Buy Cheap National City, CA Auto Insurance (2021)

National City, CA auto insurance rates average $295 a month. Minimum auto insurance requirements in National City, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in National City, CA, compare National City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in National City, CA for teens drivers are $5,913/year
  • Average auto insurance rates in National City, CA are $295/month
  • Average auto insurance rates in National City, CA after a DUI are $4,992/year

Finding affordable National City, California auto insurance can be challenging, but everything you need to know to buy cheap National City, CA auto insurance with confidence is right here. Auto insurance rates in National City are affected by local factors as well as personal ones like your driving record.

See how National City, CA car insurance rates compare to Fresno auto insurance rates, Bakersfield auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in National City.

Don’t buy National City, CA auto insurance until you’ve compared rates. Get free National City, California auto insurance quotes when you enter your ZIP code above.

National City, CA Minimum Auto Insurance Requirements

The required auto insurance in National City, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in National City, California is outlined here.

Minimum Required Auto Insurance Coverage in National City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap National City, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect National City, California auto insurance rates? Find out how car insurance rates in National City, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in National City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,811 $2,851 $2,019 $2,076 $7,437 $9,434 $3,697 $4,193
Farmers $2,589 $2,589 $2,328 $2,328 $8,203 $13,428 $3,061 $3,403
GEICO $1,619 $1,620 $1,524 $1,524 $4,921 $5,005 $2,324 $2,377
Liberty Mutual $2,190 $2,076 $2,031 $1,970 $4,755 $5,059 $2,471 $2,491
Nationwide $3,179 $3,040 $2,776 $2,622 $7,986 $8,837 $3,791 $3,751
Progressive $1,621 $1,666 $1,369 $1,625 $4,236 $5,102 $2,322 $2,491
State Farm $3,372 $3,372 $3,009 $3,009 $6,171 $7,665 $3,729 $3,843
Travelers $2,515 $2,438 $2,212 $2,190 $5,159 $5,889 $3,255 $3,199
USAA $1,925 $1,828 $1,875 $1,888 $4,349 $4,384 $2,667 $2,526

Buy Cheap National City, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in National City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in National City, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in National City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,437 $9,434
Farmers $8,203 $13,428
GEICO $4,921 $5,005
Liberty Mutual $4,755 $5,059
Nationwide $7,986 $8,837
Progressive $4,236 $5,102
State Farm $6,171 $7,665
Travelers $5,159 $5,889
USAA $4,349 $4,384

Buy Cheap National City, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in National City, California by comparing National City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in National City, CA here.

Annual Auto Insurance Rates for Senior Drivers in National City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,019 $2,076
Farmers $2,328 $2,328
GEICO $1,524 $1,524
Liberty Mutual $2,031 $1,970
Nationwide $2,776 $2,622
Progressive $1,369 $1,625
State Farm $3,009 $3,009
Travelers $2,212 $2,190
USAA $1,875 $1,888

Find Cheap Auto Insurance Rates in National City, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of National City, California auto insurance. Compare National City, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in National City, California

Insurance Company Low Medium High
Allstate $4,132 $4,345 $4,468
Farmers $4,409 $4,776 $5,037
GEICO $2,385 $2,644 $2,813
Liberty Mutual $2,690 $2,905 $3,045
Nationwide $4,034 $4,576 $4,884
Progressive $2,304 $2,629 $2,729
State Farm $3,860 $4,342 $4,612
Travelers $2,931 $3,447 $3,693
USAA $2,449 $2,729 $2,864

Find Cheap National City, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in National City. Compare auto insurance rates in National City, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in National City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,889 $4,740
Farmers $4,302 $5,180
GEICO $2,375 $2,854
Liberty Mutual $2,645 $3,116
Nationwide $3,977 $5,019
Progressive $2,317 $2,791
State Farm $4,115 $4,427
Travelers $3,019 $3,695
USAA $2,472 $2,889

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Find Cheap National City, CA Auto Insurance Rates by Driving Record

Auto insurance rates in National City, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in National City, CA, take a look at the average cost for various violations versus rates for a clean driving record in National City.

Annual National City, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,577 $4,404 $6,879 $3,401
Farmers $3,507 $4,773 $5,945 $4,739
GEICO $1,829 $2,819 $3,540 $2,269
Liberty Mutual $2,500 $3,350 $3,023 $2,649
Nationwide $3,137 $4,023 $6,808 $4,023
Progressive $1,679 $2,838 $3,282 $2,418
State Farm $3,045 $3,634 $6,872 $3,535
Travelers $2,247 $3,643 $4,242 $3,296
USAA $1,781 $2,648 $4,342 $1,951

Find Cheap National City, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in National City, California is higher than for a clean driving record. You can buy auto insurance after a DUI in National City for less when you shop around and compare rates from multiple National City, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in National City, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,879
Farmers $5,945
GEICO $3,540
Liberty Mutual $3,023
Nationwide $6,808
Progressive $3,282
State Farm $6,872
Travelers $4,242
USAA $4,342

Winners by Category: Where to Buy Cheap Auto Insurance in National City, CA

Compare rates from the cheapest auto insurance companies in National City, CA for your needs. Take a look at how National City, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in National City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap National City, California Auto Insurance Companies

If you’re looking for the cheapest National City, CA auto insurance companies overall, you can compare them here. Find the best price for National City, California car insurance by company.

Average Annual Auto Insurance Rates by Company in National City, California

Insurance Company Average Annual Rates
Allstate $4,315
Farmers $4,741
GEICO $2,614
Liberty Mutual $2,880
Nationwide $4,498
Progressive $2,554
State Farm $4,271
Travelers $3,357
USAA $2,680

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What affects National City, California auto insurance rates?

Local factors affect auto insurance rates in National City, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact National City auto insurance rates.

Auto Theft in National City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for National City, CA auto theft show a total of 292 vehicle thefts annually.

Commute Times in National City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in National City, CA is 27.2 minutes according to City-Data.

Compare Auto Insurance Quotes in National City, CA

You can buy cheap National City, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free National City, California auto insurance quotes from top companies.

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