Buy Cheap Navajo, NM Auto Insurance (2021)

Navajo, NM auto insurance rates average $281 a month. Minimum auto insurance requirements in Navajo, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Navajo, NM, compare Navajo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Navajo is GEICO
  • Average auto insurance rates in Navajo, NM are $281/month
  • The most expensive auto insurance company in Navajo after a DUI is GEICO

Finding affordable Navajo, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Navajo, NM auto insurance with confidence is right here. Auto insurance rates in Navajo are affected by local factors as well as personal ones like your driving record.

See how Navajo, NM car insurance rates compare to Las Cruces auto insurance rates, Rio Rancho auto insurance rates, and Roswell auto insurance rates before you read more about the cost of auto insurance in Navajo.

Don’t buy Navajo, NM auto insurance until you’ve compared rates. Get free Navajo, New Mexico auto insurance quotes when you enter your ZIP code above.

Navajo, NM Minimum Auto Insurance Requirements

The required auto insurance in Navajo, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Navajo, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Navajo, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Navajo, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Navajo, NM. Take a look at Navajo, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Navajo, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,679 $3,881 $3,689
GEICO $4,719 $4,112 $3,806
Nationwide $4,388 $3,418 $2,962
Progressive $3,287 $2,943 $2,791
State Farm $3,034 $1,886 $1,501
USAA $3,040 $2,276 $1,973

Buy Cheap Navajo, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Navajo, New Mexico auto insurance rates? Find out how car insurance rates in Navajo, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Navajo, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,257 $2,245 $2,018 $2,148 $9,258 $9,525 $2,558 $2,655
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,578 $1,519 $1,442 $1,439 $6,672 $7,536 $1,905 $1,967
State Farm $1,405 $1,405 $1,279 $1,279 $3,755 $4,692 $1,567 $1,740
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

Buy Cheap Navajo, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Navajo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Navajo, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Navajo, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $9,258 $9,525
GEICO $7,617 $10,449
Nationwide $5,976 $7,514
Progressive $6,672 $7,536
State Farm $3,755 $4,692
USAA $4,267 $4,820

Buy Cheap Navajo, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Navajo, New Mexico by comparing Navajo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Navajo, NM here.

Annual Auto Insurance Rates for Senior Drivers in Navajo, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $2,018 $2,148
GEICO $2,442 $2,442
Nationwide $2,228 $2,332
Progressive $1,442 $1,439
State Farm $1,279 $1,279
USAA $1,530 $1,522

Find Cheap Auto Insurance Rates in Navajo, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Navajo, New Mexico auto insurance. Compare Navajo, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Navajo, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,749 $4,049 $4,452
GEICO $3,928 $4,201 $4,509
Nationwide $3,511 $3,558 $3,699
Progressive $2,856 $3,006 $3,159
State Farm $1,951 $2,145 $2,324
USAA $2,258 $2,442 $2,590

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Find Cheap Navajo, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Navajo. Compare auto insurance rates in Navajo, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Navajo, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $4,083 $4,083
GEICO $4,148 $4,277
Nationwide $3,589 $3,589
Progressive $3,007 $3,007
State Farm $2,090 $2,191
USAA $2,357 $2,502

Find Cheap Navajo, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Navajo, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Navajo, NM, take a look at the average cost for various violations versus rates for a clean driving record in Navajo.

Annual Navajo, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,443 $4,441 $4,335 $4,113
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $2,595 $3,571 $2,798 $3,065
State Farm $2,012 $2,183 $2,183 $2,183
USAA $1,802 $2,514 $3,304 $2,100

Find Cheap Navajo, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Navajo, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Navajo for less when you shop around and compare rates from multiple Navajo, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Navajo, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,335
GEICO $7,878
Nationwide $4,853
Progressive $2,798
State Farm $2,183
USAA $3,304

Winners by Category: Where to Buy Cheap Auto Insurance in Navajo, NM

Compare rates from the cheapest auto insurance companies in Navajo, NM for your needs. Take a look at how Navajo, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Navajo, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Navajo, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Navajo, NM auto insurance companies overall, you can compare them here. Find the best price for Navajo, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Navajo, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $4,083
GEICO $4,213
Nationwide $3,589
Progressive $3,007
State Farm $2,140
USAA $2,430

What affects Navajo, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Navajo, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Navajo auto insurance rates.

Commute Times in Navajo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Navajo, NM is 26.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Navajo, NM

You can buy cheap Navajo, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Navajo, New Mexico auto insurance quotes from top companies.

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