Buy Cheap Nappanee, IN Auto Insurance (2021)

Nappanee, IN auto insurance rates average $266 a month. Minimum auto insurance requirements in Nappanee, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Nappanee, IN, compare Nappanee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Nappanee, IN are $266/month
  • Average auto insurance rates in Nappanee, IN after a DUI are $3,805/year
  • The most expensive auto insurance company in Nappanee after a DUI is Liberty Mutual

Finding affordable Nappanee, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Nappanee, IN auto insurance with confidence is right here. Auto insurance rates in Nappanee are affected by local factors as well as personal ones like your driving record.

See how Nappanee, IN car insurance rates compare to Bloomington auto insurance rates, Fishers auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Nappanee.

Don’t buy Nappanee, IN auto insurance until you’ve compared rates. Get free Nappanee, Indiana auto insurance quotes when you enter your ZIP code above.

Nappanee, IN Minimum Auto Insurance Requirements

The required auto insurance in Nappanee, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Nappanee, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Nappanee, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Nappanee, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Nappanee, IN. Take a look at Nappanee, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Nappanee, Indiana

Insurance Company Poor Fair Good
Allstate $5,082 $3,778 $3,428
American Family $5,137 $3,330 $2,786
Farmers $4,113 $3,357 $3,111
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,341 $4,779 $4,419
Nationwide $2,892 $2,446 $2,285
Progressive $3,725 $3,300 $3,112
State Farm $3,356 $2,002 $1,552
Travelers $3,335 $2,825 $2,822
USAA $2,158 $1,433 $1,231

Buy Cheap Nappanee, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Nappanee, Indiana auto insurance rates? Find out how car insurance rates in Nappanee, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nappanee, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,540 $2,605 $2,224 $2,430 $7,780 $9,775 $2,592 $2,823
American Family $2,340 $2,340 $2,106 $2,106 $6,505 $9,403 $2,340 $2,872
Farmers $1,585 $1,563 $1,352 $1,521 $8,629 $9,198 $2,099 $2,271
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,773 $3,773 $3,469 $3,469 $8,242 $12,437 $3,773 $5,167
Nationwide $1,577 $1,616 $1,383 $1,480 $4,523 $5,889 $1,843 $2,018
Progressive $1,439 $1,361 $1,306 $1,314 $8,460 $9,514 $1,801 $1,838
State Farm $1,394 $1,394 $1,250 $1,250 $4,331 $5,539 $1,547 $1,723
Travelers $1,102 $1,122 $1,027 $1,029 $6,646 $10,512 $1,161 $1,353
USAA $1,022 $1,007 $955 $960 $2,864 $3,192 $1,383 $1,477

Buy Cheap Nappanee, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Nappanee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Nappanee, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Nappanee, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,780 $9,775
American Family $6,505 $9,403
Farmers $8,629 $9,198
GEICO $4,461 $4,147
Liberty Mutual $8,242 $12,437
Nationwide $4,523 $5,889
Progressive $8,460 $9,514
State Farm $4,331 $5,539
Travelers $6,646 $10,512
USAA $2,864 $3,192

Buy Cheap Nappanee, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Nappanee, Indiana by comparing Nappanee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Nappanee, IN here.

Annual Auto Insurance Rates for Senior Drivers in Nappanee, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,224 $2,430
American Family $2,106 $2,106
Farmers $1,352 $1,521
GEICO $1,431 $1,480
Liberty Mutual $3,469 $3,469
Nationwide $1,383 $1,480
Progressive $1,306 $1,314
State Farm $1,250 $1,250
Travelers $1,027 $1,029
USAA $955 $960

Find Cheap Auto Insurance Rates in Nappanee, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Nappanee, Indiana auto insurance. Compare Nappanee, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nappanee, Indiana

Insurance Company Low Medium High
Allstate $3,920 $4,082 $4,286
American Family $3,709 $3,875 $3,670
Farmers $3,404 $3,521 $3,657
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,337 $5,499 $5,703
Nationwide $2,587 $2,520 $2,516
Progressive $3,198 $3,328 $3,611
State Farm $2,189 $2,303 $2,419
Travelers $2,940 $3,022 $3,021
USAA $1,543 $1,603 $1,677

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Find Cheap Nappanee, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Nappanee. Compare auto insurance rates in Nappanee, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Nappanee, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,096 $4,096
American Family $3,706 $3,797
Farmers $3,527 $3,527
GEICO $2,193 $2,275
Liberty Mutual $5,367 $5,659
Nationwide $2,541 $2,541
Progressive $3,379 $3,379
State Farm $2,238 $2,368
Travelers $2,994 $2,994
USAA $1,586 $1,629

Find Cheap Nappanee, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Nappanee, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Nappanee, IN, take a look at the average cost for various violations versus rates for a clean driving record in Nappanee.

Annual Nappanee, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,264 $4,794 $4,432 $3,894
American Family $2,585 $4,119 $5,221 $3,081
Farmers $3,153 $3,681 $3,793 $3,482
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,286 $5,064 $7,973 $4,729
Nationwide $2,185 $2,817 $2,701 $2,461
Progressive $2,540 $4,431 $3,025 $3,520
State Farm $2,247 $2,472 $2,247 $2,247
Travelers $2,546 $3,142 $3,558 $2,730
USAA $1,213 $1,731 $1,983 $1,504

Find Cheap Nappanee, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Nappanee, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Nappanee for less when you shop around and compare rates from multiple Nappanee, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Nappanee, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,432
American Family $5,221
Farmers $3,793
GEICO $3,115
Liberty Mutual $7,973
Nationwide $2,701
Progressive $3,025
State Farm $2,247
Travelers $3,558
USAA $1,983

Winners by Category: Where to Buy Cheap Auto Insurance in Nappanee, IN

Compare rates from the cheapest auto insurance companies in Nappanee, IN for your needs. Take a look at how Nappanee, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Nappanee, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Nappanee, Indiana Auto Insurance Companies

If you’re looking for the cheapest Nappanee, IN auto insurance companies overall, you can compare them here. Find the best price for Nappanee, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Nappanee, Indiana

Insurance Company Average Annual Rates
Allstate $4,096
American Family $3,751
Farmers $3,527
GEICO $2,234
Liberty Mutual $5,513
Nationwide $2,541
Progressive $3,379
State Farm $2,303
Travelers $2,994
USAA $1,607

What affects Nappanee, Indiana auto insurance rates?

Local factors affect auto insurance rates in Nappanee, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Nappanee auto insurance rates.

Auto Theft in Nappanee

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Nappanee, IN auto theft show a total of 6 vehicle thefts annually.

Commute Times in Nappanee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Nappanee, IN is 20.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Nappanee, IN

You can buy cheap Nappanee, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Nappanee, Indiana auto insurance quotes from top companies.

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