Buy Cheap Naugatuck, CT Auto Insurance (2021)

Naugatuck, CT auto insurance rates average $418 a month. Minimum auto insurance requirements in Naugatuck, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Naugatuck, CT, compare Naugatuck auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Naugatuck, CT are $418/month
  • Average auto insurance rates in Naugatuck, CT after a DUI are $6,136/year
  • Average auto insurance rates in Naugatuck, CT for teens drivers are $10,503/year

Finding affordable Naugatuck, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Naugatuck, CT auto insurance with confidence is right here. Auto insurance rates in Naugatuck are affected by local factors as well as personal ones like your driving record.

See how Naugatuck, CT car insurance rates compare to Meriden auto insurance rates, New Haven auto insurance rates, and Hartford auto insurance rates before you read more about the cost of auto insurance in Naugatuck.

Don’t buy Naugatuck, CT auto insurance until you’ve compared rates. Get free Naugatuck, Connecticut auto insurance quotes when you enter your ZIP code above.

Naugatuck, CT Minimum Auto Insurance Requirements

The required auto insurance in Naugatuck, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Naugatuck, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Naugatuck, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Naugatuck, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Naugatuck, CT. Take a look at Naugatuck, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Naugatuck, Connecticut

Insurance Company Poor Fair Good
Allstate $8,363 $6,321 $5,011
GEICO $5,071 $3,056 $2,325
Liberty Mutual $11,655 $7,243 $5,686
Nationwide $5,165 $3,465 $3,066
Progressive $5,315 $4,777 $4,578
State Farm $4,355 $2,784 $2,239
Travelers $7,194 $5,998 $5,828
USAA $4,851 $3,276 $2,879

Buy Cheap Naugatuck, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Naugatuck, Connecticut auto insurance rates? Find out how car insurance rates in Naugatuck, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Naugatuck, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,123 $4,069 $3,803 $4,075 $12,673 $14,974 $4,302 $4,504
GEICO $2,578 $2,585 $2,391 $2,410 $5,984 $7,043 $2,481 $2,401
Liberty Mutual $3,959 $4,323 $3,047 $3,778 $19,768 $22,328 $3,994 $4,360
Nationwide $2,481 $2,510 $2,228 $2,338 $6,896 $8,757 $2,880 $3,099
Progressive $2,612 $2,431 $2,230 $2,318 $10,995 $12,196 $2,984 $3,353
State Farm $1,901 $1,901 $1,748 $1,748 $5,808 $7,300 $2,139 $2,460
Travelers $1,914 $1,942 $1,910 $1,904 $14,759 $23,872 $2,082 $2,338
USAA $2,240 $2,214 $2,093 $2,064 $7,139 $7,477 $3,009 $3,112

Buy Cheap Naugatuck, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Naugatuck can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Naugatuck, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Naugatuck, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,673 $14,974
GEICO $5,984 $7,043
Liberty Mutual $19,768 $22,328
Nationwide $6,896 $8,757
Progressive $10,995 $12,196
State Farm $5,808 $7,300
Travelers $14,759 $23,872
USAA $7,139 $7,477

Buy Cheap Naugatuck, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Naugatuck, Connecticut by comparing Naugatuck senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Naugatuck, CT here.

Annual Auto Insurance Rates for Senior Drivers in Naugatuck, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $4,075
GEICO $2,391 $2,410
Liberty Mutual $3,047 $3,778
Nationwide $2,228 $2,338
Progressive $2,230 $2,318
State Farm $1,748 $1,748
Travelers $1,910 $1,904
USAA $2,093 $2,064

Find Cheap Auto Insurance Rates in Naugatuck, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Naugatuck, Connecticut auto insurance. Compare Naugatuck, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Naugatuck, Connecticut

Insurance Company Low Medium High
Allstate $6,159 $6,555 $6,981
GEICO $3,182 $3,433 $3,837
Liberty Mutual $7,831 $8,121 $8,632
Nationwide $3,954 $3,929 $3,813
Progressive $4,545 $4,845 $5,280
State Farm $2,934 $3,131 $3,312
Travelers $5,852 $6,295 $6,874
USAA $3,411 $3,672 $3,922

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Find Cheap Naugatuck, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Naugatuck. Compare auto insurance rates in Naugatuck, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Naugatuck, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,565 $6,565
GEICO $3,430 $3,538
Liberty Mutual $8,195 $8,195
Nationwide $3,898 $3,898
Progressive $4,890 $4,890
State Farm $3,049 $3,203
Travelers $6,340 $6,340
USAA $3,624 $3,713

Find Cheap Naugatuck, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Naugatuck, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Naugatuck, CT, take a look at the average cost for various violations versus rates for a clean driving record in Naugatuck.

Annual Naugatuck, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,578 $6,911 $8,193 $5,578
GEICO $2,198 $2,886 $6,152 $2,700
Liberty Mutual $7,173 $8,983 $8,903 $7,720
Nationwide $3,171 $4,142 $4,748 $3,533
Progressive $4,170 $6,062 $4,387 $4,940
State Farm $2,909 $3,198 $3,198 $3,198
Travelers $5,105 $5,530 $8,044 $6,681
USAA $2,826 $3,557 $5,466 $2,826

Find Cheap Naugatuck, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Naugatuck, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Naugatuck for less when you shop around and compare rates from multiple Naugatuck, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Naugatuck, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,193
GEICO $6,152
Liberty Mutual $8,903
Nationwide $4,748
Progressive $4,387
State Farm $3,198
Travelers $8,044
USAA $5,466

Winners by Category: Where to Buy Cheap Auto Insurance in Naugatuck, CT

Compare rates from the cheapest auto insurance companies in Naugatuck, CT for your needs. Take a look at how Naugatuck, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Naugatuck, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Naugatuck, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Naugatuck, CT auto insurance companies overall, you can compare them here. Find the best price for Naugatuck, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Naugatuck, Connecticut

Insurance Company Average Annual Rates
Allstate $6,565
GEICO $3,484
Liberty Mutual $8,195
Nationwide $3,898
Progressive $4,890
State Farm $3,126
Travelers $6,340
USAA $3,668

What affects Naugatuck, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Naugatuck, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Naugatuck auto insurance rates.

Commute Times in Naugatuck

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Naugatuck, CT is 30.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Naugatuck, CT

You can buy cheap Naugatuck, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Naugatuck, Connecticut auto insurance quotes from top companies.

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