Progressive $5,016 $4,272 $3,976
State Farm $7,136 $3,613 $2,455
Travelers $4,445 $3,850 $3,923
USAA $2,984 $1,935 $1,726

Buy Cheap Needham, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Needham, Alabama auto insurance rates? Find out how car insurance rates in Needham, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Needham, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,108 $2,025 $1,893 $1,931 $6,868 $7,365 $2,398 $2,468
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,209 $3,473 $2,631 $2,946 $11,280 $12,554 $3,433 $3,673
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,460 $2,320 $2,011 $2,149 $9,691 $10,827 $2,873 $3,039
State Farm $2,785 $2,785 $2,484 $2,484 $7,946 $9,992 $3,135 $3,598
Travelers $1,666 $1,694 $1,550 $1,548 $8,818 $13,900 $1,576 $1,831
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Buy Cheap Needham, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Needham can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Needham, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Needham, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,868 $7,365
Farmers $9,417 $9,702
GEICO $5,292 $5,199
Liberty Mutual $11,280 $12,554
Nationwide $4,418 $5,752
Progressive $9,691 $10,827
State Farm $7,946 $9,992
Travelers $8,818 $13,900
USAA $4,083 $4,536

Buy Cheap Needham, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Needham, Alabama by comparing Needham senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Needham, AL here.

Annual Auto Insurance Rates for Senior Drivers in Needham, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,893 $1,931
Farmers $2,293 $2,416
GEICO $1,937 $1,974
Liberty Mutual $2,631 $2,946
Nationwide $1,577 $1,642
Progressive $2,011 $2,149
State Farm $2,484 $2,484
Travelers $1,550 $1,548
USAA $1,288 $1,268

Find Cheap Auto Insurance Rates in Needham, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Needham, Alabama auto insurance. Compare Needham, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Needham, Alabama

Insurance Company Low Medium High
Allstate $3,274 $3,374 $3,498
Farmers $4,180 $4,325 $4,597
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,165 $5,375 $5,659
Nationwide $2,624 $2,595 $2,649
Progressive $3,962 $4,393 $4,908
State Farm $4,193 $4,395 $4,616
Travelers $3,877 $4,155 $4,187
USAA $2,139 $2,204 $2,302

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Find Cheap Needham, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Needham. Compare auto insurance rates in Needham, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Needham, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,382 $3,382
Farmers $4,367 $4,367
GEICO $2,789 $2,899
Liberty Mutual $5,400 $5,400
Nationwide $2,623 $2,623
Progressive $4,421 $4,421
State Farm $4,297 $4,506
Travelers $4,073 $4,073
USAA $2,114 $2,317

Find Cheap Needham, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Needham, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Needham, AL, take a look at the average cost for various violations versus rates for a clean driving record in Needham.

Annual Needham, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,907 $3,397 $3,969 $3,254
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,238 $5,882 $5,776 $5,702
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,004 $5,000 $4,281 $4,400
State Farm $4,006 $4,885 $4,357 $4,357
Travelers $3,394 $3,563 $5,197 $4,138
USAA $1,703 $2,133 $3,182 $1,843

Find Cheap Needham, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Needham, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Needham for less when you shop around and compare rates from multiple Needham, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Needham, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,969
Farmers $4,620
GEICO $3,748
Liberty Mutual $5,776
Nationwide $3,353
Progressive $4,281
State Farm $4,357
Travelers $5,197
USAA $3,182

Winners by Category: Where to Buy Cheap Auto Insurance in Needham, AL

Compare rates from the cheapest auto insurance companies in Needham, AL for your needs. Take a look at how Needham, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Needham, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Needham, Alabama Auto Insurance Companies

If you’re looking for the cheapest Needham, AL auto insurance companies overall, you can compare them here. Find the best price for Needham, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Needham, Alabama

Insurance Company Average Annual Rates
Allstate $3,382
Farmers $4,367
GEICO $2,844
Liberty Mutual $5,400
Nationwide $2,623
Progressive $4,421
State Farm $4,401
Travelers $4,073
USAA $2,215

What affects Needham, Alabama auto insurance rates?

Local factors affect auto insurance rates in Needham, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Needham auto insurance rates.

Commute Times in Needham

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Needham, AL is 55.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Needham, AL

You can buy cheap Needham, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Needham, Alabama auto insurance quotes from top companies.

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