Buy Cheap Nederland, CO Auto Insurance (2021)

Nederland, CO auto insurance rates average $331 a month. Minimum auto insurance requirements in Nederland, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Nederland, CO, compare Nederland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Nederland, CO are $331/month
  • Average auto insurance rates in Nederland, CO for teens drivers are $7,771/year
  • The most expensive auto insurance company in Nederland after a DUI is Allstate

Finding affordable Nederland, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Nederland, CO auto insurance with confidence is right here. Auto insurance rates in Nederland are affected by local factors as well as personal ones like your driving record.

See how Nederland, CO car insurance rates compare to Lakewood auto insurance rates, Fort Collins auto insurance rates, and Arvada auto insurance rates before you read more about the cost of auto insurance in Nederland.

Don’t buy Nederland, CO auto insurance until you’ve compared rates. Get free Nederland, Colorado auto insurance quotes when you enter your ZIP code above.

Nederland, CO Minimum Auto Insurance Requirements

The required auto insurance in Nederland, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Nederland, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Nederland, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Nederland, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Nederland, CO. Take a look at Nederland, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Nederland, Colorado

Insurance Company Poor Fair Good
Allstate $6,627 $5,119 $3,862
American Family $5,041 $3,600 $3,024
Farmers $6,230 $5,075 $4,823
GEICO $3,819 $3,176 $2,532
Liberty Mutual $4,545 $2,766 $2,200
Nationwide $4,068 $3,235 $2,817
Progressive $4,715 $4,063 $3,760
State Farm $5,265 $3,380 $2,722
USAA $5,375 $3,064 $2,454

Buy Cheap Nederland, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Nederland, Colorado auto insurance rates? Find out how car insurance rates in Nederland, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nederland, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,122 $2,908 $2,833 $2,860 $11,260 $11,856 $3,393 $3,392
American Family $2,658 $2,658 $2,399 $2,399 $6,433 $8,652 $2,658 $3,249
Farmers $3,126 $3,106 $2,826 $3,033 $11,886 $12,044 $3,459 $3,528
GEICO $2,004 $2,199 $2,126 $2,415 $6,291 $6,669 $1,832 $1,868
Liberty Mutual $2,124 $2,079 $1,799 $1,977 $6,251 $6,815 $2,145 $2,174
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,427 $2,249 $2,136 $2,115 $9,004 $10,097 $2,744 $2,664
State Farm $2,343 $2,343 $2,114 $2,114 $6,915 $8,720 $2,629 $3,134
USAA $2,393 $2,384 $2,284 $2,274 $6,200 $7,092 $3,082 $3,342

Buy Cheap Nederland, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Nederland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Nederland, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Nederland, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,260 $11,856
American Family $6,433 $8,652
Farmers $11,886 $12,044
GEICO $6,291 $6,669
Liberty Mutual $6,251 $6,815
Nationwide $5,702 $7,251
Progressive $9,004 $10,097
State Farm $6,915 $8,720
USAA $6,200 $7,092

Buy Cheap Nederland, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Nederland, Colorado by comparing Nederland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Nederland, CO here.

Annual Auto Insurance Rates for Senior Drivers in Nederland, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,833 $2,860
American Family $2,399 $2,399
Farmers $2,826 $3,033
GEICO $2,126 $2,415
Liberty Mutual $1,799 $1,977
Nationwide $2,018 $2,122
Progressive $2,136 $2,115
State Farm $2,114 $2,114
USAA $2,284 $2,274

Find Cheap Auto Insurance Rates in Nederland, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Nederland, Colorado auto insurance. Compare Nederland, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nederland, Colorado

Insurance Company Low Medium High
Allstate $4,902 $5,184 $5,522
American Family $3,674 $3,968 $4,022
Farmers $4,752 $5,302 $6,074
GEICO $2,855 $3,114 $3,558
Liberty Mutual $2,995 $3,158 $3,358
Nationwide $3,335 $3,378 $3,407
Progressive $3,879 $4,192 $4,467
State Farm $3,544 $3,792 $4,031
USAA $3,474 $3,631 $3,789

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Find Cheap Nederland, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Nederland. Compare auto insurance rates in Nederland, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Nederland, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,203 $5,203
American Family $3,804 $3,972
Farmers $5,376 $5,376
GEICO $3,109 $3,243
Liberty Mutual $3,170 $3,170
Nationwide $3,373 $3,373
Progressive $4,179 $4,179
State Farm $3,697 $3,881
USAA $3,528 $3,735

Find Cheap Nederland, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Nederland, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Nederland, CO, take a look at the average cost for various violations versus rates for a clean driving record in Nederland.

Annual Nederland, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,405 $5,095 $6,290 $5,021
American Family $2,880 $4,072 $5,338 $3,264
Farmers $4,540 $5,830 $5,751 $5,383
GEICO $2,238 $3,477 $4,061 $2,926
Liberty Mutual $2,771 $3,251 $3,381 $3,279
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,608 $5,114 $3,806 $4,190
State Farm $3,474 $4,104 $3,789 $3,789
USAA $2,621 $3,219 $5,729 $2,956

Find Cheap Nederland, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Nederland, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Nederland for less when you shop around and compare rates from multiple Nederland, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Nederland, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,290
American Family $5,338
Farmers $5,751
GEICO $4,061
Liberty Mutual $3,381
Nationwide $4,472
Progressive $3,806
State Farm $3,789
USAA $5,729

Winners by Category: Where to Buy Cheap Auto Insurance in Nederland, CO

Compare rates from the cheapest auto insurance companies in Nederland, CO for your needs. Take a look at how Nederland, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Nederland, Colorado

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation Nationwide

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Find Cheap Nederland, Colorado Auto Insurance Companies

If you’re looking for the cheapest Nederland, CO auto insurance companies overall, you can compare them here. Find the best price for Nederland, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Nederland, Colorado

Insurance Company Average Annual Rates
Allstate $5,203
American Family $3,888
Farmers $5,376
GEICO $3,176
Liberty Mutual $3,170
Nationwide $3,373
Progressive $4,179
State Farm $3,789
USAA $3,631

What affects Nederland, Colorado auto insurance rates?

Local factors affect auto insurance rates in Nederland, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Nederland auto insurance rates.

Commute Times in Nederland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Nederland, CO is 36.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Nederland, CO

You can buy cheap Nederland, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Nederland, Colorado auto insurance quotes from top companies.

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